Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 14%
International Equities 4%
Real Assets 2%
Fixed Income 71%
Money Market 9%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 9%
Fixed Income
PIMCO Short-Term Fund 25%
Northern Funds Bond Index Fund 13%
MainStay MacKay Total Return Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 11%
Touchstone High Yield Fund 5%
Templeton International Bond Fund 5%
Real Assets
Principal Global Real Estate Securities Fund 1%
Credit Suisse Commodity Return Strategy Fund 1%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 3%
Northern Funds Stock Index Fund 6%
T. Rowe Price Instl. Large-Cap Growth Fund 3%
Northern Funds Mid Cap Index Fund 2%
International Equity
Northern Funds International Equity Index Fund 2%
Neuberger Berman International Select Fund 2%

Portfolio Performance1

As of June 30, 2019

 Average Annual Total Returns w/ Sales Charge (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A2.31-1.660.62n/an/a2.381.089/28/16
C5.921.803.98n/an/a3.441.339/28/16
F6.161.924.53n/an/a3.960.839/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 12/31/2018

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.541.761.760.930.560.3210/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.57PTSHXn/an/a1.512.171.772.4610/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.81NOBOX1.63-0.16-0.161.872.393.182/27/07
MainStay MacKay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX0.68-1.23-1.232.702.264.111/2/91
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.47APISX-0.060.070.071.340.352.785/31/05
Touchstone High Yield Fund
Fact Sheet, Prospectus, Annual Report
0.72THIYX-4.25-2.80-2.805.202.519.491/27/12
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.83FIBZXn/a2.072.073.910.654.4712/3/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSXn/a-3.39-3.393.615.6011.5610/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/a-11.65-11.657.715.8313.172/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX-13.54-4.50-4.509.158.3812.9610/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX-12.85n/a4.3213.9312.0918.2110/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX-17.29-11.20-11.207.505.8613.473/22/05
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX-12.60-13.75-13.752.990.395.973/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIX-13.73-14.79-14.792.460.946.9410/6/06
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.79CRSOX-9.38-11.65-11.650.35-8.82-3.6912/30/04