Portfolio Overview

The Portfolio seeks growth of current income.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 8%
International Equities 2%
Fixed Income 67%
Money Market 23%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 23%
Fixed Income
PIMCO Short-Term Fund 22%
Northern Funds Bond Index Fund 13%
PGIM Total Return Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 14%
Touchstone High Yield Fund 3%
Templeton International Bond Fund 3%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 2%
Northern Funds Stock Index Fund 3%
T. Rowe Price Instl. Large-Cap Growth Fund 2%
Northern Funds Mid Cap Index Fund 1%
International Equity
Northern Funds International Equity Index Fund 1%
Neuberger Berman International Select Fund 1%

Portfolio Performance1

As of March 31, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A-0.26-0.268.393.63n/a3.151.029/28/16
C-0.26-0.268.083.37n/a2.891.279/28/16
F-0.17-0.178.693.92n/a3.410.779/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 12/31/20

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.010.390.391.431.060.5410/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX0.352.742.742.322.391.8910/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX0.657.337.335.194.273.682/27/07
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.49PDBZX2.368.008.005.985.885.264/28/20
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.605.235.233.492.962.315/31/05
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX6.304.344.345.136.845.531/27/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.84FIBZXn/a-5.70-5.70-0.471.621.1412/3/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.26DFLVXn/a-0.61-0.613.289.2810.632/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX12.1018.2618.2614.0515.1013.7510/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX13.0539.5639.5623.2221.5418.1810/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX24.2913.5513.558.2812.1811.323/22/05
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX16.017.907.904.327.535.413/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX12.6315.4115.417.559.446.3410/6/06