Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-211.29-3.937.51n/a7.389/28/163.50%1.12
Ages 3-510.34-3.277.07n/a6.959/28/163.50%1.11
Ages 6-89.39-2.826.53n/a6.419/28/163.50%1.13
Ages 9-108.42-1.975.63n/a5.559/28/163.50%1.14
Ages 11-127.56-1.365.18n/a5.109/28/163.50%1.14
Ages 13-147.00-0.504.81n/a4.779/28/163.50%1.13
Ages 15-165.73-0.103.96n/a3.939/28/163.50%1.14
Ages 17-184.40-0.073.18n/a3.149/28/163.50%1.12
Ages 19+3.050.222.43n/a2.439/28/163.50%1.08
Age-Based Moderate
Ages 0-210.34-3.277.07n/a6.959/28/163.50%1.11
Ages 3-59.39-2.826.53n/a6.419/28/163.50%1.13
Ages 6-88.42-1.975.63n/a5.559/28/163.50%1.14
Ages 9-107.56-1.365.18n/a5.109/28/163.50%1.14
Ages 11-127.00-0.504.81n/a4.779/28/163.50%1.13
Ages 13-145.73-0.103.96n/a3.939/28/163.50%1.14
Ages 15-164.40-0.073.18n/a3.149/28/163.50%1.12
Ages 17-183.050.222.43n/a2.439/28/163.50%1.08
Ages 19+1.560.111.48n/a1.489/28/163.50%1.02
Age-Based Conservative
Ages 0-29.39-2.826.53n/a6.419/28/163.50%1.13
Ages 3-58.42-1.975.63n/a5.559/28/163.50%1.14
Ages 6-87.56-1.365.18n/a5.109/28/163.50%1.14
Ages 9-107.00-0.504.81n/a4.779/28/163.50%1.13
Ages 11-125.73-0.103.96n/a3.939/28/163.50%1.14
Ages 13-144.40-0.073.18n/a3.149/28/163.50%1.12
Ages 15-163.050.222.43n/a2.439/28/163.50%1.08
Ages 17-181.560.111.48n/a1.489/28/163.50%1.02
Ages 19+-0.86-0.680.06n/a0.069/28/163.50%0.93
Target Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10011.29-3.937.515.728.718/2/103.50%1.12
Target Fund 809.39-2.826.534.967.518/2/103.50%1.13
Target Fund 607.56-1.365.184.076.208/2/103.50%1.14
Target Fund 405.73-0.103.963.334.968/2/103.50%1.14
Target Fund 203.050.222.432.213.348/2/103.50%1.08
Target Fixed Income Fund-0.86-0.680.060.130.558/2/103.50%0.93
Individual Portfolios
As of September 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.501.941.15n/a1.097/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.841.281.711.301.128/2/103.50%1.18
Northern Funds Bond Index 529 Portfolio4.205.740.891.822.158/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio4.815.901.392.071.6410/10/123.50%1.15
MainStay MacKay Total Return Bond 529 Portfolio4.815.421.45n/a1.9212/17/143.50%1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-0.29-0.99-0.23-0.08-0.189/26/133.50%1.02
BlackRock Inflation Protected Bond 529 Portfolio2.691.70-0.020.441.568/2/103.50%1.04
Touchstone High Yield 529 Portfolio7.743.013.622.813.4510/10/123.50%1.37
Templeton International Bond 529 Portfolio-2.65-0.702.36-0.83-0.1310/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio10.131.086.865.507.748/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a5.484/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a2.0011/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio10.46-6.03n/an/a-1.842/6/183.50%0.92
Northern Funds Stock Index 529 Portfolio15.75-0.1311.239.2112.258/2/103.50%0.75
American Century Equity Growth 529 Portfolio14.87-2.4610.097.2711.518/2/103.50%1.12
T. Rowe Price Large-Cap Growth 529 Portfolio12.17-2.4317.3713.1715.308/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio13.08-6.647.217.2210.898/2/103.50%0.81
William Blair Small Cap Value 529 Portfolio10.54-11.113.605.158.168/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio9.47-12.836.116.599.798/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio17.53-5.3711.06n/a10.909/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio8.69-5.214.471.864.108/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio10.84-4.564.463.084.408/2/103.50%1.45
DFA International Small Company 529 Portfolio6.30-11.442.473.066.2610/10/123.50%1.18
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-9.874/9/193.50%1.59
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -1.62-11.15-3.69-8.54-9.3410/10/123.50%1.43