Age-Based Conservative Ages 19+

The Portfolio seeks growth of current income, consistent with preservation of capital.

The Portfolio invests in a targeted mix of bond and money market mutual funds that represent various asset classes and sectors.

Fixed Income	50%
Money Market	50%

Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

Fund	Percent
Money Market
State Street U.S. Government Money Market Fund	50%
Fixed Income
PIMCO Short-Term Fund	20%
Fidelity Advisor Investment Grade Bond Fund	7%
PGIM Total Return Bond Fund	8%
American Century Short Duration Inflation Protection Bond Fund	15%

As of November 30, 2022

			Average Annual Total Returns at NAV (%)¹
Fee Structure	YTD	3 Mo	1 Yr	3 Yrs	5 Yrs	Lifetime	Exp. Ratio²	Inception Date
A	-2.59	-0.37	-2.67	0.00	0.69	0.64	0.80	9/28/16
C	-2.85	-0.38	-2.94	-0.28	0.42	0.37	1.05	9/28/16
F	-2.43	-0.27	-2.43	0.24	0.93	0.85	0.55	9/28/16

As of 3/31/2022

					Average Annual Total Returns (%)³
Money Market Fund	Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund^†	Inception Date
State Street U.S. Government Money Market Fund* Fact Sheet, Prospectus, Annual Report	0.12	GVMXX	0.01	0.01	0.03	0.66	1.00	0.54	10/25/07
					Average Annual Total Returns (%)³
Fixed Income Funds	Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund^†	Inception Date
PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report	0.45	PTSHX	-1.06	-1.06	-1.31	1.10	1.54	1.59	10/7/87
Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report	0.49	FIKQX	n/a	n/a	-3.52	2.80	2.87	2.80	8/6/71
PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report	0.39	PTRQX	-6.51	-6.51	-3.29	2.20	2.94	3.50	12/27/10
American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report	0.37	APISX	0.09	0.09	5.09	4.91	3.37	1.87	5/31/05