Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a18.9214.3515.6210.6510.629/28/16--0.72
Ages 3-5n/a17.7213.5114.639.9310.039/28/16--0.71
Ages 6-8n/a16.4112.5513.799.109.319/28/16--0.70
Ages 9-10n/a15.2211.6212.778.228.369/28/16--0.70
Ages 11-12n/a13.9910.9011.857.307.649/28/16--0.71
Ages 13-14n/a12.529.8810.796.276.889/28/16--0.71
Ages 15-16n/a11.258.989.805.646.079/28/16--0.70
Ages 17-18n/a9.727.928.714.775.199/28/16--0.70
Ages 19+n/a8.227.037.594.044.339/28/16--0.67
Age-Based Moderate
Ages 0-2n/a17.7213.5114.639.9310.039/28/16--0.71
Ages 3-5n/a16.4112.5513.799.109.319/28/16--0.70
Ages 6-8n/a15.2211.6212.778.228.369/28/16--0.70
Ages 9-10n/a13.9910.9011.857.307.649/28/16--0.71
Ages 11-12n/a12.529.8810.796.276.889/28/16--0.71
Ages 13-14n/a11.258.989.805.646.079/28/16--0.70
Ages 15-16n/a9.727.928.714.775.199/28/16--0.70
Ages 17-18n/a8.227.037.594.044.339/28/16--0.67
Ages 19+n/a6.645.876.333.133.329/28/16--0.63
Age-Based Conservative
Ages 0-2n/a16.4112.5513.799.109.319/28/16--0.70
Ages 3-5n/a15.2211.6212.778.228.369/28/16--0.70
Ages 6-8n/a13.9910.9011.857.307.649/28/16--0.71
Ages 9-10n/a12.529.8810.796.276.889/28/16--0.71
Ages 11-12n/a11.258.989.805.646.079/28/16--0.70
Ages 13-14n/a9.727.928.714.775.199/28/16--0.70
Ages 15-16n/a8.227.037.594.044.339/28/16--0.67
Ages 17-18n/a6.645.876.333.133.329/28/16--0.63
Ages 19+n/a4.684.674.882.542.159/28/16--0.55
Target Portfolios
As of November 30, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a18.9214.3515.6210.6510.228/2/10--0.72
Target Fund 80n/a16.4112.5513.799.108.918/2/10--0.70
Target Fund 60n/a13.9910.9011.857.307.398/2/10--0.71
Target Fund 40n/a11.258.989.805.645.948/2/10--0.70
Target Fund 20n/a8.227.037.594.044.268/2/10--0.67
Target Fixed Income Fundn/a4.684.674.882.541.718/2/10--0.55
Individual Portfolios
As of November 30, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.083.884.244.582.992.787/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a3.653.994.352.791.877/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a4.244.875.663.111.998/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a7.245.424.22-0.641.828/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a7.415.554.85-0.121.9610/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a7.625.915.76-0.021.274/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a5.985.704.463.362.149/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a8.097.699.65n/a4.564/15/21--0.86
AB Global Bond Fund 529 Portfolion/a4.963.884.43n/a0.374/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a15.1912.1013.607.858.688/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a3.44-4.744.695.484.304/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a9.251.525.412.511.9111/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a13.835.2510.7212.098.262/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a17.4914.6220.1814.8814.118/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a17.9316.2927.4213.2316.688/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a7.11-0.5710.0110.0611.098/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a8.940.447.90n/a3.298/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a13.223.7911.057.6310.058/2/10--0.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a11.241.5012.806.8610.489/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a28.1024.2615.249.226.508/2/10--0.52
Neuberger Berman International Select 529 Portfolion/a17.9213.8011.105.516.078/2/10--1.09
DFA International Small Company 529 Portfolion/a32.3928.6915.889.578.4010/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a32.3329.4914.755.996.274/9/19--1.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a19.1918.80n/an/a13.2411/9/23--1.08