Monthly Performance

Fee Structure:

Age-Based Portfolios As of March 31, 2019	YTD Returns at NAV (%)¹	Average Annual Total Returns at NAV (%)¹				Inception Date	Max Sales Charge	Expense Ratio (%)²
Age-Based Portfolios As of March 31, 2019	YTD Returns at NAV (%)¹	1 Yr	3 Yrs	5 Yrs	Lifetime	Inception Date	Max Sales Charge	Expense Ratio (%)²
Age-Based Aggressive
Ages 0-2	8.24	-2.51	n/a	n/a	7.72	9/28/16	3.50%	1.12
Ages 3-5	7.29	-1.99	n/a	n/a	7.19	9/28/16	3.50%	1.11
Ages 6-8	6.40	-1.85	n/a	n/a	6.55	9/28/16	3.50%	1.13
Ages 9-10	5.48	-1.68	n/a	n/a	5.54	9/28/16	3.50%	1.14
Ages 11-12	4.57	-1.41	n/a	n/a	4.96	9/28/16	3.50%	1.14
Ages 13-14	3.77	-0.84	n/a	n/a	4.46	9/28/16	3.50%	1.13
Ages 15-16	2.72	-0.78	n/a	n/a	3.53	9/28/16	3.50%	1.14
Ages 17-18	1.55	-0.99	n/a	n/a	2.64	9/28/16	3.50%	1.12
Ages 19+	0.40	-0.81	n/a	n/a	1.85	9/28/16	3.50%	1.08
Age-Based Moderate
Ages 0-2	7.29	-1.99	n/a	n/a	7.19	9/28/16	3.50%	1.11
Ages 3-5	6.40	-1.85	n/a	n/a	6.55	9/28/16	3.50%	1.13
Ages 6-8	5.48	-1.68	n/a	n/a	5.54	9/28/16	3.50%	1.14
Ages 9-10	4.57	-1.41	n/a	n/a	4.96	9/28/16	3.50%	1.14
Ages 11-12	3.77	-0.84	n/a	n/a	4.46	9/28/16	3.50%	1.13
Ages 13-14	2.72	-0.78	n/a	n/a	3.53	9/28/16	3.50%	1.14
Ages 15-16	1.55	-0.99	n/a	n/a	2.64	9/28/16	3.50%	1.12
Ages 17-18	0.40	-0.81	n/a	n/a	1.85	9/28/16	3.50%	1.08
Ages 19+	-0.78	-1.17	n/a	n/a	0.83	9/28/16	3.50%	1.02
Age-Based Conservative
Ages 0-2	6.40	-1.85	n/a	n/a	6.55	9/28/16	3.50%	1.13
Ages 3-5	5.48	-1.68	n/a	n/a	5.54	9/28/16	3.50%	1.14
Ages 6-8	4.57	-1.41	n/a	n/a	4.96	9/28/16	3.50%	1.14
Ages 9-10	3.77	-0.84	n/a	n/a	4.46	9/28/16	3.50%	1.13
Ages 11-12	2.72	-0.78	n/a	n/a	3.53	9/28/16	3.50%	1.14
Ages 13-14	1.55	-0.99	n/a	n/a	2.64	9/28/16	3.50%	1.12
Ages 15-16	0.40	-0.81	n/a	n/a	1.85	9/28/16	3.50%	1.08
Ages 17-18	-0.78	-1.17	n/a	n/a	0.83	9/28/16	3.50%	1.02
Ages 19+	-2.41	-1.76	n/a	n/a	-0.56	9/28/16	3.50%	0.93