Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 19% |
| International Equities | 9% |
| Real Assets Equities | 2% |
| Fixed Income | 70% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| PIMCO Short-Term Fund | 22% |
| Northern Funds Bond Index Fund | 13% |
| MainStay Total Return Bond Fund | 12% |
| American Century Short Duration Inflation Protection Bond Fund | 13% |
| Touchstone High Yield Fund | 5% |
| Templeton International Bond Fund | 5% |
| Real Assets | |
| Voya Global Real Estate Fund | 1% |
| Credit Suisse Commodity Return Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 4% |
| Northern Funds Stock Index Fund | 7% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 4% |
| Northern Funds Mid Cap Index Fund | 2% |
| Northern Funds Small Cap Value Fund | 1% |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund | 1% |
| International Equity | |
| Northern Funds International Equity Index Fund | 4% |
| Neuberger Berman International Select Fund | 4% |
| Lazard Emerging Markets Equity Portfolio | 1% |
Portfolio Performance1
As of November 30, 2018
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | -0.65 | -2.00 | -0.28 | n/a | n/a | 3.43 | 1.11 | 9/28/16 |
| C | -0.83 | -2.01 | -0.47 | n/a | n/a | 3.21 | 1.36 | 9/28/16 |
| F | -0.37 | -1.90 | 0.00 | n/a | n/a | 3.69 | 0.86 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 6/30/2018
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.47 | PTSHX | 0.78 | 2.14 | 2.14 | 2.08 | 1.86 | 2.14 | 8/2/10 | |
| Northern Funds Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.16 | NOBOX | -1.52 | -1.52 | 1.13 | 1.05 | 1.67 | 3.37 | 8/2/10 | |
| MainStay Total Return Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | MTMIX | -0.37 | -2.08 | -0.56 | 2.00 | 2.43 | 4.41 | 12/17/14 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.37 | APISX | 0.48 | 1.21 | 1.21 | 1.04 | 0.58 | 2.18 | 9/26/13 | |
| Touchstone High Yield Fund Fact Sheet, Prospectus, Annual Report | 0.72 | THIYX | 0.55 | -0.57 | 1.79 | 3.25 | 4.03 | 6.58 | 10/10/12 | |
| Templeton International Bond Fund Fact Sheet, Prospectus, Annual Report | 0.76 | FIBZX | n/a | 1.33 | -0.78 | 1.94 | 0.37 | 4.30 | 10/10/12 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Voya Global Real Estate 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.99 | IGLIX | n/a | n/a | 10.43 | n/a | 5.24 | 3.35 | 10/10/12 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.27 | DFLVX | n/a | 12.21 | 12.21 | 10.13 | 12.65 | 9.34 | 11/30/12 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOSIX | -0.79 | -0.79 | 13.87 | 10.68 | 13.19 | 9.33 | 8/2/10 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.56 | TRLGX | 6.76 | 12.06 | 29.10 | 18.03 | 19.39 | 14.00 | 11/30/-1 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.15 | NOMIX | 4.23 | 3.42 | 13.35 | 10.71 | 12.50 | 10.54 | 8/2/10 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 1.01 | NOSGX | -2.95 | -2.95 | 3.76 | 7.18 | 10.38 | 9.33 | 8/2/10 | |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.66 | TQAIX | 5.58 | 7.76 | 18.92 | 11.20 | 14.68 | 12.71 | 8/2/10 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.25 | NOINX | -1.64 | -2.56 | 6.35 | 4.79 | 6.31 | 2.68 | 8/2/10 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.90 | NILIX | -1.53 | -1.61 | 8.82 | 5.68 | 6.96 | 3.27 | 8/2/10 | |
| Lazard Emerging Markets Equity Portfolio Fact Sheet, Prospectus, Annual Report | 1.10 | LZEMX | 2.05 | 18.33 | 18.33 | 8.62 | 3.86 | 3.47 | 8/2/10 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Credit Suisse Commodity Return Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.80 | CRSOX | 0.24 | -0.36 | 6.64 | -4.39 | -6.36 | -8.95 | 10/10/12 | |