Fee Structure: A B C F
Individual Portfolios
As of December 31, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio3.844.214.214.593.052.797/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a3.963.964.352.841.887/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a4.554.555.483.121.998/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a6.996.994.29-0.701.808/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a6.916.914.93-0.251.9110/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a7.427.425.80-0.171.224/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a5.825.824.563.102.119/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a8.888.8810.14n/a4.644/15/21--0.86
AB Global Bond Fund 529 Portfolion/a4.754.754.63n/a0.324/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a15.9715.9715.097.378.688/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a1.251.255.714.583.914/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a7.237.236.011.391.6011/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a16.1016.1013.2011.738.442/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a17.5217.5222.5714.0314.038/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a17.3617.3630.7112.1616.558/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a7.157.1512.138.6911.028/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a8.188.1810.28n/a3.068/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a12.5412.5413.345.749.958/2/10--0.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a10.0810.0814.495.2710.259/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a31.5131.5116.978.716.648/2/10--0.52
Neuberger International Select 529 Portfolion/a23.0323.0313.565.366.328/2/10--1.09
DFA International Small Company 529 Portfolion/a35.9635.9617.068.658.5610/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a35.2535.2516.324.856.534/9/19--1.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a21.9621.96n/an/a13.9011/9/23--1.08