Fee Structure: A B C F
Age-Based Portfolios
As of February 28, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a5.5222.8518.3110.2511.129/28/16--0.72
Ages 3-5n/a5.0120.9817.069.5810.479/28/16--0.71
Ages 6-8n/a4.4919.0015.898.739.689/28/16--0.70
Ages 9-10n/a4.1317.2714.617.998.699/28/16--0.70
Ages 11-12n/a3.7615.7513.417.167.939/28/16--0.71
Ages 13-14n/a3.2913.7912.086.287.139/28/16--0.71
Ages 15-16n/a2.7511.9610.815.676.279/28/16--0.70
Ages 17-18n/a2.3210.129.494.855.349/28/16--0.70
Ages 19+n/a1.898.338.124.224.459/28/16--0.67
Age-Based Moderate
Ages 0-2n/a5.0120.9817.069.5810.479/28/16--0.71
Ages 3-5n/a4.4919.0015.898.739.689/28/16--0.70
Ages 6-8n/a4.1317.2714.617.998.699/28/16--0.70
Ages 9-10n/a3.7615.7513.417.167.939/28/16--0.71
Ages 11-12n/a3.2913.7912.086.287.139/28/16--0.71
Ages 13-14n/a2.7511.9610.815.676.279/28/16--0.70
Ages 15-16n/a2.3210.129.494.855.349/28/16--0.70
Ages 17-18n/a1.898.338.124.224.459/28/16--0.67
Ages 19+n/a1.336.296.573.333.399/28/16--0.63
Age-Based Conservative
Ages 0-2n/a4.4919.0015.898.739.689/28/16--0.70
Ages 3-5n/a4.1317.2714.617.998.699/28/16--0.70
Ages 6-8n/a3.7615.7513.417.167.939/28/16--0.71
Ages 9-10n/a3.2913.7912.086.287.139/28/16--0.71
Ages 11-12n/a2.7511.9610.815.676.279/28/16--0.70
Ages 13-14n/a2.3210.129.494.855.349/28/16--0.70
Ages 15-16n/a1.898.338.124.224.459/28/16--0.67
Ages 17-18n/a1.336.296.573.333.399/28/16--0.63
Ages 19+n/a0.924.464.952.782.219/28/16--0.55
Target Portfolios
As of February 28, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a5.5222.8518.3110.2510.538/2/10--0.72
Target Fund 80n/a4.4919.0015.898.739.148/2/10--0.70
Target Fund 60n/a3.7615.7513.417.167.578/2/10--0.71
Target Fund 40n/a2.7511.9610.815.676.068/2/10--0.70
Target Fund 20n/a1.898.338.124.224.348/2/10--0.67
Target Fixed Income Fundn/a0.924.464.952.781.758/2/10--0.55
Individual Portfolios
As of February 28, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio3.840.594.194.873.393.037/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.573.944.603.162.077/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.744.515.383.252.028/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a1.675.854.750.141.898/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a1.955.995.240.512.0310/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a2.056.536.140.841.534/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a1.014.484.793.162.169/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a0.577.519.46n/a4.604/15/21--0.86
AB Global Bond Fund 529 Portfolion/a1.784.674.94n/a0.674/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a3.9116.6415.497.888.858/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a10.196.417.926.085.294/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a10.2413.727.923.143.0111/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a8.0719.6715.2711.749.312/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a0.6316.6521.4113.7813.928/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a-6.2610.0125.469.9615.888/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a8.2916.8912.538.6711.478/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a8.1717.6910.30n/a4.748/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a6.1923.0912.764.6810.268/2/10--0.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a6.2419.0713.855.6810.779/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a10.0233.7218.7610.617.238/2/10--0.52
Neuberger International Select 529 Portfolion/a7.6922.0014.687.126.768/2/10--1.09
DFA International Small Company 529 Portfolion/a11.0745.4119.2210.329.3010/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a14.5749.6620.866.588.494/9/19--1.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a10.2129.74n/an/a17.7211/9/23--1.08