Portfolio Overview

The Portfolio seeks growth of current income.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 7%
International Equities 2%
Real Assets 1%
Fixed Income 67%
Money Market 23%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 23%
Fixed Income
PIMCO Short-Term Fund 22%
Fidelity Advisor Investment Grade Bond Fund 11.5%
PGIM Total Return Bond Fund 13.5%
American Century Short Duration Inflation Protection Bond Fund 14%
BlackRock High Yield Bond Fund 3%
AB Global Bond Fund 3%
Real Assets
Principal Global Real Estate Securities Fund 1%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 2%
Northern Funds Stock Index Fund 2%
T. Rowe Price Instl. Large-Cap Growth Fund 2%
Northern Funds Mid Cap Index Fund 1%
International Equity
Northern Funds International Equity Index Fund 1%
Neuberger Berman International Select Fund 1%

Portfolio Performance1

As of November 30, 2022

 Average Annual Total Returns w/ Sales Charge (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A-9.63-3.85-9.25-0.730.621.050.889/28/16
C-6.62-0.46-6.210.151.061.361.139/28/16
F-6.19-0.27-5.710.691.591.880.639/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 3/31/2022

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.010.010.030.661.000.5410/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX-1.06-1.06-1.311.101.541.5910/7/87
Fidelity Advisor Investment Grade Bond Fund
Fact Sheet, Prospectus, Annual Report
0.49FIKQXn/an/a-3.522.802.872.808/6/71
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.39PTRQX-6.51-6.51-3.292.202.943.5012/27/10
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.090.095.094.913.371.875/31/05
BlackRock High Yield Bond Fund
Fact Sheet, Prospectus, Annual Report
0.58BHYIX-3.97-3.970.744.964.875.9111/19/98
AB Global Bond Fund
Fact Sheet, Prospectus, Annual Report
0.50ANAZX-5.18-5.18-3.621.061.812.7511/5/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSX-5.39-5.3911.866.808.628.5210/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.22DFLVX-0.35-0.3511.2412.8310.0712.332/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX-4.63-4.6315.5118.7915.8614.5210/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX-13.25-13.253.0918.6720.0017.0310/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX-4.92-4.924.4413.9910.9412.033/22/05
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX-6.77-6.770.137.336.426.063/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX-12.20-12.20-1.539.458.116.6510/6/06