Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a3.6420.4716.3810.6611.009/28/16--0.72
Ages 3-5n/a3.2918.9915.279.9310.369/28/16--0.71
Ages 6-8n/a2.8317.2914.199.039.589/28/16--0.70
Ages 9-10n/a2.5215.8912.998.178.589/28/16--0.70
Ages 11-12n/a2.2314.5511.947.267.839/28/16--0.71
Ages 13-14n/a1.8912.9210.766.287.049/28/16--0.71
Ages 15-16n/a1.5211.369.655.616.189/28/16--0.70
Ages 17-18n/a1.199.648.504.755.269/28/16--0.70
Ages 19+n/a0.898.117.304.054.389/28/16--0.67
Age-Based Moderate
Ages 0-2n/a3.2918.9915.279.9310.369/28/16--0.71
Ages 3-5n/a2.8317.2914.199.039.589/28/16--0.70
Ages 6-8n/a2.5215.8912.998.178.589/28/16--0.70
Ages 9-10n/a2.2314.5511.947.267.839/28/16--0.71
Ages 11-12n/a1.8912.9210.766.287.049/28/16--0.71
Ages 13-14n/a1.5211.369.655.616.189/28/16--0.70
Ages 15-16n/a1.199.648.504.755.269/28/16--0.70
Ages 17-18n/a0.898.117.304.054.389/28/16--0.67
Ages 19+n/a0.526.345.973.133.339/28/16--0.63
Age-Based Conservative
Ages 0-2n/a2.8317.2914.199.039.589/28/16--0.70
Ages 3-5n/a2.5215.8912.998.178.589/28/16--0.70
Ages 6-8n/a2.2314.5511.947.267.839/28/16--0.71
Ages 9-10n/a1.8912.9210.766.287.049/28/16--0.71
Ages 11-12n/a1.5211.369.655.616.189/28/16--0.70
Ages 13-14n/a1.199.648.504.755.269/28/16--0.70
Ages 15-16n/a0.898.117.304.054.389/28/16--0.67
Ages 17-18n/a0.526.345.973.133.339/28/16--0.63
Ages 19+n/a0.394.664.702.602.179/28/16--0.55
Target Portfolios
As of January 31, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a3.6420.4716.3810.6610.458/2/10--0.72
Target Fund 80n/a2.8317.2914.199.039.078/2/10--0.70
Target Fund 60n/a2.2314.5511.947.267.508/2/10--0.71
Target Fund 40n/a1.5211.369.655.616.008/2/10--0.70
Target Fund 20n/a0.898.117.304.054.298/2/10--0.67
Target Fixed Income Fundn/a0.394.664.702.601.738/2/10--0.55
Individual Portfolios
As of January 31, 2026
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio3.840.644.524.573.092.797/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.604.264.342.891.897/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.444.535.493.172.018/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a0.086.473.29-0.541.798/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a0.166.463.76-0.081.9110/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a0.287.084.650.081.254/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a0.625.434.473.082.159/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a0.327.818.77n/a4.624/15/21--0.86
AB Global Bond Fund 529 Portfolion/a0.494.733.84n/a0.414/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a2.0815.3013.767.948.778/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a2.633.103.295.124.264/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a2.978.943.892.272.0211/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a4.6916.2112.7012.698.972/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a1.4416.0320.7214.5814.058/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a-2.8511.0326.1311.3016.238/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a4.037.3410.359.2211.248/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a5.5411.418.93n/a4.258/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a5.3515.5211.845.7910.268/2/10--0.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a4.5010.5412.936.2910.679/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a5.0531.4215.7610.066.948/2/10--0.52
Neuberger International Select 529 Portfolion/a5.6723.3512.696.926.678/2/10--1.09
DFA International Small Company 529 Portfolion/a5.4739.7416.089.948.9410/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a9.8044.6616.346.187.914/9/19--1.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a7.5625.84n/an/a17.1011/9/23--1.08