Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 36%
International Equities 19%
Real Assets 5%
Fixed Income 40%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 9%
Northern Funds Bond Index Fund 7%
PGIM Total Return Bond Fund 10%
American Century Short Duration Inflation Protection Bond Fund 4%
BlackRock High Yield Bond Fund 5%
AB Global Bond Fund 5%
Real Assets
Principal Global Real Estate Securities Fund 3%
Credit Suisse Commodity Return Strategy Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 8%
Northern Funds Stock Index Fund 10%
T. Rowe Price Instl. Large-Cap Growth Fund 8%
Northern Funds Mid Cap Index Fund 6%
Northern Funds Small Cap Value Fund 2%
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund 2%
International Equity
Northern Funds International Equity Index Fund 6%
Neuberger Berman International Select Fund 8%
DFA International Small Company Portfolio 2%
Vanguard Emerging Markets Select Stock Portfolio 3%

Portfolio Performance1

As of May 31, 2022

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A-10.30-5.28-6.877.125.676.310.979/28/16
C-10.38-5.30-7.066.865.416.061.229/28/16
F-10.21-5.22-6.647.395.936.590.729/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 3/31/2022

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX-1.06-1.06-1.311.101.541.5910/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX-5.94-5.94-4.221.572.032.102/27/07
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.39PDBZX-6.51-6.51-3.292.202.943.5012/27/10
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.090.095.094.913.371.875/31/05
BlackRock High Yield Bond Fund
Fact Sheet, Prospectus, Annual Report
0.58BHYIX-3.97-3.970.744.964.875.9111/19/98
AB Global Bond Fund
Fact Sheet, Prospectus, Annual Report
0.50ANAZX-5.18-5.18-3.621.061.812.7511/5/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSX-5.39-5.3911.866.808.628.5210/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.22DFLVX-0.35-0.3511.2412.8310.0712.332/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX-4.63-4.6315.5118.7915.8614.5210/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX-13.25-13.253.0918.6720.0017.0310/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX-4.92-4.924.4413.9910.9412.033/22/05
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX-2.82-2.823.299.446.259.474/1/94
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report
0.65TQAIX-11.59-11.59-5.4511.4811.6712.646/30/97
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX-6.77-6.770.137.336.426.063/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX-12.20-12.20-1.539.458.116.6510/6/06
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.39DFISXn/an/a-0.129.316.817.679/30/96
Vanguard Emerging Markets Select Stock Fund
Fact Sheet, Prospectus, Annual Report
0.84VMMSX-7.25-7.25-13.094.805.863.916/27/11
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.80CRSOX25.5725.5750.7417.009.27-0.6212/30/04