1Subject to credit approval. Full details appear in the CollegeCounts 529 College Savings Visa® Card Brochure, Application, Credit Disclosures, Agreement, and Rewards Program Terms and Conditions. The card is administered and issued by Union Bank & Trust Company pursuant to a license from Visa® U.S.A. All terms, including reward points, fees, and APRs for transactions, may be subject to change. Net purchases are defined as the dollar value of goods and services purchased with a card beginning with the first day of the billing cycle that includes the cardholder’s enrollment date minus any credits, returns, or other adjustments as reflected on the monthly billing statement. Rewards of at least $50 must accumulate for an automatic transfer to the designated CollegeCounts 529 account(s) each quarter.