Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-28.92-6.136.17n/a6.059/28/163.50%1.87
Ages 3-58.08-5.535.84n/a5.839/28/163.50%1.86
Ages 6-87.08-5.055.18n/a5.089/28/163.50%1.88
Ages 9-106.13-4.204.30n/a4.229/28/163.50%1.89
Ages 11-125.28-3.683.85n/a3.799/28/163.50%1.89
Ages 13-144.71-2.833.47n/a3.439/28/163.50%1.88
Ages 15-163.51-2.412.66n/a2.639/28/163.50%1.89
Ages 17-182.27-2.281.88n/a1.849/28/163.50%1.87
Ages 19+0.94-2.081.14n/a1.149/28/163.50%1.83
Age-Based Moderate
Ages 0-28.08-5.535.84n/a5.839/28/163.50%1.86
Ages 3-57.08-5.055.18n/a5.089/28/163.50%1.88
Ages 6-86.13-4.204.30n/a4.229/28/163.50%1.89
Ages 9-105.28-3.683.85n/a3.799/28/163.50%1.89
Ages 11-124.71-2.833.47n/a3.439/28/163.50%1.88
Ages 13-143.51-2.412.66n/a2.639/28/163.50%1.89
Ages 15-162.27-2.281.88n/a1.849/28/163.50%1.87
Ages 17-180.94-2.081.14n/a1.149/28/163.50%1.83
Ages 19+-0.59-2.140.20n/a0.209/28/163.50%1.77
Age-Based Conservative
Ages 0-27.08-5.055.18n/a5.089/28/163.50%1.88
Ages 3-56.13-4.204.30n/a4.229/28/163.50%1.89
Ages 6-85.28-3.683.85n/a3.799/28/163.50%1.89
Ages 9-104.71-2.833.47n/a3.439/28/163.50%1.88
Ages 11-123.51-2.412.66n/a2.639/28/163.50%1.89
Ages 13-142.27-2.281.88n/a1.849/28/163.50%1.87
Ages 15-160.94-2.081.14n/a1.149/28/163.50%1.83
Ages 17-18-0.59-2.140.20n/a0.209/28/163.50%1.77
Ages 19+-2.90-3.00-1.21n/a-1.219/28/163.50%1.68
Target Portfolios
As of September 30, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 1008.92-6.136.174.617.728/2/103.50%1.87
Target Fund 807.08-5.055.183.866.538/2/103.50%1.88
Target Fund 605.28-3.683.852.985.238/2/103.50%1.89
Target Fund 403.51-2.412.662.234.008/2/103.50%1.89
Target Fund 200.94-2.081.141.122.408/2/103.50%1.83
Target Fixed Income Fund-2.90-3.00-1.21-0.92-0.368/2/103.50%1.68
Individual Portfolios
As of September 30, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.501.941.15n/a1.097/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio-0.59-1.250.520.370.398/2/103.50%1.68
Northern Funds Bond Index 529 Portfolio2.033.36-0.380.761.218/2/103.50%1.55
Fidelity Advisor Investment Grade Bond 529 Portfolio2.543.350.131.000.6610/10/123.50%1.90
MainStay MacKay Total Return Bond 529 Portfolio2.602.900.11n/a0.8112/17/143.50%2.00
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-2.41-3.22-1.56-1.18-1.229/26/133.50%1.77
BlackRock Inflation Protected Bond 529 Portfolio0.50-0.63-1.28-0.630.638/2/103.50%1.79
Touchstone High Yield 529 Portfolio5.410.482.321.702.4510/10/123.50%2.12
Templeton International Bond 529 Portfolio-4.71-3.011.08-1.85-1.0910/10/123.50%2.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio7.78-1.295.514.386.758/2/103.50%1.86
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a3.464/9/193.50%1.58
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a0.0411/25/143.50%2.28
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio8.18-8.15n/an/a-3.482/6/183.50%1.67
Northern Funds Stock Index 529 Portfolio13.27-2.459.828.0511.228/2/103.50%1.50
American Century Equity Growth 529 Portfolio12.42-4.718.686.1310.498/2/103.50%1.87
T. Rowe Price Large-Cap Growth 529 Portfolio9.80-4.6815.8911.9714.248/2/103.50%1.96
Northern Funds Mid Cap Index 529 Portfolio10.65-8.805.866.089.888/2/103.50%1.56
William Blair Small Cap Value 529 Portfolio8.25-13.142.294.047.178/2/103.50%2.65
Northern Funds Small Cap Index 529 Portfolio7.13-14.834.775.468.798/2/103.50%1.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio15.05-7.549.67n/a9.519/28/163.50%2.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio6.41-7.383.150.793.158/2/103.50%1.65
Neuberger Berman International Select 529 Portfolio8.44-6.753.151.993.458/2/103.50%2.20
DFA International Small Company 529 Portfolio3.91-13.611.142.005.2610/10/123.50%1.93
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-11.654/9/193.50%2.34
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -3.84-13.22-4.91-9.54-10.2310/10/123.50%2.18