Age-Based Moderate Ages 9-10

Age-Based Moderate Ages 9-10 2016-11-08T12:34:05+00:00

Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 36%
International Equities 19%
Real Assets Equities 5%
Fixed Income 40%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 9%
Northern Funds Bond Index Fund 7%
MainStay Total Return Bond Fund 10%
American Century Short Duration Inflation Protection Bond Fund 4%
Touchstone High Yield Fund 5%
Templeton International Bond Fund 5%
Real Assets
Voya Global Real Estate Fund 3%
Credit Suisse Commodity Return Strategy Fund 2%
Fund Percent
U.S. Equity
Cohen & Steers Dividend Value Fund 8%
Northern Funds Stock Index Fund 10%
T. Rowe Price Instl. Large-Cap Growth Fund 8%
Northern Funds Mid Cap Index Fund 6%
Northern Funds Small Cap Value Fund 2%
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund 2%
International Equity
Northern Funds International Equity Index Fund 6%
Neuberger Berman International Select Fund 8%
DFA International Small Company Portfolio 2%
Lazard Emerging Markets Equity Portfolio 3%

Portfolio Performance1

As of September 29, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A10.343.22n/an/an/a11.341.209/28/16
C10.173.15n/an/an/a11.111.459/28/16
F10.563.29n/an/an/a11.690.959/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 6/30/2017

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.743.353.351.781.722.318/2/10
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX1.442.21-0.632.342.044.288/2/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.843.042.292.132.865.1112/17/14
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX-0.58n/a0.720.150.353.769/26/13
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX2.274.499.972.645.246.4610/10/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZXn/a3.279.17-0.592.045.0410/10/12
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.99IGLIX3.014.16-1.821.626.212.2010/10/12
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Cohen & Steers Dividend Value Fund
Fact Sheet, Prospectus, Annual Report
0.65DVFIX1.675.9417.817.1413.145.756/20/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX3.059.2617.769.5114.517.018/2/10
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX8.0619.6331.5112.5317.5310.148/2/10
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX1.885.8718.368.3514.738.308/2/10
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX0.42-0.0420.277.6913.947.268/2/10
T. Rowe Price QM U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report
0.66TQAIX3.8310.7921.559.4115.7610.083/23/16
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX6.4114.7719.941.118.560.878/2/10
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.90NILIX7.0715.3317.802.548.061.438/2/10
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.54DFISXn/an/a24.074.5612.263.6910/10/12
Lazard Emerging Markets Equity Portfolio
Fact Sheet, Prospectus, Annual Report
1.10LZEMX2.16n/a19.32-1.603.122.498/2/10
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.80CRSOX-3.21-4.93-5.86-14.46-9.20-6.4310/10/12