Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 25%
International Equities 11%
Real Assets 4%
Fixed Income 60%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 14%
Northern Funds Bond Index Fund 11%
PGIM Total Return Bond Fund 14%
American Century Short Duration Inflation Protection Bond Fund 9%
BlackRock High Yield Bond Fund 6%
AB Global Bond Fund 6%
Real Assets
Principal Global Real Estate Securities Fund 2%
Credit Suisse Commodity Return Strategy Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 6%
Northern Funds Stock Index Fund 8%
T. Rowe Price Instl. Large-Cap Growth Fund 6%
Northern Funds Mid Cap Index Fund 3%
Northern Funds Small Cap Value Fund 1%
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund 1%
International Equity
Northern Funds International Equity Index Fund 4%
Neuberger Berman International Select Fund 6%
Vanguard Emerging Markets Select Stock Portfolio 1%

Portfolio Performance1

As of April 30, 2021

 Average Annual Total Returns w/ Sales Charge (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A0.340.5616.346.37n/a6.331.119/28/16
C3.864.1020.227.35n/a6.881.369/28/16
F4.094.2620.857.90n/a7.430.869/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 12/31/20

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX0.352.742.742.322.391.8910/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX0.657.337.335.194.273.682/27/07
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.49PDBZX2.368.008.005.985.885.264/28/20
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.605.235.233.492.962.315/31/05
BlackRock High Yield Bond Fund
Fact Sheet, Prospectus, Annual Report
1.15BHYIXn/an/an/an/an/an/a4/15/21
AB Global Bond Fund
Fact Sheet, Prospectus, Annual Report
1.03ANAZXn/an/an/an/an/an/a4/15/21
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSXn/a-3.86-3.865.065.957.4610/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.26DFLVXn/a-0.61-0.613.289.2810.632/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX12.1018.2618.2614.0515.1013.7510/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX13.0539.5639.5623.2221.5418.1810/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX24.2913.5513.558.2812.1811.323/22/05
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX27.40-2.30-2.301.037.018.264/1/94
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report
0.65TQAIX22.4324.0024.0015.4215.9514.476/30/97
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX16.017.907.904.327.535.413/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX12.6315.4115.417.559.446.3410/6/06
Vanguard Emerging Markets Select Stock Fund
Fact Sheet, Prospectus, Annual Report
0.93VMMSX23.3915.8015.807.1313.664.586/27/11
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.78CRSOX9.31-1.12-1.12-2.231.34-6.3812/30/04