Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-9.95-9.95n/an/a5.169/28/16--0.88
Ages 3-5-8.76-8.76n/an/a4.949/28/16--0.88
Ages 6-8-7.83-7.83n/an/a4.669/28/16--0.89
Ages 9-10-6.91-6.91n/an/a3.939/28/16--0.90
Ages 11-12-5.88-5.88n/an/a3.749/28/16--0.90
Ages 13-14-4.76-4.76n/an/a3.519/28/16--0.88
Ages 15-16-3.65-3.65n/an/a2.969/28/16--0.89
Ages 17-18-2.67-2.67n/an/a2.499/28/16--0.86
Ages 19+-1.39-1.39n/an/a2.119/28/16--0.83
Age-Based Moderate
Ages 0-2-8.76-8.76n/an/a4.949/28/16--0.88
Ages 3-5-7.83-7.83n/an/a4.669/28/16--0.89
Ages 6-8-6.91-6.91n/an/a3.939/28/16--0.90
Ages 9-10-5.88-5.88n/an/a3.749/28/16--0.90
Ages 11-12-4.76-4.76n/an/a3.519/28/16--0.88
Ages 13-14-3.65-3.65n/an/a2.969/28/16--0.89
Ages 15-16-2.67-2.67n/an/a2.499/28/16--0.86
Ages 17-18-1.39-1.39n/an/a2.119/28/16--0.83
Ages 19+-0.39-0.39n/an/a1.549/28/16--0.77
Age-Based Conservative
Ages 0-2-7.83-7.83n/an/a4.669/28/16--0.89
Ages 3-5-6.91-6.91n/an/a3.939/28/16--0.90
Ages 6-8-5.88-5.88n/an/a3.749/28/16--0.90
Ages 9-10-4.76-4.76n/an/a3.519/28/16--0.88
Ages 11-12-3.65-3.65n/an/a2.969/28/16--0.89
Ages 13-14-2.67-2.67n/an/a2.499/28/16--0.86
Ages 15-16-1.39-1.39n/an/a2.119/28/16--0.83
Ages 17-18-0.39-0.39n/an/a1.549/28/16--0.77
Ages 19+0.750.75n/an/a0.629/28/16--0.68
Target Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-9.95-9.956.094.268.418/2/10--0.88
Target Fund 80-7.83-7.835.633.857.328/2/10--0.89
Target Fund 60-5.88-5.884.763.306.128/2/10--0.90
Target Fund 40-3.65-3.654.102.944.988/2/10--0.89
Target Fund 20-1.39-1.392.992.253.618/2/10--0.83
Target Fixed Income Fund0.750.750.910.580.948/2/10--0.68
Individual Portfolios
As of December 31, 2018
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.431.43n/an/a0.827/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.091.091.771.351.258/2/10--0.93
Northern Funds Bond Index 529 Portfolio-0.68-0.681.401.941.978/2/10--0.55
Fidelity Advisor Investment Grade Bond 529 Portfolio-0.82-0.822.482.131.3610/10/12--0.90
MainStay Total Return Bond 529 Portfolio-1.68-1.682.28n/a1.3312/17/14--1.00
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio0.000.001.150.160.109/26/13--0.77
BlackRock Inflation Protected Bond 529 Portfolio-2.30-2.301.310.711.638/2/10--0.79
Touchstone High Yield 529 Portfolio-3.24-3.244.772.082.8910/10/12--1.12
Templeton International Bond 529 Portfolio1.671.673.450.210.5210/10/12--1.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio-5.21-5.215.604.497.488/2/10--0.86
Real Estate 529 Portfolios
T. Rowe Price Real Estate 529 Portfolio-9.25-9.25-0.056.117.628/2/10--1.00
Voya Global Real Estate 529 Portfolio-8.98-8.98-0.032.103.2010/10/12--1.45
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/an/an/an/a-12.002/6/18--0.67
Northern Funds Stock Index 529 Portfolio-4.89-4.898.687.9311.748/2/10--0.50
American Century Equity Growth 529 Portfolio-6.47-6.477.666.1211.048/2/10--0.87
T. Rowe Price Large-Cap Growth 529 Portfolio3.903.9013.4711.6415.488/2/10--0.96
Northern Funds Mid Cap Index 529 Portfolio-11.58-11.587.055.4110.568/2/10--0.56
William Blair Small Cap Value 529 Portfolio-16.14-16.144.302.187.908/2/10--1.65
Northern Funds Small Cap Index 529 Portfolio-11.53-11.536.833.869.798/2/10--0.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-7.15-7.15n/an/a7.129/28/16--1.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-14.11-14.112.55-0.023.708/2/10--0.65
Neuberger Berman International Select 529 Portfolio-15.13-15.132.050.523.808/2/10--1.20
DFA International Small Company 529 Portfolio-19.80-19.803.081.496.2410/10/12--0.93
Lazard Emerging Markets Equity 529 Portfolio-18.36-18.367.69-1.070.738/2/10--1.48
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -11.99-11.990.00-9.19-9.9410/10/12--1.18