Age-Based Aggressive Ages 15-16

Age-Based Aggressive Ages 15-16 2016-11-08T12:34:05+00:00

Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 25%
International Equities 11%
Real Assets Equities 4%
Fixed Income 60%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 14%
Northern Funds Bond Index Fund 11%
MainStay Total Return Bond Fund 14%
American Century Short Duration Inflation Protection Bond Fund 9%
Touchstone High Yield Fund 6%
Templeton International Bond Fund 6%
Real Assets
Voya Global Real Estate Fund 2%
Credit Suisse Commodity Return Strategy Fund 2%
Fund Percent
U.S. Equity
Cohen & Steers Dividend Value Fund 6%
Northern Funds Stock Index Fund 8%
T. Rowe Price Instl. Large-Cap Growth Fund 6%
Northern Funds Mid Cap Index Fund 3%
Northern Funds Small Cap Value Fund 1%
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund 1%
International Equity
Northern Funds International Equity Index Fund 4%
Neuberger Berman International Select Fund 6%
Lazard Emerging Markets Equity Portfolio 1%

Portfolio Performance1

As of November 30, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A9.462.6910.73n/an/a8.481.179/28/16
C9.182.6010.46n/an/a8.181.429/28/16
F9.732.7711.06n/an/a8.770.929/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 9/30/2017

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.521.862.741.801.612.228/2/10
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX0.853.08-0.132.551.894.078/2/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.104.171.732.632.504.9812/17/14
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.49n/a0.530.57-0.023.139/26/13
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX2.256.837.704.044.826.6110/10/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZXn/a4.5111.620.421.225.0310/10/12
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.99IGLIX1.155.36-1.573.765.581.7510/10/12
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Cohen & Steers Dividend Value Fund
Fact Sheet, Prospectus, Annual Report
0.65DVFIX3.309.4417.788.0912.595.696/20/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX4.4714.1618.5210.7114.117.278/2/10
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX7.3828.4530.7215.0017.8410.398/2/10
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX3.229.2817.3511.0114.248.758/2/10
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX5.105.0619.1912.3913.958.358/2/10
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report
0.66TQAIX4.1915.4319.8112.0215.4110.389/28/16
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX5.1220.6418.905.028.281.148/2/10
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.90NILIX7.1123.5318.697.097.872.078/2/10
Lazard Emerging Markets Equity Portfolio
Fact Sheet, Prospectus, Annual Report
1.10LZEMX6.81n/a17.092.653.072.258/2/10
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.80CRSOX2.49-2.560.00-10.19-10.41-6.7410/10/12