Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a18.9618.964.8410.238.469/28/16--1.22
Ages 3-5n/a17.7017.704.509.688.019/28/16--1.21
Ages 6-8n/a16.8316.833.918.867.389/28/16--1.20
Ages 9-10n/a15.6015.603.397.906.499/28/16--1.20
Ages 11-12n/a14.3314.332.707.085.869/28/16--1.21
Ages 13-14n/a12.9512.951.966.265.239/28/16--1.21
Ages 15-16n/a11.7011.701.745.454.509/28/16--1.20
Ages 17-18n/a10.1510.151.214.503.709/28/16--1.20
Ages 19+n/a8.528.520.963.552.949/28/16--1.17
Age-Based Moderate
Ages 0-2n/a17.7017.704.509.688.019/28/16--1.21
Ages 3-5n/a16.8316.833.918.867.389/28/16--1.20
Ages 6-8n/a15.6015.603.397.906.499/28/16--1.20
Ages 9-10n/a14.3314.332.707.085.869/28/16--1.21
Ages 11-12n/a12.9512.951.966.265.239/28/16--1.21
Ages 13-14n/a11.7011.701.745.454.509/28/16--1.20
Ages 15-16n/a10.1510.151.214.503.709/28/16--1.20
Ages 17-18n/a8.528.520.963.552.949/28/16--1.17
Ages 19+n/a6.846.840.472.462.029/28/16--1.13
Age-Based Conservative
Ages 0-2n/a16.8316.833.918.867.389/28/16--1.20
Ages 3-5n/a15.6015.603.397.906.499/28/16--1.20
Ages 6-8n/a14.3314.332.707.085.869/28/16--1.21
Ages 9-10n/a12.9512.951.966.265.239/28/16--1.21
Ages 11-12n/a11.7011.701.745.454.509/28/16--1.20
Ages 13-14n/a10.1510.151.214.503.709/28/16--1.20
Ages 15-16n/a8.528.520.963.552.949/28/16--1.17
Ages 17-18n/a6.846.840.472.462.029/28/16--1.13
Ages 19+n/a4.724.720.581.310.979/28/16--1.05
Target Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a18.9618.964.8410.238.758/2/10--1.22
Target Fund 80n/a16.8316.833.918.867.568/2/10--1.20
Target Fund 60n/a14.3314.332.707.086.158/2/10--1.21
Target Fund 40n/a11.7011.701.745.454.828/2/10--1.20
Target Fund 20n/a8.528.520.963.553.228/2/10--1.17
Target Fixed Income Fundn/a4.724.720.581.310.778/2/10--1.05
Individual Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.534.974.972.20n/a1.927/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a4.744.742.001.601.327/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a5.255.251.171.441.008/2/10--1.25
Northern Funds Bond Index 529 Portfolion/a4.634.63-4.100.211.078/2/10--0.93
Fidelity Advisor Investment Grade Bond 529 Portfolion/a5.985.98-3.581.190.9810/10/12--1.14
PGIM Total Return Bond 529 Portfolion/a6.846.84-3.97n/a-1.304/28/20--1.17
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a3.353.351.392.581.049/26/13--1.15
BlackRock High Yield Bond 529 Portfolion/a12.7512.75n/an/a1.284/15/21--1.36
AB Global Bond Fund 529 Portfolion/a6.156.15n/an/a-2.534/15/21--1.28
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a17.1817.182.778.157.408/2/10--1.23
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a10.3210.324.98n/a3.694/9/19--0.96
Principal Global Real Estate Securities 529 Portfolion/a10.0410.04-0.72n/a0.1711/25/14--1.65
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a10.6710.679.5710.006.012/6/18--1.00
Northern Funds Stock Index 529 Portfolion/a25.2625.269.0714.6612.468/2/10--0.88
T. Rowe Price Large-Cap Growth 529 Portfolion/a45.1345.134.4814.9814.938/2/10--1.33
Northern Funds Mid Cap Index 529 Portfolion/a15.4315.437.1311.5610.598/2/10--0.93
T. Rowe Price Small-Cap Value 529 Portfolion/a11.3911.39n/an/a-2.488/11/21--1.46
Northern Funds Small Cap Index 529 Portfolion/a16.0116.011.378.949.148/2/10--0.93
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a20.4720.470.8710.699.409/28/16--1.42
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a17.1217.123.227.314.718/2/10--1.02
Neuberger Berman International Select 529 Portfolion/a13.7613.76-0.077.434.808/2/10--1.59
DFA International Small Company 529 Portfolion/a13.5013.501.977.096.3410/10/12--1.17
Vanguard Emerging Markets Select Stock 529 Portfolion/a9.759.75-4.40n/a0.984/9/19--1.62
Commodities
Parametric Commodity Strategy 529 Portfolion/a-5.99-4.2414.425.20-2.9210/10/12--1.58