Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-24.74-10.66n/an/a6.769/28/163.50%1.13
Ages 3-53.98-9.63n/an/a6.279/28/163.50%1.13
Ages 6-83.41-8.73n/an/a5.739/28/163.50%1.14
Ages 9-102.64-7.89n/an/a4.709/28/163.50%1.15
Ages 11-122.00-7.04n/an/a4.209/28/163.50%1.15
Ages 13-141.26-6.08n/an/a3.699/28/163.50%1.13
Ages 15-160.49-5.17n/an/a2.829/28/163.50%1.14
Ages 17-18-0.29-4.56n/an/a2.029/28/163.50%1.11
Ages 19+-1.15-3.57n/an/a1.319/28/163.50%1.08
Age-Based Moderate
Ages 0-23.98-9.63n/an/a6.279/28/163.50%1.13
Ages 3-53.41-8.73n/an/a5.739/28/163.50%1.14
Ages 6-82.64-7.89n/an/a4.709/28/163.50%1.15
Ages 9-102.00-7.04n/an/a4.209/28/163.50%1.15
Ages 11-121.26-6.08n/an/a3.699/28/163.50%1.13
Ages 13-140.49-5.17n/an/a2.829/28/163.50%1.14
Ages 15-16-0.29-4.56n/an/a2.029/28/163.50%1.11
Ages 17-18-1.15-3.57n/an/a1.319/28/163.50%1.08
Ages 19+-1.91-2.85n/an/a0.409/28/163.50%1.02
Age-Based Conservative
Ages 0-23.41-8.73n/an/a5.739/28/163.50%1.14
Ages 3-52.64-7.89n/an/a4.709/28/163.50%1.15
Ages 6-82.00-7.04n/an/a4.209/28/163.50%1.15
Ages 9-101.26-6.08n/an/a3.699/28/163.50%1.13
Ages 11-120.49-5.17n/an/a2.829/28/163.50%1.14
Ages 13-14-0.29-4.56n/an/a2.029/28/163.50%1.11
Ages 15-16-1.15-3.57n/an/a1.319/28/163.50%1.08
Ages 17-18-1.91-2.85n/an/a0.409/28/163.50%1.02
Ages 19+-3.05-2.40n/an/a-0.879/28/163.50%0.93
Target Portfolios
As of January 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 1004.74-10.669.835.648.648/2/103.50%1.13
Target Fund 803.41-8.738.394.837.408/2/103.50%1.14
Target Fund 602.00-7.046.493.796.048/2/103.50%1.15
Target Fund 400.49-5.174.792.954.738/2/103.50%1.14
Target Fund 20-1.15-3.572.741.803.118/2/103.50%1.08
Target Fixed Income Fund-3.05-2.40-0.33-0.300.338/2/103.50%0.93
Individual Portfolios
As of January 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.191.53n/an/a0.867/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio0.461.211.801.141.048/2/103.50%1.18
Northern Funds Bond Index 529 Portfolio-2.51-2.09-0.090.921.528/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio-2.06-2.151.311.150.7310/10/123.50%1.15
MainStay Total Return Bond 529 Portfolio-2.30-3.041.17n/a0.5012/17/143.50%1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-2.62-2.72-0.17-0.67-0.659/26/133.50%1.02
BlackRock Inflation Protected Bond 529 Portfolio-2.04-3.840.07-0.301.128/2/103.50%1.04
Touchstone High Yield 529 Portfolio0.85-2.955.531.912.7410/10/123.50%1.37
Templeton International Bond 529 Portfolio-1.23-0.843.120.150.0910/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio2.30-6.737.565.047.438/2/103.50%1.11
Real Estate 529 Portfolios
T. Rowe Price Real Estate 529 Portfolio8.031.553.786.878.258/2/103.50%1.25
Voya Global Real Estate 529 Portfolio6.65-3.353.453.473.9610/10/123.50%1.70
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio4.74n/an/an/a-8.042/6/183.50%0.92
Northern Funds Stock Index 529 Portfolio4.17-6.4611.809.3211.878/2/103.50%0.75
American Century Equity Growth 529 Portfolio4.13-8.9911.057.5211.188/2/103.50%1.12
T. Rowe Price Large-Cap Growth 529 Portfolio6.660.3119.7113.0215.908/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio6.48-8.6911.216.9511.018/2/103.50%0.81
William Blair Small Cap Value 529 Portfolio7.26-10.088.654.358.438/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio7.27-7.6712.485.6810.338/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio6.64-6.06n/an/a9.559/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio2.89-16.105.321.273.768/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio2.12-17.874.771.733.758/2/103.50%1.45
DFA International Small Company 529 Portfolio4.09-20.486.592.446.5910/10/123.50%1.18
Lazard Emerging Markets Equity 529 Portfolio7.64-18.9411.151.861.348/2/103.50%1.73
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 1.77-12.260.78-8.96-9.7810/10/123.50%1.43