Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-18.49-18.493.614.677.409/28/16--0.72
Ages 3-5n/a-17.36-17.363.614.637.069/28/16--0.71
Ages 6-8n/a-16.66-16.663.194.236.469/28/16--0.70
Ages 9-10n/a-15.53-15.532.673.755.639/28/16--0.70
Ages 11-12n/a-14.66-14.662.233.415.109/28/16--0.71
Ages 13-14n/a-14.10-14.101.753.094.569/28/16--0.71
Ages 15-16n/a-12.32-12.321.512.783.919/28/16--0.70
Ages 17-18n/a-10.76-10.761.152.333.219/28/16--0.70
Ages 19+n/a-8.66-8.660.831.982.589/28/16--0.67
Age-Based Moderate
Ages 0-2n/a-17.36-17.363.614.637.069/28/16--0.71
Ages 3-5n/a-16.66-16.663.194.236.469/28/16--0.70
Ages 6-8n/a-15.53-15.532.673.755.639/28/16--0.70
Ages 9-10n/a-14.66-14.662.233.415.109/28/16--0.71
Ages 11-12n/a-14.10-14.101.753.094.569/28/16--0.71
Ages 13-14n/a-12.32-12.321.512.783.919/28/16--0.70
Ages 15-16n/a-10.76-10.761.152.333.219/28/16--0.70
Ages 17-18n/a-8.66-8.660.831.982.589/28/16--0.67
Ages 19+n/a-6.69-6.690.331.441.779/28/16--0.63
Age-Based Conservative
Ages 0-2n/a-16.66-16.663.194.236.469/28/16--0.70
Ages 3-5n/a-15.53-15.532.673.755.639/28/16--0.70
Ages 6-8n/a-14.66-14.662.233.415.109/28/16--0.71
Ages 9-10n/a-14.10-14.101.753.094.569/28/16--0.71
Ages 11-12n/a-12.32-12.321.512.783.919/28/16--0.70
Ages 13-14n/a-10.76-10.761.152.333.219/28/16--0.70
Ages 15-16n/a-8.66-8.660.831.982.589/28/16--0.67
Ages 17-18n/a-6.69-6.690.331.441.779/28/16--0.63
Ages 19+n/a-2.26-2.260.240.950.869/28/16--0.55
Target Portfolios
As of December 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-18.49-18.493.614.678.508/2/10--0.72
Target Fund 80n/a-16.66-16.663.194.237.388/2/10--0.70
Target Fund 60n/a-14.66-14.662.233.416.048/2/10--0.71
Target Fund 40n/a-12.32-12.321.512.784.818/2/10--0.70
Target Fund 20n/a-8.66-8.660.831.983.368/2/10--0.67
Target Fixed Income Fundn/a-2.26-2.260.240.950.968/2/10--0.55
Individual Portfolios
As of December 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.530.810.81n/an/a0.767/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.810.810.270.160.857/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-0.35-0.350.581.021.178/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a-13.24-13.24-3.10-0.441.208/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-13.61-13.61-2.210.251.0310/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a-15.04-15.04n/an/a-3.704/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-4.08-4.082.442.371.339/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a-10.70-10.70n/an/a-4.404/15/21--0.86
AB Global Bond Fund 529 Portfolion/a-12.29-12.29n/an/a-6.844/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-17.36-17.362.274.087.188/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-25.14-25.140.12n/a2.494/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a-26.97-26.97-4.90n/a-1.8111/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-6.04-6.045.91n/a5.612/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a-18.44-18.447.238.9312.058/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a-35.40-35.403.347.9613.358/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a-13.48-13.486.776.1810.768/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a-18.70-18.70n/an/a-11.028/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a-20.69-20.692.683.619.148/2/10--0.43
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-22.56-22.562.055.498.279/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-14.40-14.400.661.264.288/2/10--0.52
Neuberger Berman International Select 529 Portfolion/a-22.22-22.220.611.724.648/2/10--1.09
DFA International Small Company 529 Portfolion/a-17.22-17.220.750.316.1810/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a-18.39-18.39-2.45n/a-0.764/9/19--1.12
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a15.4715.4713.236.36-2.0910/10/12--1.08