Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock bond, and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 14%
International Equities 4%
Real Assets Equities 2%
Fixed Income 71%
Money Market 9%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 9%
Fixed Income
PIMCO Short-Term Fund 25%
Northern Funds Bond Index Fund 13%
MainStay Total Return Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 11%
Touchstone High Yield Fund 5%
Templeton International Bond Fund 5%
Real Assets
Voya Global Real Estate Fund 1%
Credit Suisse Commodity Return Strategy Fund 1%
Fund Percent
U.S. Equity
Cohen & Steers Dividend Value Fund 3%
Northern Funds Stock Index Fund 6%
T. Rowe Price Instl. Large-Cap Growth Fund 3%
Northern Funds Mid Cap Index Fund 2%
International Equity
Northern Funds International Equity Index Fund 2%
Neuberger Berman International Select Fund 2%

Portfolio Performance1

As of April 30, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A2.461.73n/an/an/a2.701.099/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of March 31, 2017

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.120.120.320.130.080.407/27/16
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.583.493.491.641.642.318/2/10
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX-3.112.332.332.892.074.018/2/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.181.182.932.242.904.8412/17/14
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.970.972.300.780.403.749/26/13
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX2.172.1712.142.615.046.1910/10/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZX4.694.6910.530.752.225.3310/10/12
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.99IGLIX1.121.12-2.673.365.801.1910/10/12
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Cohen & Steers Dividend Value Fund
Fact Sheet, Prospectus, Annual Report
0.65DVFIX4.204.2019.238.5012.246.106/20/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX6.046.0417.0610.2613.187.348/2/10
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX10.7010.7021.7010.8414.1310.068/2/10
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX3.913.9120.719.1813.138.718/2/10
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX7.867.8612.070.405.690.868/2/10
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.90NILIX7.717.716.710.975.201.598/2/10
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.80CRSOX-1.78-1.789.69-13.41-9.62-6.1210/10/12