Portfolio Objectives

The Fixed Income Fund is the most conservative of the target portfolios and seeks to preserve principal with less volatility than an all-bond portfolio while providing modest current income by investing approximately 50% of its net assets in money market investment funds and 50% in fixed income investment funds.

Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

Asset Allocation

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 50%
Fixed Income
PIMCO Short-Term Fund 20%
Northern Funds Bond Index Fund 8%
PGIM Total Return Bond Fund 7%
American Century Short Duration Inflation Protection Bond Fund 15%

Portfolio Performance1

As of November 30, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A0.27-0.090.541.941.431.020.798/2/10
C0.00-0.180.281.671.180.761.048/2/10
F0.52n/a0.702.171.681.260.548/2/10
Fee Structure B Performance

Fund Performance3

As of 9/30/2021

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.010.020.031.031.030.5410/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX0.140.360.721.822.131.9310/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX0.05-1.61-0.985.242.802.872/27/07
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.39PDBZXn/an/a0.906.274.024.5812/27/10
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.724.936.824.963.312.235/31/05