Age-Based Conservative Ages 19+

The Portfolio seeks growth of current income, consistent with preservation of capital.

The Portfolio invests in a targeted mix of bond and money market mutual funds that represent various asset classes and sectors.

Fixed Income	50%
Money Market	50%

Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

Fund	Percent
Money Market
State Street U.S. Government Money Market Fund	50%
Fixed Income
PIMCO Short-Term Fund	20%
Fidelity Advisor Investment Grade Bond Fund	7%
PGIM Total Return Bond Fund	8%
American Century Short Duration Inflation Protection Bond Fund	15%

As of November 30, 2023

			Average Annual Total Returns at NAV (%)¹
Fee Structure	YTD	3 Mo	1 Yr	3 Yrs	5 Yrs	Lifetime	Exp. Ratio²	Inception Date
A	3.84	1.07	3.94	0.56	1.40	1.09	0.80	9/28/16
C	3.59	1.01	3.69	0.31	1.13	0.83	1.05	9/28/16
F	4.00	1.12	4.18	0.78	1.63	1.31	0.55	9/28/16

As of 9/30/2023

					Average Annual Total Returns (%)³
Money Market Fund	Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund^†	Inception Date
State Street U.S. Government Money Market Fund* Fact Sheet, Prospectus, Annual Report	0.12	GVMXX	1.32	3.67	4.58	1.76	1.66	1.06	10/25/07
					Average Annual Total Returns (%)³
Fixed Income Funds	Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund^†	Inception Date
PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report	0.45	PTSHX	1.77	4.60	5.52	1.60	1.91	1.91	10/7/87
Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report	0.36	FIKQX	-2.99	-0.16	1.39	-4.59	0.97	1.65	8/6/71
PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report	0.39	PTRQX	-2.52	0.57	2.89	-4.66	0.61	2.03	12/27/10
American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report	0.43	APISX	0.10	2.01	2.32	1.75	2.64	1.64	5/31/05