Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.
| U.S. Equities | 13% |
| International Equities | 5% |
| Real Assets | 2% |
| Fixed Income | 72% |
| Money Market | 8% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Money Market | |
| State Street U.S. Government Money Market Fund | 8% |
| Fixed Income | |
| PIMCO Short-Term Fund | 25% |
| Fidelity Advisor Investment Grade Bond Fund | 11.5% |
| PGIM Total Return Bond Fund | 13.5% |
| American Century Short Duration Inflation Protection Bond Fund | 12% |
| BlackRock High Yield Bond Fund | 5% |
| AB Global Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 1% |
| Credit Suisse Commodity Return Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 3% |
| Northern Funds Stock Index Fund | 5% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 3% |
| Northern Funds Mid Cap Index Fund | 2% |
| International Equity | |
| Northern Funds International Equity Index Fund | 2% |
| Neuberger Berman International Select Fund | 2% |
| DFA International Small Portfolio Company | 1% |
Portfolio Performance1
As of August 31, 2023
| Average Annual Total Returns at NAV (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 5.37 | 1.66 | 2.53 | 1.53 | 2.65 | 2.92 | 0.92 | 9/28/16 |
| C | 5.25 | 1.65 | 2.26 | 1.27 | 2.40 | 2.66 | 1.17 | 9/28/16 |
| F | 5.57 | 1.73 | 2.76 | 1.78 | 2.91 | 3.17 | 0.67 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 3/31/2022
| Average Annual Total Returns (%)3 | ||||||||||
| Money Market Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| State Street U.S. Government Money Market Fund* Fact Sheet, Prospectus, Annual Report | 0.12 | GVMXX | 0.01 | 0.01 | 0.03 | 0.66 | 1.00 | 0.54 | 10/25/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.45 | PTSHX | -1.06 | -1.06 | -1.31 | 1.10 | 1.54 | 1.59 | 10/7/87 | |
| Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report | 0.49 | FIKQX | n/a | n/a | -3.52 | 2.80 | 2.87 | 2.80 | 8/6/71 | |
| PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | PTRQX | -6.51 | -6.51 | -3.29 | 2.20 | 2.94 | 3.50 | 12/27/10 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.37 | APISX | 0.09 | 0.09 | 5.09 | 4.91 | 3.37 | 1.87 | 5/31/05 | |
| BlackRock High Yield Bond Fund Fact Sheet, Prospectus, Annual Report | 0.58 | BHYIX | -3.97 | -3.97 | 0.74 | 4.96 | 4.87 | 5.91 | 11/19/98 | |
| AB Global Bond Fund Fact Sheet, Prospectus, Annual Report | 0.50 | ANAZX | -5.18 | -5.18 | -3.62 | 1.06 | 1.81 | 2.75 | 11/5/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.87 | PGRSX | -5.39 | -5.39 | 11.86 | 6.80 | 8.62 | 8.52 | 10/1/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.22 | DFLVX | -0.35 | -0.35 | 11.24 | 12.83 | 10.07 | 12.33 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOSIX | -4.63 | -4.63 | 15.51 | 18.79 | 15.86 | 14.52 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.56 | TRLGX | -13.25 | -13.25 | 3.09 | 18.67 | 20.00 | 17.03 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.15 | NOMIX | -4.92 | -4.92 | 4.44 | 13.99 | 10.94 | 12.03 | 3/22/05 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.24 | NOINX | -6.77 | -6.77 | 0.13 | 7.33 | 6.42 | 6.06 | 3/22/05 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NILIX | -12.20 | -12.20 | -1.53 | 9.45 | 8.11 | 6.65 | 10/6/06 | |
| DFA International Small Company Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | DFISX | n/a | n/a | -0.12 | 9.31 | 6.81 | 7.67 | 9/30/96 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Credit Suisse Commodity Return Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.80 | CRSOX | 25.57 | 25.57 | 50.74 | 17.00 | 9.27 | -0.62 | 12/30/04 | |