Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 14%
International Equities 4%
Real Assets 2%
Fixed Income 71%
Money Market 9%
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
State Street U.S. Government Money Market Fund 9%
Fixed Income
PIMCO Short-Term Fund 25%
Northern Funds Bond Index Fund 13%
PGIM Total Return Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 11%
BlackRock High Yield Bond Fund 5%
AB Global Bond Fund 5%
Real Assets
Principal Global Real Estate Securities Fund 1%
Credit Suisse Commodity Return Strategy Fund 1%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 3%
Northern Funds Stock Index Fund 6%
T. Rowe Price Instl. Large-Cap Growth Fund 3%
Northern Funds Mid Cap Index Fund 2%
International Equity
Northern Funds International Equity Index Fund 2%
Neuberger Berman International Select Fund 2%

Portfolio Performance1

As of June 30, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2
Inception
Date
A2.892.489.195.55n/a4.750.919/28/16
Fee Structure B Performance

Underlying Mutual Fund Performance3

As of 6/30/2021

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
State Street U.S. Government Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.12GVMXX0.010.010.041.181.040.5410/25/07
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHXn/an/a1.242.042.321.8110/7/87
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX1.83-1.66-0.495.202.863.262/27/07
PGIM Total Return Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.39PDBZX-4.44-4.446.334.974.344.7012/27/10
American Century Short-Duration Inflation-Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISXn/an/a7.184.323.002.115/31/05
BlackRock High Yield Bond Fund
Fact Sheet, Prospectus, Annual Report
0.62BHYIX3.164.1216.057.167.536.6911/19/98
AB Global Bond Fund
Fact Sheet, Prospectus, Annual Report
0.55ANAZX1.30-0.932.124.222.963.6811/5/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSX9.1314.0032.379.117.548.1710/1/07
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report
0.22DFLVXn/a20.7150.5010.7112.5611.822/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX8.5015.1840.6318.5417.5214.7110/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX12.5316.6546.9824.8827.0219.4110/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOMIX3.5817.5353.0013.0014.1212.223/22/05
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX5.178.7732.228.2110.085.753/22/05
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report
0.81NILIXn/a10.3735.5911.7512.336.7010/6/06
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Credit Suisse Commodity Return Strategy Fund
Fact Sheet, Prospectus, Annual Report
0.80CRSOX13.7021.4045.934.432.71-4.4212/30/04