Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-10.41-10.41n/an/a4.639/28/16--1.38
Ages 3-5-9.30-9.30n/an/a4.409/28/16--1.38
Ages 6-8-8.28-8.28n/an/a4.169/28/16--1.39
Ages 9-10-7.38-7.38n/an/a3.439/28/16--1.40
Ages 11-12-6.34-6.34n/an/a3.229/28/16--1.40
Ages 13-14-5.23-5.23n/an/a3.009/28/16--1.38
Ages 15-16-4.12-4.12n/an/a2.439/28/16--1.39
Ages 17-18-3.24-3.24n/an/a1.979/28/16--1.36
Ages 19+-1.91-1.91n/an/a1.599/28/16--1.33
Age-Based Moderate
Ages 0-2-9.30-9.30n/an/a4.409/28/16--1.38
Ages 3-5-8.28-8.28n/an/a4.169/28/16--1.39
Ages 6-8-7.38-7.38n/an/a3.439/28/16--1.40
Ages 9-10-6.34-6.34n/an/a3.229/28/16--1.40
Ages 11-12-5.23-5.23n/an/a3.009/28/16--1.38
Ages 13-14-4.12-4.12n/an/a2.439/28/16--1.39
Ages 15-16-3.24-3.24n/an/a1.979/28/16--1.36
Ages 17-18-1.91-1.91n/an/a1.599/28/16--1.33
Ages 19+-0.87-0.87n/an/a1.069/28/16--1.27
Age-Based Conservative
Ages 0-2-8.28-8.28n/an/a4.169/28/16--1.39
Ages 3-5-7.38-7.38n/an/a3.439/28/16--1.40
Ages 6-8-6.34-6.34n/an/a3.229/28/16--1.40
Ages 9-10-5.23-5.23n/an/a3.009/28/16--1.38
Ages 11-12-4.12-4.12n/an/a2.439/28/16--1.39
Ages 13-14-3.24-3.24n/an/a1.979/28/16--1.36
Ages 15-16-1.91-1.91n/an/a1.599/28/16--1.33
Ages 17-18-0.87-0.87n/an/a1.069/28/16--1.27
Ages 19+0.290.29n/an/a0.219/28/16--1.18
Target Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-10.41-10.415.563.737.888/2/10--1.38
Target Fund 80-8.28-8.285.123.356.798/2/10--1.39
Target Fund 60-6.34-6.344.232.775.598/2/10--1.40
Target Fund 40-4.12-4.123.562.414.458/2/10--1.39
Target Fund 20-1.91-1.912.481.743.018/2/10--1.33
Target Fixed Income Fund0.290.290.450.120.468/2/10--1.18
Individual Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.431.43n/an/a0.827/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio0.570.571.250.830.748/2/10--1.43
Northern Funds Bond Index 529 Portfolio-1.13-1.130.921.451.588/2/10--1.05
Fidelity Advisor Investment Grade Bond 529 Portfolio-1.31-1.311.981.570.8210/10/12--1.40
MainStay Total Return Bond 529 Portfolio-2.08-2.081.80n/a0.8612/17/14--1.50
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-0.51-0.510.66-0.34-0.409/26/13--1.27
BlackRock Inflation Protected Bond 529 Portfolio-2.83-2.830.800.221.138/2/10--1.29
Touchstone High Yield 529 Portfolio-3.75-3.754.221.582.3610/10/12--1.62
Templeton International Bond 529 Portfolio1.311.312.99-0.260.0510/10/12--1.73
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio-5.68-5.685.073.986.958/2/10--1.36
Real Estate 529 Portfolios
T. Rowe Price Real Estate 529 Portfolio-9.70-9.70-0.565.587.088/2/10--1.50
Voya Global Real Estate 529 Portfolio-9.45-9.45-0.561.582.6810/10/12--1.95
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/an/an/an/a-12.402/6/18--1.17
Northern Funds Stock Index 529 Portfolio-5.39-5.398.127.3911.188/2/10--1.00
American Century Equity Growth 529 Portfolio-6.96-6.967.135.5910.478/2/10--1.37
T. Rowe Price Large-Cap Growth 529 Portfolio3.373.3712.9011.0714.908/2/10--1.46
Northern Funds Mid Cap Index 529 Portfolio-12.05-12.056.504.8810.028/2/10--1.06
William Blair Small Cap Value 529 Portfolio-16.54-16.543.791.687.358/2/10--2.15
Northern Funds Small Cap Index 529 Portfolio-11.99-11.996.303.349.258/2/10--1.05
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-7.60-7.60n/an/a6.599/28/16--1.56
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-14.56-14.562.05-0.503.198/2/10--1.15
Neuberger Berman International Select 529 Portfolio-15.52-15.521.540.023.288/2/10--1.70
DFA International Small Company 529 Portfolio-20.15-20.152.581.005.7310/10/12--1.43
Lazard Emerging Markets Equity 529 Portfolio-18.74-18.747.16-1.570.228/2/10--1.98
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -12.46-12.46-0.52-9.61-10.3610/10/12--1.68