Fee Structure: A B C F
Age-Based Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a9.9413.6815.0212.249.649/28/163.50%1.22
Ages 3-5n/a9.3313.0013.9411.329.109/28/163.50%1.21
Ages 6-8n/a8.5412.2312.8810.298.409/28/163.50%1.20
Ages 9-10n/a7.9311.5211.659.117.469/28/163.50%1.20
Ages 11-12n/a7.2710.6710.688.006.769/28/163.50%1.21
Ages 13-14n/a6.569.939.636.766.069/28/163.50%1.21
Ages 15-16n/a5.889.118.535.885.279/28/163.50%1.20
Ages 17-18n/a4.968.027.314.794.429/28/163.50%1.20
Ages 19+n/a4.267.066.243.823.619/28/163.50%1.17
Age-Based Moderate
Ages 0-2n/a9.3313.0013.9411.329.109/28/163.50%1.21
Ages 3-5n/a8.5412.2312.8810.298.409/28/163.50%1.20
Ages 6-8n/a7.9311.5211.659.117.469/28/163.50%1.20
Ages 9-10n/a7.2710.6710.688.006.769/28/163.50%1.21
Ages 11-12n/a6.569.939.636.766.069/28/163.50%1.21
Ages 13-14n/a5.889.118.535.885.279/28/163.50%1.20
Ages 15-16n/a4.968.027.314.794.429/28/163.50%1.20
Ages 17-18n/a4.267.066.243.823.619/28/163.50%1.17
Ages 19+n/a3.385.874.972.672.639/28/163.50%1.13
Age-Based Conservative
Ages 0-2n/a8.5412.2312.8810.298.409/28/163.50%1.20
Ages 3-5n/a7.9311.5211.659.117.469/28/163.50%1.20
Ages 6-8n/a7.2710.6710.688.006.769/28/163.50%1.21
Ages 9-10n/a6.569.939.636.766.069/28/163.50%1.21
Ages 11-12n/a5.889.118.535.885.279/28/163.50%1.20
Ages 13-14n/a4.968.027.314.794.429/28/163.50%1.20
Ages 15-16n/a4.267.066.243.823.619/28/163.50%1.17
Ages 17-18n/a3.385.874.972.672.639/28/163.50%1.13
Ages 19+n/a2.434.583.691.801.549/28/163.50%1.05
Target Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a9.9413.6815.0212.249.418/2/103.50%1.22
Target Fund 80n/a8.5412.2312.8810.298.148/2/103.50%1.20
Target Fund 60n/a7.2710.6710.688.006.648/2/103.50%1.21
Target Fund 40n/a5.889.118.535.885.258/2/103.50%1.20
Target Fund 20n/a4.267.066.243.823.588/2/103.50%1.17
Target Fixed Income Fundn/a2.434.583.691.801.138/2/103.50%1.05
Individual Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.532.134.644.35n/a2.707/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a2.014.364.142.491.807/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a1.914.484.622.311.408/2/103.50%1.25
Northern Funds Bond Index 529 Portfolion/a3.635.151.72-1.561.228/2/103.50%0.93
Fidelity Advisor Investment Grade Bond 529 Portfolion/a3.825.382.39-0.871.2410/10/123.50%1.14
PGIM Total Return Bond 529 Portfolion/a3.595.623.20-0.550.174/28/203.50%1.17
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a3.915.812.792.991.539/26/133.50%1.15
BlackRock High Yield Bond 529 Portfolion/a4.309.049.39n/a3.684/15/213.50%1.36
AB Global Bond Fund 529 Portfolion/a2.955.022.81n/a-0.504/15/213.50%1.28
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a7.5310.8411.918.547.918/2/103.50%1.23
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a1.378.292.705.963.784/9/193.50%0.96
Principal Global Real Estate Securities 529 Portfolion/a5.859.382.773.721.0511/25/143.50%1.65
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a4.258.4611.3913.746.962/6/183.50%1.00
Northern Funds Stock Index 529 Portfolion/a5.7714.1518.7015.6513.188/2/103.50%0.88
T. Rowe Price Large-Cap Growth 529 Portfolion/a7.0614.9324.9014.7815.878/2/103.50%1.33
Northern Funds Mid Cap Index 529 Portfolion/a-0.256.5011.8412.4210.368/2/103.50%0.93
T. Rowe Price Small-Cap Value 529 Portfolion/a-2.427.306.59n/a0.318/11/213.50%1.46
Northern Funds Small Cap Index 529 Portfolion/a-2.216.659.059.078.748/2/103.50%0.93
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a0.094.6412.488.539.169/28/163.50%1.42
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a20.1317.3815.2410.485.728/2/103.50%1.02
Neuberger Berman International Select 529 Portfolion/a19.2216.4913.488.585.808/2/103.50%1.59
DFA International Small Company 529 Portfolion/a22.6022.7614.5911.527.5210/10/123.50%1.17
Vanguard Emerging Markets Select Stock 529 Portfolion/a15.5614.439.587.083.914/9/193.50%1.62
Commodities
Parametric Commodity Strategy 529 Portfolion/a-5.99-4.2414.425.20-2.9210/10/123.50%1.58