Fee Structure: A B C F
Age-Based Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a4.177.4812.5210.568.479/28/163.50%1.72
Ages 3-5n/a3.516.8011.6818.7413.039/28/163.50%1.71
Ages 6-8n/a2.866.1310.388.647.249/28/163.50%1.70
Ages 9-10n/a2.245.399.237.736.469/28/163.50%1.70
Ages 11-12n/a1.724.708.596.625.769/28/163.50%1.71
Ages 13-14n/a1.354.307.405.284.999/28/163.50%1.71
Ages 15-16n/a0.373.196.234.374.209/28/163.50%1.70
Ages 17-18n/a-0.612.055.013.263.349/28/163.50%1.70
Ages 19+n/a-1.181.294.022.352.569/28/163.50%1.67
Age-Based Moderate
Ages 0-2n/a3.516.8011.6818.7413.039/28/163.50%1.71
Ages 3-5n/a2.866.1310.388.647.249/28/163.50%1.70
Ages 6-8n/a2.245.399.237.736.469/28/163.50%1.70
Ages 9-10n/a1.724.708.596.625.769/28/163.50%1.71
Ages 11-12n/a1.354.307.405.284.999/28/163.50%1.71
Ages 13-14n/a0.373.196.234.374.209/28/163.50%1.70
Ages 15-16n/a-0.612.055.013.263.349/28/163.50%1.70
Ages 17-18n/a-1.181.294.022.352.569/28/163.50%1.67
Ages 19+n/a-2.000.142.781.201.589/28/163.50%1.63
Age-Based Conservative
Ages 0-2n/a2.866.1310.388.647.249/28/163.50%1.70
Ages 3-5n/a2.245.399.237.736.469/28/163.50%1.70
Ages 6-8n/a1.724.708.596.625.769/28/163.50%1.71
Ages 9-10n/a1.354.307.405.284.999/28/163.50%1.71
Ages 11-12n/a0.373.196.234.374.209/28/163.50%1.70
Ages 13-14n/a-0.612.055.013.263.349/28/163.50%1.70
Ages 15-16n/a-1.181.294.022.352.569/28/163.50%1.67
Ages 17-18n/a-2.000.142.781.201.589/28/163.50%1.63
Ages 19+n/a-2.89-1.051.540.360.509/28/163.50%1.55
Target Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a4.177.4812.5210.568.508/2/103.50%1.72
Target Fund 80n/a2.866.1310.388.647.248/2/103.50%1.70
Target Fund 60n/a1.724.708.596.625.848/2/103.50%1.71
Target Fund 40n/a0.373.196.234.374.398/2/103.50%1.70
Target Fund 20n/a-1.181.294.022.352.758/2/103.50%1.67
Target Fixed Income Fundn/a-2.89-1.051.540.360.318/2/103.50%1.55
Individual Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.532.134.644.35n/a2.707/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a2.014.364.142.491.807/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-0.322.133.681.651.018/2/103.50%1.75
Northern Funds Bond Index 529 Portfolion/a-1.83-0.62-0.49-3.040.378/2/103.50%1.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-1.60-0.280.16-2.370.3410/10/123.50%1.64
PGIM Total Return Bond 529 Portfolion/a-1.71-0.030.97-1.99-1.264/28/203.50%1.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-1.430.130.611.500.629/26/133.50%1.65
BlackRock High Yield Bond 529 Portfolion/a-1.183.137.00n/a1.894/15/213.50%1.86
AB Global Bond Fund 529 Portfolion/a-2.45-0.640.60n/a-2.194/15/213.50%1.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a1.864.799.496.927.018/2/103.50%1.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-3.982.370.464.362.414/9/193.50%1.46
Principal Global Real Estate Securities 529 Portfolion/a0.243.280.492.11-0.3011/25/143.50%2.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-1.282.539.0012.075.732/6/183.50%1.50
Northern Funds Stock Index 529 Portfolion/a0.257.9416.1413.9512.248/2/103.50%1.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a1.458.6822.1913.0614.908/2/103.50%1.83
Northern Funds Mid Cap Index 529 Portfolion/a-5.470.709.4110.759.448/2/103.50%1.43
T. Rowe Price Small-Cap Value 529 Portfolion/a-7.511.414.34n/a-1.368/11/213.50%1.96
Northern Funds Small Cap Index 529 Portfolion/a-7.310.876.707.467.848/2/103.50%1.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a-5.14-1.0610.036.887.989/28/163.50%1.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a13.8311.0212.778.894.858/2/103.50%1.52
Neuberger Berman International Select 529 Portfolion/a13.0310.1711.056.974.938/2/103.50%2.09
DFA International Small Company 529 Portfolion/a16.2416.0812.079.846.5810/10/123.50%1.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a9.498.227.165.462.564/9/193.50%2.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-10.73-10.4911.844.19-3.8110/10/123.50%2.08