Portfolio Overview
The Portfolio seeks growth of capital and low to moderate current income.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 30% |
| International Equities | 16% |
| Real Assets | 4% |
| Fixed Income | 50% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| PIMCO Short-Term Fund | 11% |
| Fidelity Advisor Investment Grade Bond Fund | 10.5% |
| PGIM Total Return Bond Fund | 12.5% |
| American Century Short Duration Inflation Protection Bond Fund | 4% |
| BlackRock High Yield Bond Fund | 7% |
| AB Global Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 2.5% |
| Parametric Commodity Strategy Fund | 1.5% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 6% |
| Northern Funds Stock Index Fund | 12% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 6% |
| Northern Funds Mid Cap Index Fund | 3% |
| Northern Funds Small Cap Value Fund | 1.5% |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund | 1.5% |
| International Equity | |
| Northern Funds International Equity Index Fund | 5% |
| Neuberger Berman International Select Fund | 6.5% |
| DFA International Small Company Portfolio | 2% |
| Vanguard Emerging Markets Select Stock Portfolio | 2.5% |
Portfolio Performance1
As of November 30, 2023
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 8.76 | 0.78 | 6.15 | 1.73 | 4.80 | 4.97 | 0.96 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 9/30/2023
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.45 | PTSHX | 1.77 | 4.60 | 5.52 | 1.60 | 1.91 | 1.91 | 10/7/87 | |
| Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report | 0.36 | FIKQX | -2.99 | -0.16 | 1.39 | -4.59 | 0.97 | 1.65 | 8/6/71 | |
| PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | PTRQX | -2.52 | 0.57 | 2.89 | -4.66 | 0.61 | 2.03 | 12/27/10 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.43 | APISX | 0.10 | 2.01 | 2.32 | 1.75 | 2.64 | 1.64 | 5/31/05 | |
| BlackRock High Yield Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | BHYIX | 0.59 | 6.31 | 10.70 | 2.34 | 3.11 | 4.23 | 11/19/98 | |
| AB Global Bond Fund Fact Sheet, Prospectus, Annual Report | 0.51 | ANAZX | -1.63 | 0.20 | 1.40 | -3.67 | 0.03 | 1.69 | 10/15/13 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88 | PGRSX | -6.15 | -4.19 | 0.84 | -1.25 | -0.37 | 3.17 | 10/1/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.21 | DFLVX | -1.40 | 2.20 | 16.56 | 13.49 | 5.57 | 8.65 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.05 | NOSIX | -3.29 | 12.99 | 21.52 | 10.04 | 9.80 | 11.80 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.55 | TRLGX | -2.00 | 27.96 | 27.73 | 4.92 | 9.81 | 13.83 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOMIX | -4.22 | 4.21 | 15.41 | 11.89 | 5.92 | 8.78 | 3/22/05 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 1.00 | NOSGX | -2.88 | 1.11 | 11.27 | 13.41 | 2.37 | 6.09 | 4/1/94 | |
| T. Rowe Price QM U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.66 | TQAIX | -5.62 | 7.67 | 15.59 | 4.51 | 4.40 | 8.80 | 3/23/16 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOINX | -4.80 | 6.53 | 26.08 | 5.62 | 3.16 | 3.72 | 3/22/05 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.85 | NILIX | -5.53 | 3.64 | 18.82 | 1.31 | 3.06 | 4.02 | 10/6/06 | |
| Vanguard Emerging Markets Select Stock Fund Fact Sheet, Prospectus, Annual Report | 0.78 | VMMSX | -3.28 | 4.20 | 16.30 | 1.28 | 2.12 | 2.75 | 6/27/11 | |
| DFA International Small Company Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | DFISX | -3.33 | 3.33 | 21.52 | 4.90 | 2.07 | 4.56 | 9/30/96 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Parametric Commodity Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.80 | EIPCX | 3.68 | -5.43 | -3.59 | 15.52 | 6.22 | -0.71 | 12/30/04 | |