Age-Based

Age-Based 2016-11-09T14:02:57+00:00

3 Age-Based Options

Investments in the age-based portfolios are based on the age of the beneficiary. Younger beneficiaries will have more money invested in stock funds. Stock funds historically have provided potential for growth, but they are also more volatile. As the beneficiary gets older, your account will automatically move to a portfolio with reduced stock exposure and additional bond and/or money market investments.

Talk with your investment professional about your college savings objectives to select one of the following three options.

View the following pie charts to see how the Age-Based Aggressive Portfolios change over time as the beneficiary nears college.

Click on “Read More” for information about each portfolio’s objectives, asset allocation, fees, and performance.

Real AssetsInternational EquityU.S. EquityFixed IncomeMoney Market

Ages 0–2

Ages 3–5

Ages 6-8

Ages 9-10

Ages 11-12

Ages 13-14

Ages 15-16

Ages 17-18

Ages 19+

View the following pie charts to see how the Age-Based Moderate Portfolios change over time as the beneficiary nears college.

Click on “Read More” for information about each portfolio’s objectives, asset allocation, fees, and performance.

Real AssetsInternational EquityU.S. EquityFixed IncomeMoney Market

Ages 0–2

Ages 3–5

Ages 6-8

Ages 9-10

Ages 11-12

Ages 13-14

Ages 15-16

Ages 17-18

Ages 19+

View the following pie charts to see how the Age-Based Conservative Portfolios change over time as the beneficiary nears college.

Click on “Read More” for information about each portfolio’s objectives, asset allocation, fees, and performance.

Real AssetsInternational EquityU.S. EquityFixed IncomeMoney Market

Ages 0–2

Ages 3–5

Ages 6-8

Ages 9-10

Ages 11-12

Ages 13-14

Ages 15-16

Ages 17-18

Ages 19+

Risk Considerations

You can lose money by investing in a portfolio. Each of the age-based, target, and individual fund portfolios involves investment risks, which are described in the Program Disclosure Statement and which should be considered before investing. International investments involve risks such as currency fluctuations, economic instability, and political developments. Additional risks may be associated with emerging markets. Small and midsize companies may increase the risk of fluctuations in the value of your investment. Portfolios that invest in bonds are subject to risks such as interest rate risk, credit risk, and inflation risk. As interest rates rise, the prices of bonds will fall. The value of your account will fluctuate with market conditions. When you withdraw funds, you may have more or less than your total contributions to the account. For more risk information on the portfolios and the underlying funds in which they invest, see the Program Disclosure Statement.