Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 20% |
| International Equities | 8% |
| Real Assets | 2% |
| Fixed Income | 70% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| PIMCO Short-Term Fund | 22% |
| Fidelity Advisor Investment Grade Bond Fund | 12% |
| PGIM Total Return Bond Fund | 15% |
| American Century Short Duration Inflation Protection Bond Fund | 11% |
| BlackRock High Yield Bond Fund | 5% |
| AB Global Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 1% |
| Parametric Commodity Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 4% |
| Northern Funds Stock Index Fund | 8% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 4% |
| Northern Funds Mid Cap Index Fund | 2% |
| Northern Funds Small Cap Value Fund | 1% |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund | 1% |
| International Equity | |
| Northern Funds International Equity Index Fund | 2.5% |
| Neuberger Berman International Select Fund | 3.5% |
| DFA International Small Company Portfolio | 1% |
| Vanguard Emerging Markets Select Stock Portfolio | 1% |
Portfolio Performance1
As of June 30, 2025
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 4.99 | 3.83 | 8.22 | 7.58 | 5.05 | 4.68 | 0.95 | 9/28/16 |
| C | 4.96 | 3.84 | 8.02 | 7.31 | 4.79 | 4.42 | 1.20 | 9/28/16 |
| F | 5.17 | 3.88 | 8.49 | 7.83 | 5.30 | 4.94 | 0.70 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 12/31/2023
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.45 | PTSHX | 1.42 | 6.08 | 6.08 | 1.96 | 2.27 | 2.02 | 10/7/87 | |
| Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report | 0.36 | FIKQX | 6.90 | 6.72 | 6.72 | -2.85 | 2.08 | 2.31 | 8/6/71 | |
| PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | PTRQX | 7.16 | 7.78 | 7.78 | -3.20 | 1.73 | 2.66 | 12/27/10 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.43 | APISX | 2.96 | 4.10 | 4.10 | 2.20 | 3.35 | 1.95 | 5/31/05 | |
| BlackRock High Yield Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | BHYIX | 6.82 | 13.56 | 13.56 | 2.50 | 5.61 | 4.55 | 11/19/98 | |
| AB Global Bond Fund Fact Sheet, Prospectus, Annual Report | 0.51 | ANAZX | 6.76 | 6.98 | 6.98 | -2.18 | 1.15 | 2.30 | 10/15/13 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88 | PGRSX | 15.75 | 10.91 | 10.91 | 0.12 | 3.79 | 4.69 | 11/25/14 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.21 | DFLVX | 9.07 | 11.47 | 11.47 | 10.39 | 10.90 | 8.33 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.05 | NOSIX | 11.68 | 26.20 | 26.20 | 9.90 | 15.57 | 11.92 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.55 | TRLGX | 14.26 | 46.21 | 46.21 | 5.29 | 15.92 | 13.99 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOMIX | 11.61 | 16.31 | 16.31 | 7.95 | 12.46 | 9.11 | 3/22/05 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOSGX | 13.99 | 16.83 | 16.83 | 2.12 | 9.77 | 6.99 | 9/3/99 | |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.66 | TQAIX | 12.71 | 21.35 | 21.35 | 1.67 | 11.61 | 9.14 | 3/23/16 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.50 | NOINX | 10.12 | 18.95 | 18.95 | 6.50 | 7.44 | 3.09 | 4/1/94 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NILIX | 10.63 | 14.65 | 14.65 | 0.71 | 8.32 | 4.56 | 10/6/06 | |
| DFA International Small Company Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | DFISX | 10.75 | 14.43 | 14.43 | 2.71 | 8.02 | 4.94 | 9/30/96 | |
| Vanguard Emerging Markets Select Stock Fund Fact Sheet, Prospectus, Annual Report | 0.78 | VMMSX | 6.12 | 10.58 | 10.58 | -3.68 | 4.67 | 2.98 | 6/27/11 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Parametric Commodity Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.65 | EIPCX | -3.49 | -4.69 | -4.69 | 13.30 | 11.42 | 2.35 | 5/25/11 | |