Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a10.0621.513.598.798.459/28/163.50%1.72
Ages 3-5n/a9.2620.312.8617.1713.519/28/163.50%1.71
Ages 6-8n/a7.9818.502.737.417.229/28/163.50%1.70
Ages 9-10n/a6.8916.772.386.696.449/28/163.50%1.70
Ages 11-12n/a5.7814.732.075.805.729/28/163.50%1.71
Ages 13-14n/a4.7112.911.094.684.889/28/163.50%1.71
Ages 15-16n/a3.5510.940.853.934.109/28/163.50%1.70
Ages 17-18n/a2.398.660.423.013.239/28/163.50%1.70
Ages 19+n/a1.156.230.172.132.419/28/163.50%1.67
Age-Based Moderate
Ages 0-2n/a9.2620.312.8617.1713.519/28/163.50%1.71
Ages 3-5n/a7.9818.502.737.417.229/28/163.50%1.70
Ages 6-8n/a6.8916.772.386.696.449/28/163.50%1.70
Ages 9-10n/a5.7814.732.075.805.729/28/163.50%1.71
Ages 11-12n/a4.7112.911.094.684.889/28/163.50%1.71
Ages 13-14n/a3.5510.940.853.934.109/28/163.50%1.70
Ages 15-16n/a2.398.660.423.013.239/28/163.50%1.70
Ages 17-18n/a1.156.230.172.132.419/28/163.50%1.67
Ages 19+n/a-0.173.81-0.291.091.409/28/163.50%1.63
Age-Based Conservative
Ages 0-2n/a7.9818.502.737.417.229/28/163.50%1.70
Ages 3-5n/a6.8916.772.386.696.449/28/163.50%1.70
Ages 6-8n/a5.7814.732.075.805.729/28/163.50%1.71
Ages 9-10n/a4.7112.911.094.684.889/28/163.50%1.71
Ages 11-12n/a3.5510.940.853.934.109/28/163.50%1.70
Ages 13-14n/a2.398.660.423.013.239/28/163.50%1.70
Ages 15-16n/a1.156.230.172.132.419/28/163.50%1.67
Ages 17-18n/a-0.173.81-0.291.091.409/28/163.50%1.63
Ages 19+n/a-1.620.40-0.220.120.269/28/163.50%1.55
Target Portfolios
As of September 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a10.0621.513.598.798.498/2/103.50%1.72
Target Fund 80n/a7.9818.502.737.417.238/2/103.50%1.70
Target Fund 60n/a5.7814.732.075.805.828/2/103.50%1.71
Target Fund 40n/a3.5510.940.853.934.358/2/103.50%1.70
Target Fund 20n/a1.156.230.172.132.678/2/103.50%1.67
Target Fixed Income Fundn/a-1.620.40-0.220.120.178/2/103.50%1.55
Individual Portfolios
As of September 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.784.075.343.41n/a2.477/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a3.855.063.222.031.637/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a1.903.011.751.270.848/2/103.50%1.75
Northern Funds Bond Index 529 Portfolion/a-1.744.66-4.31-2.050.418/2/103.50%1.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-1.505.05-3.89-1.130.3410/10/123.50%1.64
PGIM Total Return Bond 529 Portfolion/a-0.346.34-3.80n/a-1.534/28/203.50%1.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-1.421.26-0.851.330.409/26/133.50%1.65
BlackRock High Yield Bond 529 Portfolion/a1.898.450.53n/a1.154/15/213.50%1.86
AB Global Bond Fund 529 Portfolion/a-1.804.44-3.52n/a-2.894/15/213.50%1.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a7.4617.422.176.487.048/2/103.50%1.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a7.9526.810.542.814.174/9/193.50%1.46
Principal Global Real Estate Securities 529 Portfolion/a5.1421.22-3.15-0.350.6211/25/143.50%2.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a8.6218.026.178.486.202/6/183.50%1.50
Northern Funds Stock Index 529 Portfolion/a14.8427.778.5913.2512.348/2/103.50%1.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a17.3033.484.6614.7414.838/2/103.50%1.83
Northern Funds Mid Cap Index 529 Portfolion/a6.7418.754.209.1010.008/2/103.50%1.43
T. Rowe Price Small-Cap Value 529 Portfolion/a4.4717.81-0.75n/a-0.728/11/213.50%1.96
Northern Funds Small Cap Index 529 Portfolion/a4.4818.71-1.206.778.468/2/103.50%1.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a9.0622.501.257.859.179/28/163.50%1.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a6.5817.702.725.784.458/2/103.50%1.52
Neuberger Berman International Select 529 Portfolion/a6.7317.66-1.115.494.548/2/103.50%2.09
DFA International Small Company 529 Portfolion/a5.8016.81-0.255.855.9610/10/123.50%1.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a8.8415.10-2.053.661.984/9/193.50%2.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-11.13-9.6411.933.59-3.8810/10/123.50%2.08