Fee Structure: A B C F
Age-Based Portfolios
As of August 31, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a7.545.8912.599.088.699/28/163.50%1.72
Ages 3-5n/a6.515.1111.7117.2613.139/28/163.50%1.71
Ages 6-8n/a5.824.5210.537.437.439/28/163.50%1.70
Ages 9-10n/a5.504.269.616.816.719/28/163.50%1.70
Ages 11-12n/a4.203.168.705.725.949/28/163.50%1.71
Ages 13-14n/a4.123.227.704.645.219/28/163.50%1.71
Ages 15-16n/a2.281.636.363.734.339/28/163.50%1.70
Ages 17-18n/a1.090.795.182.813.479/28/163.50%1.70
Ages 19+n/a0.200.204.142.042.679/28/163.50%1.67
Age-Based Moderate
Ages 0-2n/a6.515.1111.7117.2613.139/28/163.50%1.71
Ages 3-5n/a5.824.5210.537.437.439/28/163.50%1.70
Ages 6-8n/a5.504.269.616.816.719/28/163.50%1.70
Ages 9-10n/a4.203.168.705.725.949/28/163.50%1.71
Ages 11-12n/a4.123.227.704.645.219/28/163.50%1.71
Ages 13-14n/a2.281.636.363.734.339/28/163.50%1.70
Ages 15-16n/a1.090.795.182.813.479/28/163.50%1.70
Ages 17-18n/a0.200.204.142.042.679/28/163.50%1.67
Ages 19+n/a-0.94-0.772.921.071.679/28/163.50%1.63
Age-Based Conservative
Ages 0-2n/a5.824.5210.537.437.439/28/163.50%1.70
Ages 3-5n/a5.504.269.616.816.719/28/163.50%1.70
Ages 6-8n/a4.203.168.705.725.949/28/163.50%1.71
Ages 9-10n/a4.123.227.704.645.219/28/163.50%1.71
Ages 11-12n/a2.281.636.363.734.339/28/163.50%1.70
Ages 13-14n/a1.090.795.182.813.479/28/163.50%1.70
Ages 15-16n/a0.200.204.142.042.679/28/163.50%1.67
Ages 17-18n/a-0.94-0.772.921.071.679/28/163.50%1.63
Ages 19+n/a-2.18-1.541.710.410.579/28/163.50%1.55
Target Portfolios
As of August 31, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a7.545.8912.599.088.638/2/103.50%1.72
Target Fund 80n/a5.824.5210.537.437.358/2/103.50%1.70
Target Fund 60n/a4.203.168.705.725.948/2/103.50%1.71
Target Fund 40n/a2.281.636.363.734.478/2/103.50%1.70
Target Fund 20n/a0.200.204.142.042.818/2/103.50%1.67
Target Fixed Income Fundn/a-2.18-1.541.710.410.368/2/103.50%1.55
Individual Portfolios
As of August 31, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.532.874.514.492.832.747/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a2.704.244.272.621.837/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.522.363.831.781.058/2/103.50%1.75
Northern Funds Bond Index 529 Portfolion/a-1.21-3.35-0.06-3.000.418/2/103.50%1.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-0.88-3.070.50-2.380.3910/10/123.50%1.64
PGIM Total Return Bond 529 Portfolion/a-0.71-2.351.27-2.12-1.034/28/203.50%1.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a0.050.141.011.380.749/26/133.50%1.65
BlackRock High Yield Bond 529 Portfolion/a0.471.676.37n/a2.204/15/213.50%1.86
AB Global Bond Fund 529 Portfolion/a-2.25-3.070.55n/a-2.064/15/213.50%1.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a4.473.509.835.777.118/2/103.50%1.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-2.48-7.950.314.022.594/9/193.50%1.46
Principal Global Real Estate Securities 529 Portfolion/a2.08-5.880.931.06-0.0111/25/143.50%2.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a3.631.379.6611.546.282/6/183.50%1.50
Northern Funds Stock Index 529 Portfolion/a4.358.6115.9812.0912.398/2/103.50%1.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a5.4312.1821.2010.4615.028/2/103.50%1.83
Northern Funds Mid Cap Index 529 Portfolion/a-0.860.158.6110.099.678/2/103.50%1.43
T. Rowe Price Small-Cap Value 529 Portfolion/a-1.28-0.704.46n/a0.298/11/213.50%1.96
Northern Funds Small Cap Index 529 Portfolion/a0.881.466.997.578.368/2/103.50%1.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a0.29-1.849.666.218.509/28/163.50%1.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a16.186.6413.987.854.948/2/103.50%1.52
Neuberger Berman International Select 529 Portfolion/a10.880.7110.664.514.748/2/103.50%2.09
DFA International Small Company 529 Portfolion/a20.2612.8213.378.396.7810/10/123.50%1.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a14.8211.759.334.453.254/9/193.50%2.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-10.73-10.4911.844.19-3.8110/10/123.50%2.08