Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-214.66-1.198.00n/a7.889/28/16--1.87
Ages 3-513.77-0.567.66n/a7.659/28/16--1.86
Ages 6-812.72-0.057.00n/a6.899/28/16--1.88
Ages 9-1011.720.856.10n/a6.029/28/16--1.89
Ages 11-1210.821.395.64n/a5.589/28/16--1.89
Ages 13-1410.222.285.26n/a5.219/28/16--1.88
Ages 15-168.962.734.43n/a4.409/28/16--1.89
Ages 17-187.652.873.64n/a3.609/28/16--1.87
Ages 19+6.263.072.89n/a2.889/28/16--1.83
Age-Based Moderate
Ages 0-213.77-0.567.66n/a7.659/28/16--1.86
Ages 3-512.72-0.057.00n/a6.899/28/16--1.88
Ages 6-811.720.856.10n/a6.029/28/16--1.89
Ages 9-1010.821.395.64n/a5.589/28/16--1.89
Ages 11-1210.222.285.26n/a5.219/28/16--1.88
Ages 13-148.962.734.43n/a4.409/28/16--1.89
Ages 15-167.652.873.64n/a3.609/28/16--1.87
Ages 17-186.263.072.89n/a2.889/28/16--1.83
Ages 19+4.643.021.93n/a1.939/28/16--1.77
Age-Based Conservative
Ages 0-212.72-0.057.00n/a6.899/28/16--1.88
Ages 3-511.720.856.10n/a6.029/28/16--1.89
Ages 6-810.821.395.64n/a5.589/28/16--1.89
Ages 9-1010.222.285.26n/a5.219/28/16--1.88
Ages 11-128.962.734.43n/a4.409/28/16--1.89
Ages 13-147.652.873.64n/a3.609/28/16--1.87
Ages 15-166.263.072.89n/a2.889/28/16--1.83
Ages 17-184.643.021.93n/a1.939/28/16--1.77
Ages 19+2.212.110.50n/a0.509/28/16--1.68
Target Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10014.66-1.198.005.698.328/2/10--1.87
Target Fund 8012.72-0.057.004.937.128/2/10--1.88
Target Fund 6010.821.395.644.045.828/2/10--1.89
Target Fund 408.962.734.433.284.588/2/10--1.89
Target Fund 206.263.072.892.172.978/2/10--1.83
Target Fixed Income Fund2.212.110.500.100.208/2/10--1.68
Individual Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.501.941.15n/a1.097/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.440.761.200.770.618/2/10--1.68
Northern Funds Bond Index 529 Portfolio7.408.801.341.791.788/2/10--1.55
Fidelity Advisor Investment Grade Bond 529 Portfolio7.938.791.852.041.4010/10/12--1.90
MainStay MacKay Total Return Bond 529 Portfolio8.008.321.83n/a1.8912/17/14--2.00
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio2.731.880.14-0.16-0.379/26/13--1.77
BlackRock Inflation Protected Bond 529 Portfolio5.794.600.420.401.208/2/10--1.79
Touchstone High Yield 529 Portfolio10.955.774.082.753.2010/10/12--2.12
Templeton International Bond 529 Portfolio0.312.092.82-0.84-0.3610/10/12--2.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio13.453.917.335.467.358/2/10--1.86
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a8.904/9/19--1.58
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a5.3011/25/14--2.28
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio13.88-3.31n/an/a-0.432/6/18--1.67
Northern Funds Stock Index 529 Portfolio19.232.6911.729.1711.848/2/10--1.50
American Century Equity Growth 529 Portfolio18.330.3110.567.2311.118/2/10--1.87
T. Rowe Price Large-Cap Growth 529 Portfolio15.580.3417.8813.1314.898/2/10--1.96
Northern Funds Mid Cap Index 529 Portfolio16.47-4.007.687.1710.498/2/10--1.56
William Blair Small Cap Value 529 Portfolio13.95-8.574.055.117.778/2/10--2.65
Northern Funds Small Cap Index 529 Portfolio12.77-10.356.576.549.408/2/10--1.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio21.10-2.6711.56n/a11.399/28/16--2.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio12.01-2.514.931.833.738/2/10--1.65
Neuberger Berman International Select 529 Portfolio14.15-1.854.933.044.038/2/10--2.20
DFA International Small Company 529 Portfolio9.38-9.062.883.056.0410/10/12--1.93
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-7.004/9/19--2.34
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 1.23-8.66-3.27-8.61-9.5610/10/12--2.18