Fee Structure: A B C F
Age-Based Portfolios
As of February 29, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a3.8318.564.928.688.819/28/163.50%1.22
Ages 3-5n/a3.3717.204.568.218.309/28/163.50%1.21
Ages 6-8n/a3.0516.203.967.527.649/28/163.50%1.20
Ages 9-10n/a2.5414.713.486.696.709/28/163.50%1.20
Ages 11-12n/a2.1613.382.835.986.039/28/163.50%1.21
Ages 13-14n/a1.7311.902.175.255.369/28/163.50%1.21
Ages 15-16n/a1.4410.641.994.624.599/28/163.50%1.20
Ages 17-18n/a1.159.271.483.833.789/28/163.50%1.20
Ages 19+n/a0.857.741.243.062.999/28/163.50%1.17
Age-Based Moderate
Ages 0-2n/a3.3717.204.568.218.309/28/163.50%1.21
Ages 3-5n/a3.0516.203.967.527.649/28/163.50%1.20
Ages 6-8n/a2.5414.713.486.696.709/28/163.50%1.20
Ages 9-10n/a2.1613.382.835.986.039/28/163.50%1.21
Ages 11-12n/a1.7311.902.175.255.369/28/163.50%1.21
Ages 13-14n/a1.4410.641.994.624.599/28/163.50%1.20
Ages 15-16n/a1.159.271.483.833.789/28/163.50%1.20
Ages 17-18n/a0.857.741.243.062.999/28/163.50%1.17
Ages 19+n/a0.616.190.752.182.069/28/163.50%1.13
Age-Based Conservative
Ages 0-2n/a3.0516.203.967.527.649/28/163.50%1.20
Ages 3-5n/a2.5414.713.486.696.709/28/163.50%1.20
Ages 6-8n/a2.1613.382.835.986.039/28/163.50%1.21
Ages 9-10n/a1.7311.902.175.255.369/28/163.50%1.21
Ages 11-12n/a1.4410.641.994.624.599/28/163.50%1.20
Ages 13-14n/a1.159.271.483.833.789/28/163.50%1.20
Ages 15-16n/a0.857.741.243.062.999/28/163.50%1.17
Ages 17-18n/a0.616.190.752.182.069/28/163.50%1.13
Ages 19+n/a0.364.300.821.271.009/28/163.50%1.05
Target Portfolios
As of February 29, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a3.8318.564.928.688.948/2/103.50%1.22
Target Fund 80n/a3.0516.203.967.527.708/2/103.50%1.20
Target Fund 60n/a2.1613.382.835.986.238/2/103.50%1.21
Target Fund 40n/a1.4410.641.994.624.878/2/103.50%1.20
Target Fund 20n/a0.857.741.243.063.248/2/103.50%1.17
Target Fixed Income Fundn/a0.364.300.821.270.798/2/103.50%1.05
Individual Portfolios
As of February 29, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.530.925.142.47n/a2.077/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.894.932.281.701.407/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a1.145.361.511.501.078/2/103.50%1.25
Northern Funds Bond Index 529 Portfolion/a-1.912.44-3.88-0.350.918/2/103.50%0.93
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-1.523.28-3.410.610.8310/10/123.50%1.14
PGIM Total Return Bond 529 Portfolion/a-1.054.53-3.33n/a-1.524/28/203.50%1.17
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-0.182.871.132.351.019/26/133.50%1.15
BlackRock High Yield Bond 529 Portfolion/a0.5810.60n/an/a1.414/15/213.50%1.36
AB Global Bond Fund 529 Portfolion/a-1.074.17n/an/a-2.754/15/213.50%1.28
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a3.1917.583.387.177.558/2/103.50%1.23
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-3.123.323.01n/a2.904/9/193.50%0.96
Principal Global Real Estate Securities 529 Portfolion/a-4.860.21-2.69n/a-0.8511/25/143.50%1.65
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a4.3912.928.338.626.592/6/183.50%1.00
Northern Funds Stock Index 529 Portfolion/a6.9529.3110.9113.7312.868/2/103.50%0.88
T. Rowe Price Large-Cap Growth 529 Portfolion/a10.3950.956.7814.3715.578/2/103.50%1.33
Northern Funds Mid Cap Index 529 Portfolion/a4.0412.085.689.3510.788/2/103.50%0.93
T. Rowe Price Small-Cap Value 529 Portfolion/a-0.642.52n/an/a-2.578/11/213.50%1.46
Northern Funds Small Cap Index 529 Portfolion/a1.429.13-1.785.909.138/2/103.50%0.93
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a5.7817.971.428.5410.019/28/163.50%1.42
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a2.3214.033.735.934.838/2/103.50%1.02
Neuberger Berman International Select 529 Portfolion/a1.4410.350.735.674.858/2/103.50%1.59
DFA International Small Company 529 Portfolion/a-0.707.180.794.836.1710/10/123.50%1.17
Vanguard Emerging Markets Select Stock 529 Portfolion/a-1.056.35-6.37n/a0.734/9/193.50%1.62
Commodities
Parametric Commodity Strategy 529 Portfolion/a-5.60-5.2314.335.79-2.8710/10/123.50%1.58