Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 19% |
| International Equities | 9% |
| Real Assets | 2% |
| Fixed Income | 70% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| PIMCO Short-Term Fund | 22% |
| Northern Funds Bond Index Fund | 13% |
| MainStay MacKay Total Return Bond Fund | 12% |
| American Century Short Duration Inflation Protection Bond Fund | 13% |
| Touchstone High Yield Fund | 5% |
| Templeton International Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 1% |
| Credit Suisse Commodity Return Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 4% |
| Northern Funds Stock Index Fund | 7% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 4% |
| Northern Funds Mid Cap Index Fund | 2% |
| Northern Funds Small Cap Value Fund | 1% |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund | 1% |
| International Equity | |
| Northern Funds International Equity Index Fund | 4% |
| Neuberger Berman International Select Fund | 4% |
| Vanguard Emerging Markets Select Stock Portfolio | 1% |
Portfolio Performance1
As of May 31, 2019
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 4.95 | 0.46 | 1.75 | n/a | n/a | 3.74 | 1.12 | 9/28/16 |
| C | 4.79 | 0.37 | 1.48 | n/a | n/a | 3.46 | 1.37 | 9/28/16 |
| F | 5.01 | 0.54 | 2.02 | n/a | n/a | 3.98 | 0.87 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 12/31/2018
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.57 | PTSHX | n/a | n/a | 1.51 | 2.17 | 1.77 | 2.46 | 10/7/87 | |
| Northern Funds Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NOBOX | 1.63 | -0.16 | -0.16 | 1.87 | 2.39 | 3.18 | 2/27/07 | |
| MainStay MacKay Total Return Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | MTMIX | 0.68 | -1.23 | -1.23 | 2.70 | 2.26 | 4.11 | 1/2/91 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.47 | APISX | -0.06 | 0.07 | 0.07 | 1.34 | 0.35 | 2.78 | 5/31/05 | |
| Touchstone High Yield Fund Fact Sheet, Prospectus, Annual Report | 0.72 | THIYX | -4.25 | -2.80 | -2.80 | 5.20 | 2.51 | 9.49 | 1/27/12 | |
| Templeton International Bond Fund Fact Sheet, Prospectus, Annual Report | 0.83 | FIBZX | n/a | 2.07 | 2.07 | 3.91 | 0.65 | 4.47 | 12/3/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88 | PGRSX | n/a | -3.39 | -3.39 | 3.61 | 5.60 | 11.56 | 10/1/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.27 | DFLVX | n/a | -11.65 | -11.65 | 7.71 | 5.83 | 13.17 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOSIX | -13.54 | -4.50 | -4.50 | 9.15 | 8.38 | 12.96 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.56 | TRLGX | -12.85 | n/a | 4.32 | 13.93 | 12.09 | 18.21 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.15 | NOMIX | -17.29 | -11.20 | -11.20 | 7.50 | 5.86 | 13.47 | 3/22/05 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 1.00 | NOSGX | -17.79 | -13.68 | -13.68 | 5.51 | 3.71 | 10.51 | 4/1/94 | |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.79 | TQAIX | -19.32 | 7.76 | -6.86 | 8.18 | 6.63 | 15.70 | 6/30/97 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.25 | NOINX | -12.60 | -13.75 | -13.75 | 2.99 | 0.39 | 5.97 | 3/22/05 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NILIX | -13.73 | -14.79 | -14.79 | 2.46 | 0.94 | 6.94 | 10/6/06 | |
| Vanguard Emerging Markets Select Stock Fund Fact Sheet, Prospectus, Annual Report | 0.94 | VMMSX | -6.19 | -12.54 | -12.54 | 10.50 | 1.32 | 1.14 | 6/27/11 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Credit Suisse Commodity Return Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.79 | CRSOX | -9.38 | -11.65 | -11.65 | 0.35 | -8.82 | -3.69 | 12/30/04 | |