Fee Structure: A B C F
Age-Based Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-9.63-2.502.47n/a5.539/28/163.50%1.87
Ages 3-5-8.40-1.892.63n/a5.529/28/163.50%1.86
Ages 6-8-7.37-1.522.57n/a5.039/28/163.50%1.87
Ages 9-10-6.66-1.422.25n/a4.349/28/163.50%1.89
Ages 11-12-5.59-0.932.31n/a4.129/28/163.50%1.87
Ages 13-14-4.30-0.192.52n/a4.019/28/163.50%1.88
Ages 15-16-3.84-0.462.11n/a3.279/28/163.50%1.86
Ages 17-18-3.34-0.641.72n/a2.589/28/163.50%1.87
Ages 19+-3.07-1.071.30n/a1.889/28/163.50%1.80
Age-Based Moderate
Ages 0-2-8.40-1.892.63n/a5.529/28/163.50%1.86
Ages 3-5-7.37-1.522.57n/a5.039/28/163.50%1.87
Ages 6-8-6.66-1.422.25n/a4.349/28/163.50%1.89
Ages 9-10-5.59-0.932.31n/a4.129/28/163.50%1.87
Ages 11-12-4.30-0.192.52n/a4.019/28/163.50%1.88
Ages 13-14-3.84-0.462.11n/a3.279/28/163.50%1.86
Ages 15-16-3.34-0.641.72n/a2.589/28/163.50%1.87
Ages 17-18-3.07-1.071.30n/a1.889/28/163.50%1.80
Ages 19+-2.87-1.580.69n/a0.999/28/163.50%1.77
Age-Based Conservative
Ages 0-2-7.37-1.522.57n/a5.039/28/163.50%1.87
Ages 3-5-6.66-1.422.25n/a4.349/28/163.50%1.89
Ages 6-8-5.59-0.932.31n/a4.129/28/163.50%1.87
Ages 9-10-4.30-0.192.52n/a4.019/28/163.50%1.88
Ages 11-12-3.84-0.462.11n/a3.279/28/163.50%1.86
Ages 13-14-3.34-0.641.72n/a2.589/28/163.50%1.87
Ages 15-16-3.07-1.071.30n/a1.889/28/163.50%1.80
Ages 17-18-2.87-1.580.69n/a0.999/28/163.50%1.77
Ages 19+-3.70-3.32-0.59n/a-0.579/28/163.50%1.66
Target Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-9.63-2.502.474.177.388/2/103.50%1.87
Target Fund 80-7.37-1.522.573.916.398/2/103.50%1.87
Target Fund 60-5.59-0.932.313.295.248/2/103.50%1.87
Target Fund 40-3.84-0.462.112.794.138/2/103.50%1.86
Target Fund 20-3.07-1.071.301.712.588/2/103.50%1.80
Target Fixed Income Fund-3.70-3.32-0.59-0.48-0.198/2/103.50%1.66
Individual Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolion/an/an/an/a0.027/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.290.931.26n/a1.017/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio-0.80-0.700.530.670.498/2/103.50%1.65
Northern Funds Bond Index 529 Portfolio1.402.902.301.801.748/2/103.50%1.55
Fidelity Advisor Investment Grade Bond 529 Portfolio3.014.723.122.541.6510/10/123.50%1.90
PGIM Total Return Bond 529 Portfolion/an/an/an/a0.804/28/203.50%1.89
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-2.98-2.19-0.29-0.20-0.639/26/133.50%1.77
Touchstone High Yield 529 Portfolio-7.17-5.080.321.682.1110/10/123.50%2.12
Templeton International Bond 529 Portfolio-11.00-13.81-3.61-1.34-1.7110/10/123.50%2.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio-3.352.294.254.836.898/2/103.50%1.86
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-15.17-10.81n/an/a-6.194/9/193.50%1.58
Principal Global Real Estate Securities 529 Portfolio-18.40-13.42n/an/a-9.3111/25/143.50%2.28
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-22.52-16.23n/an/a-6.962/6/183.50%1.66
Northern Funds Stock Index 529 Portfolio-3.564.778.478.6911.328/2/103.50%1.50
T. Rowe Price Large-Cap Growth 529 Portfolio11.8318.9516.9114.4815.908/2/103.50%1.96
Northern Funds Mid Cap Index 529 Portfolio-14.03-9.760.323.438.638/2/103.50%1.55
William Blair Small Cap Value 529 Portfolio-29.00-27.50-9.17-2.363.928/2/103.50%2.65
Northern Funds Small Cap Index 529 Portfolio-15.78-10.81-0.632.447.708/2/103.50%1.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-6.08-0.927.08n/a9.289/28/163.50%2.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-14.29-7.06-2.55-0.322.568/2/103.50%1.65
Neuberger Berman International Select 529 Portfolio-6.513.151.422.623.908/2/103.50%2.19
DFA International Small Company 529 Portfolio-17.86-8.09-4.930.794.2510/10/123.50%1.92
Vanguard Emerging Markets Select Stock 529 Portfolio-11.12-3.41n/an/a-5.824/9/193.50%1.92
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -17.86-15.91-7.75-6.42-10.3910/10/123.50%2.18