Portfolio Overview

The Portfolio seeks growth of capital.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 54%
International Equities 30%
Real Assets 6%
Fixed Income 10%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 2%
Northern Funds Bond Index Fund 2%
MainStay MacKay Total Return Bond Fund 2%
American Century Short Duration Inflation Protection Bond Fund 2%
Touchstone High Yield Fund 1%
Templeton International Bond Fund 1%
Real Assets
Principal Global Real Estate Securities Fund 4%
Credit Suisse Commodity Return Strategy Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 12%
Northern Funds Stock Index Fund 16%
T. Rowe Price Instl. Large-Cap Growth Fund 12%
Northern Funds Mid Cap Index Fund 8%
Northern Funds Small Cap Value Fund 3%
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund 3%
International Equity
Northern Funds International Equity Index Fund 9%
Neuberger Berman International Select Fund 13%
DFA International Small Company Portfolio 4%
Vanguard Emerging Markets Select Stock Portfolio 4%

Portfolio Performance1

As of August 31, 2019

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A12.263.92-1.66n/an/a7.781.119/28/16
C12.163.87-1.91n/an/a7.521.369/28/16
F12.473.98-1.42n/an/a8.050.869/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 6/30/2019

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.57PTSHX0.501.562.032.501.901.9710/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.81NOBOX1.63-0.16-0.161.872.393.182/27/07
MainStay MacKay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX2.976.477.402.992.614.531/2/91
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.77n/a3.191.771.002.845/31/05
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX2.8310.908.406.663.597.691/27/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.83FIBZXn/a3.777.284.700.654.1112/3/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSXn/a16.8210.897.086.7012.6710/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a2.9611.107.1514.362/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX4.2918.5010.3314.0810.6114.5510/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX3.0018.129.9623.1315.1317.8010/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX3.0117.851.1810.727.8414.423/22/05
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX2.1814.36-4.358.125.5912.734/1/94
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report
0.66TQAIX5.3823.586.9915.6410.7517.096/30/97
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX3.6314.221.108.852.146.723/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX3.5315.570.098.663.277.3710/6/06
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.53DFISXn/an/a-7.347.912.989.059/30/96
Vanguard Emerging Markets Select Stock Fund
Fact Sheet, Prospectus, Annual Report
0.94VMMSX1.0613.026.1711.822.412.636/27/11
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.78CRSOX-1.444.76-7.11-2.30-9.12-3.7412/30/04