Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock bond, and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 13%
International Equities 5%
Real Assets 2%
Fixed Income 72%
Money Market 8%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 8%
Fixed Income
PIMCO Short-Term Fund 25%
Fidelity Advisor Investment Grade Bond Fund 11.5%
PGIM Total Return Bond Fund 13.5%
American Century Short Duration Inflation Protection Bond Fund 12%
BlackRock High Yield Bond Fund 5%
AB Global Bond Fund 5%
Real Assets
Principal Global Real Estate Securities Fund 1%
Parametric Commodity Strategy Fund 1%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 3%
Northern Funds Stock Index Fund 5%
T. Rowe Price Instl. Large-Cap Growth Fund 3%
Northern Funds Mid Cap Index Fund 2%
International Equity
Northern Funds International Equity Index Fund 2%
Neuberger Berman International Select Fund 2%
DFA International Small Company Portfolio 1%

Portfolio Performance1

As of May 31, 2024

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A2.591.698.391.303.523.370.929/28/16
C2.491.628.121.043.253.111.179/28/16
F2.741.758.661.543.763.620.679/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 12/31/2023

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX1.345.085.082.211.831.1910/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX1.426.086.081.962.272.0210/7/87
Fidelity Advisor Investment Grade Bond Fund
Fact Sheet, Prospectus, Annual Report
0.36FIKQX6.906.726.72-2.852.082.318/6/71
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.39PTRQX7.167.787.78-3.201.732.6612/27/10
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.43APISX2.964.104.102.203.351.955/31/05
BlackRock High Yield Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60BHYIX6.8213.5613.562.505.614.5511/19/98
AB Global Bond Fund
Fact Sheet, Prospectus, Annual Report
0.51ANAZX6.766.986.98-2.181.152.3010/15/13
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSX15.7510.9110.910.123.794.6911/25/14
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.21DFLVX9.0711.4711.4710.3910.908.332/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.05NOSIX11.6826.2026.209.9015.5711.9210/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.55TRLGX14.2646.2146.215.2915.9213.9910/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOMIX11.6116.3116.317.9512.469.113/22/05
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.50NOINX10.1218.9518.956.507.443.094/1/94
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX10.6314.6514.650.718.324.5610/6/06
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.39DFISX10.7514.4314.432.718.024.949/30/96
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Parametric Commodity Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.65EIPCX-3.49-4.69-4.6913.3011.422.355/25/11