Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a18.4018.404.339.707.939/28/16--1.72
Ages 3-5n/a17.5017.5011.1818.1413.619/28/16--1.71
Ages 6-8n/a16.2016.203.438.356.869/28/16--1.70
Ages 9-10n/a14.9914.993.207.646.159/28/16--1.70
Ages 11-12n/a14.3314.332.576.805.519/28/16--1.71
Ages 13-14n/a12.3712.371.505.774.749/28/16--1.71
Ages 15-16n/a11.1411.141.365.004.049/28/16--1.70
Ages 17-18n/a9.669.660.844.053.249/28/16--1.70
Ages 19+n/a8.058.050.613.142.509/28/16--1.67
Age-Based Moderate
Ages 0-2n/a17.5017.5011.1818.1413.619/28/16--1.71
Ages 3-5n/a16.2016.203.438.356.869/28/16--1.70
Ages 6-8n/a14.9914.993.207.646.159/28/16--1.70
Ages 9-10n/a14.3314.332.576.805.519/28/16--1.71
Ages 11-12n/a12.3712.371.505.774.749/28/16--1.71
Ages 13-14n/a11.1411.141.365.004.049/28/16--1.70
Ages 15-16n/a9.669.660.844.053.249/28/16--1.70
Ages 17-18n/a8.058.050.613.142.509/28/16--1.67
Ages 19+n/a6.466.460.092.051.579/28/16--1.63
Age-Based Conservative
Ages 0-2n/a16.2016.203.438.356.869/28/16--1.70
Ages 3-5n/a14.9914.993.207.646.159/28/16--1.70
Ages 6-8n/a14.3314.332.576.805.519/28/16--1.71
Ages 9-10n/a12.3712.371.505.774.749/28/16--1.71
Ages 11-12n/a11.1411.141.365.004.049/28/16--1.70
Ages 13-14n/a9.669.660.844.053.249/28/16--1.70
Ages 15-16n/a8.058.050.613.142.509/28/16--1.67
Ages 17-18n/a6.466.460.092.051.579/28/16--1.63
Ages 19+n/a4.204.200.190.890.519/28/16--1.55
Target Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a18.4018.404.339.708.218/2/10--1.72
Target Fund 80n/a16.2016.203.438.357.038/2/10--1.70
Target Fund 60n/a14.3314.332.576.805.718/2/10--1.71
Target Fund 40n/a11.1411.141.365.004.338/2/10--1.70
Target Fund 20n/a8.058.050.613.142.748/2/10--1.67
Target Fixed Income Fundn/a4.204.200.190.890.308/2/10--1.55
Individual Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.534.974.972.20n/a1.927/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a4.744.742.001.601.327/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a4.944.940.951.180.758/2/10--1.75
Northern Funds Bond Index 529 Portfolion/a4.054.05-4.59-0.290.568/2/10--1.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a5.595.59-4.010.700.5010/10/12--1.64
PGIM Total Return Bond 529 Portfolion/a6.246.24-4.42n/a-1.764/28/20--1.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a2.912.910.962.170.579/26/13--1.65
BlackRock High Yield Bond 529 Portfolion/a12.2012.20n/an/a0.774/15/21--1.86
AB Global Bond Fund 529 Portfolion/a5.635.63n/an/a-3.044/15/21--1.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a16.6416.642.297.656.878/2/10--1.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a9.759.754.46n/a3.174/9/19--1.46
Principal Global Real Estate Securities 529 Portfolion/a9.469.46-1.22n/a-0.3411/25/14--2.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a10.1010.109.119.525.532/6/18--1.50
Northern Funds Stock Index 529 Portfolion/a24.6624.668.5914.1211.918/2/10--1.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a44.3944.393.9814.4214.368/2/10--1.83
Northern Funds Mid Cap Index 529 Portfolion/a14.9014.906.6311.0310.058/2/10--1.43
T. Rowe Price Small-Cap Value 529 Portfolion/a11.0711.07n/an/a-2.758/11/21--1.96
Northern Funds Small Cap Index 529 Portfolion/a15.4515.450.918.428.608/2/10--1.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a19.8819.880.3610.148.859/28/16--1.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a16.6316.632.806.844.218/2/10--1.52
Neuberger Berman International Select 529 Portfolion/a13.2013.20-0.536.924.298/2/10--2.09
DFA International Small Company 529 Portfolion/a12.9612.961.456.575.8410/10/12--1.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a9.189.18-4.87n/a0.484/9/19--2.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-6.45-4.8813.864.66-3.4310/10/12--2.08