Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 19% |
| International Equities | 9% |
| Real Assets | 2% |
| Fixed Income | 70% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| PIMCO Short-Term Fund | 22% |
| Northern Funds Bond Index Fund | 13% |
| MainStay MacKay Total Return Bond Fund | 12% |
| American Century Short Duration Inflation Protection Bond Fund | 13% |
| Touchstone High Yield Fund | 5% |
| Templeton International Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 1% |
| Credit Suisse Commodity Return Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 4% |
| Northern Funds Stock Index Fund | 7% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 4% |
| Northern Funds Mid Cap Index Fund | 2% |
| Northern Funds Small Cap Value Fund | 1% |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund | 1% |
| International Equity | |
| Northern Funds International Equity Index Fund | 4% |
| Neuberger Berman International Select Fund | 4% |
| Vanguard Emerging Markets Select Stock Portfolio | 1% |
Portfolio Performance1
As of November 30, 2019
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 9.99 | 2.21 | 7.44 | 5.16 | n/a | 4.68 | 1.12 | 9/28/16 |
| C | 9.76 | 2.14 | 7.10 | 4.92 | n/a | 4.42 | 1.37 | 9/28/16 |
| F | 10.22 | 2.28 | 7.67 | 5.43 | n/a | 4.93 | 0.87 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 6/30/2019
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.57 | PTSHX | 0.50 | 1.56 | 2.03 | 2.50 | 1.90 | 1.97 | 10/7/87 | |
| Northern Funds Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NOBOX | 1.63 | -0.16 | -0.16 | 1.87 | 2.39 | 3.18 | 2/27/07 | |
| MainStay MacKay Total Return Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | MTMIX | 2.97 | 6.47 | 7.40 | 2.99 | 2.61 | 4.53 | 1/2/91 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.37 | APISX | 1.77 | n/a | 3.19 | 1.77 | 1.00 | 2.84 | 5/31/05 | |
| Touchstone High Yield Fund Fact Sheet, Prospectus, Annual Report | 0.72 | THIYX | 2.83 | 10.90 | 8.40 | 6.66 | 3.59 | 7.69 | 1/27/12 | |
| Templeton International Bond Fund Fact Sheet, Prospectus, Annual Report | 0.83 | FIBZX | n/a | 3.77 | 7.28 | 4.70 | 0.65 | 4.11 | 12/3/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88 | PGRSX | n/a | 16.82 | 10.89 | 7.08 | 6.70 | 12.67 | 10/1/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.27 | DFLVX | n/a | n/a | 2.96 | 11.10 | 7.15 | 14.36 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOSIX | 4.29 | 18.50 | 10.33 | 14.08 | 10.61 | 14.55 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.56 | TRLGX | 3.00 | 18.12 | 9.96 | 23.13 | 15.13 | 17.80 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.15 | NOMIX | 3.01 | 17.85 | 1.18 | 10.72 | 7.84 | 14.42 | 3/22/05 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 1.00 | NOSGX | 2.18 | 14.36 | -4.35 | 8.12 | 5.59 | 12.73 | 4/1/94 | |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.66 | TQAIX | 5.38 | 23.58 | 6.99 | 15.64 | 10.75 | 17.09 | 6/30/97 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.25 | NOINX | 3.63 | 14.22 | 1.10 | 8.85 | 2.14 | 6.72 | 3/22/05 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NILIX | 3.53 | 15.57 | 0.09 | 8.66 | 3.27 | 7.37 | 10/6/06 | |
| Vanguard Emerging Markets Select Stock Fund Fact Sheet, Prospectus, Annual Report | 0.94 | VMMSX | 1.06 | 13.02 | 6.17 | 11.82 | 2.41 | 2.63 | 6/27/11 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Credit Suisse Commodity Return Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.78 | CRSOX | -1.44 | 4.76 | -7.11 | -2.30 | -9.12 | -3.74 | 12/30/04 | |