Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a13.6719.704.789.049.419/28/163.50%0.97
Ages 3-5n/a12.4818.214.378.528.879/28/163.50%0.96
Ages 6-8n/a11.4216.903.947.848.179/28/163.50%0.95
Ages 9-10n/a10.0715.343.466.967.229/28/163.50%0.95
Ages 11-12n/a8.7413.542.876.166.519/28/163.50%0.96
Ages 13-14n/a7.4911.942.185.305.809/28/163.50%0.96
Ages 15-16n/a6.3210.261.944.615.009/28/163.50%0.95
Ages 17-18n/a5.168.581.563.824.159/28/163.50%0.95
Ages 19+n/a3.706.441.262.983.309/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a12.4818.214.378.528.879/28/163.50%0.96
Ages 3-5n/a11.4216.903.947.848.179/28/163.50%0.95
Ages 6-8n/a10.0715.343.466.967.229/28/163.50%0.95
Ages 9-10n/a8.7413.542.876.166.519/28/163.50%0.96
Ages 11-12n/a7.4911.942.185.305.809/28/163.50%0.96
Ages 13-14n/a6.3210.261.944.615.009/28/163.50%0.95
Ages 15-16n/a5.168.581.563.824.159/28/163.50%0.95
Ages 17-18n/a3.706.441.262.983.309/28/163.50%0.92
Ages 19+n/a2.324.430.852.032.319/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a11.4216.903.947.848.179/28/163.50%0.95
Ages 3-5n/a10.0715.343.466.967.229/28/163.50%0.95
Ages 6-8n/a8.7413.542.876.166.519/28/163.50%0.96
Ages 9-10n/a7.4911.942.185.305.809/28/163.50%0.96
Ages 11-12n/a6.3210.261.944.615.009/28/163.50%0.95
Ages 13-14n/a5.168.581.563.824.159/28/163.50%0.95
Ages 15-16n/a3.706.441.262.983.309/28/163.50%0.92
Ages 17-18n/a2.324.430.852.032.319/28/163.50%0.88
Ages 19+n/a0.791.851.001.151.189/28/163.50%0.80
Target Portfolios
As of November 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a13.6719.704.789.049.398/2/103.50%0.97
Target Fund 80n/a11.4216.903.947.848.128/2/103.50%0.95
Target Fund 60n/a8.7413.542.876.166.618/2/103.50%0.96
Target Fund 40n/a6.3210.261.944.615.208/2/103.50%0.95
Target Fund 20n/a3.706.441.262.983.518/2/103.50%0.92
Target Fixed Income Fundn/a0.791.851.001.151.028/2/103.50%0.80
Individual Portfolios
As of November 30, 2024
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.784.885.273.65n/a2.557/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a4.624.993.452.131.677/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a5.255.773.342.321.538/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-1.322.46-3.69-1.361.158/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-0.643.21-3.18-0.421.1010/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a0.524.42-3.05n/a-0.754/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a0.481.81-0.052.241.239/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a4.748.362.45n/a2.444/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-0.312.98-2.50n/a-1.814/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a10.5015.423.167.047.918/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a10.0819.48-0.154.035.074/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a4.0613.23-3.92-0.421.0811/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a17.0523.828.899.487.872/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a22.9428.389.4614.2213.508/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a27.5232.516.5315.7116.138/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a17.7127.817.2711.0511.408/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a15.6027.982.61n/a2.808/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a16.6630.733.088.389.958/2/103.50%0.68
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a18.9230.454.849.0510.869/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a2.598.042.524.674.838/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a3.909.05-1.124.375.028/2/103.50%1.34
DFA International Small Company 529 Portfolion/a2.489.160.244.436.3010/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a3.787.73-1.812.401.704/9/193.50%1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-8.77-8.4213.265.32-2.9510/10/123.50%1.33