Fee Structure: A B C F
Age-Based Portfolios
As of October 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-214.237.039.28n/a8.089/28/163.50%1.12
Ages 3-513.036.598.63n/a7.599/28/163.50%1.11
Ages 6-811.675.947.87n/a6.949/28/163.50%1.13
Ages 9-1010.465.696.83n/a6.049/28/163.50%1.14
Ages 11-129.305.256.19n/a5.509/28/163.50%1.14
Ages 13-148.445.215.63n/a5.099/28/163.50%1.13
Ages 15-166.914.434.65n/a4.199/28/163.50%1.14
Ages 17-185.313.443.69n/a3.349/28/163.50%1.12
Ages 19+3.642.542.76n/a2.559/28/163.50%1.08
Age-Based Moderate
Ages 0-213.036.598.63n/a7.599/28/163.50%1.11
Ages 3-511.675.947.87n/a6.949/28/163.50%1.13
Ages 6-810.465.696.83n/a6.049/28/163.50%1.14
Ages 9-109.305.256.19n/a5.509/28/163.50%1.14
Ages 11-128.445.215.63n/a5.099/28/163.50%1.13
Ages 13-146.914.434.65n/a4.199/28/163.50%1.14
Ages 15-165.313.443.69n/a3.349/28/163.50%1.12
Ages 17-183.642.542.76n/a2.559/28/163.50%1.08
Ages 19+1.941.551.67n/a1.569/28/163.50%1.02
Age-Based Conservative
Ages 0-211.675.947.87n/a6.949/28/163.50%1.13
Ages 3-510.465.696.83n/a6.049/28/163.50%1.14
Ages 6-89.305.256.19n/a5.509/28/163.50%1.14
Ages 9-108.445.215.63n/a5.099/28/163.50%1.13
Ages 11-126.914.434.65n/a4.199/28/163.50%1.14
Ages 13-145.313.443.69n/a3.349/28/163.50%1.12
Ages 15-163.642.542.76n/a2.559/28/163.50%1.08
Ages 17-181.941.551.67n/a1.569/28/163.50%1.02
Ages 19+-0.77-0.490.12n/a0.099/28/163.50%0.93
Target Portfolios
As of October 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10014.237.039.285.798.938/2/103.50%1.12
Target Fund 8011.675.947.875.017.688/2/103.50%1.13
Target Fund 609.305.256.194.106.338/2/103.50%1.14
Target Fund 406.914.434.653.315.048/2/103.50%1.14
Target Fund 203.642.542.762.173.388/2/103.50%1.08
Target Fixed Income Fund-0.77-0.490.120.150.568/2/103.50%0.93
Individual Portfolios
As of October 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.631.921.19n/a1.107/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.841.191.621.301.118/2/103.50%1.18
Northern Funds Bond Index 529 Portfolio4.456.831.261.692.158/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio5.357.361.782.001.7010/10/123.50%1.15
MainStay MacKay Total Return Bond 529 Portfolio5.096.721.77n/a1.9412/17/143.50%1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-0.10-0.20-0.13-0.04-0.159/26/133.50%1.02
BlackRock Inflation Protected Bond 529 Portfolio3.043.680.210.401.588/2/103.50%1.04
Touchstone High Yield 529 Portfolio7.915.053.732.553.4310/10/123.50%1.37
Templeton International Bond 529 Portfolio-2.55-2.071.28-0.79-0.1110/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio11.648.037.815.547.828/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a6.444/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a5.4811/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio12.772.60n/an/a-0.572/6/183.50%0.92
Northern Funds Stock Index 529 Portfolio18.159.5312.729.1512.388/2/103.50%0.75
American Century Equity Growth 529 Portfolio16.678.3311.467.2111.598/2/103.50%1.12
T. Rowe Price Large-Cap Growth 529 Portfolio14.848.2918.6412.9015.448/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio14.224.308.566.7010.918/2/103.50%0.81
William Blair Small Cap Value 529 Portfolio11.32-0.094.923.668.168/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio12.380.478.825.8010.018/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio19.197.4413.04n/a11.089/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio12.176.416.392.624.428/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio15.1710.316.913.964.798/2/103.50%1.45
DFA International Small Company 529 Portfolio10.802.074.814.356.8110/10/123.50%1.18
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-6.404/9/193.50%1.59
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 0.26-7.16-2.85-8.03-8.9910/10/123.50%1.43