Fee Structure: A B C F
Age-Based Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-7.81-0.223.78n/a6.749/28/163.50%1.12
Ages 3-5-6.540.523.96n/a6.599/28/163.50%1.11
Ages 6-8-5.560.713.88n/a6.249/28/163.50%1.12
Ages 9-10-4.840.853.56n/a5.529/28/163.50%1.14
Ages 11-12-3.701.333.61n/a5.309/28/163.50%1.12
Ages 13-14-2.422.103.84n/a5.209/28/163.50%1.13
Ages 15-16-1.941.833.40n/a4.459/28/163.50%1.11
Ages 17-18-1.351.693.01n/a3.789/28/163.50%1.12
Ages 19+-1.071.202.60n/a3.079/28/163.50%1.05
Age-Based Moderate
Ages 0-2-6.540.523.96n/a6.599/28/163.50%1.11
Ages 3-5-5.560.713.88n/a6.249/28/163.50%1.12
Ages 6-8-4.840.853.56n/a5.529/28/163.50%1.14
Ages 9-10-3.701.333.61n/a5.309/28/163.50%1.12
Ages 11-12-2.422.103.84n/a5.209/28/163.50%1.13
Ages 13-14-1.941.833.40n/a4.459/28/163.50%1.11
Ages 15-16-1.351.693.01n/a3.789/28/163.50%1.12
Ages 17-18-1.071.202.60n/a3.079/28/163.50%1.05
Ages 19+-0.950.711.97n/a2.169/28/163.50%1.02
Age-Based Conservative
Ages 0-2-5.560.713.88n/a6.249/28/163.50%1.12
Ages 3-5-4.840.853.56n/a5.529/28/163.50%1.14
Ages 6-8-3.701.333.61n/a5.309/28/163.50%1.12
Ages 9-10-2.422.103.84n/a5.209/28/163.50%1.13
Ages 11-12-1.941.833.40n/a4.459/28/163.50%1.11
Ages 13-14-1.351.693.01n/a3.789/28/163.50%1.12
Ages 15-16-1.071.202.60n/a3.079/28/163.50%1.05
Ages 17-18-0.950.711.97n/a2.169/28/163.50%1.02
Ages 19+-1.74-0.920.69n/a0.629/28/163.50%0.91
Target Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-7.81-0.223.785.288.358/2/103.50%1.12
Target Fund 80-5.560.713.885.017.358/2/103.50%1.12
Target Fund 60-3.701.333.614.386.198/2/103.50%1.12
Target Fund 40-1.941.833.403.885.078/2/103.50%1.11
Target Fund 20-1.071.202.602.793.528/2/103.50%1.05
Target Fixed Income Fund-1.74-0.920.690.610.738/2/103.50%0.91
Individual Portfolios
As of July 31, 2020
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolion/an/an/an/a0.027/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.290.931.26n/a1.017/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.441.811.711.581.198/2/103.50%1.15
Northern Funds Bond Index 529 Portfolio3.405.323.592.892.678/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio5.127.154.443.642.6210/10/123.50%1.15
PGIM Total Return Bond 529 Portfolion/an/an/an/a2.584/28/203.50%1.14
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-1.17-0.110.930.860.339/26/133.50%1.02
Touchstone High Yield 529 Portfolio-5.30-2.761.662.793.0910/10/123.50%1.37
Templeton International Bond 529 Portfolio-9.27-11.82-2.40-0.30-0.7810/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio-1.404.655.585.967.868/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-13.50-8.82n/an/a-4.394/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolio-16.76-11.37n/an/a-7.5411/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-20.97-14.39n/an/a-5.692/6/183.50%0.91
Northern Funds Stock Index 529 Portfolio-1.637.249.849.8412.338/2/103.50%0.75
T. Rowe Price Large-Cap Growth 529 Portfolio14.0921.7418.4215.7016.958/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio-12.32-7.631.604.539.618/2/103.50%0.80
William Blair Small Cap Value 529 Portfolio-27.57-25.83-8.01-1.334.878/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio-14.10-8.750.633.538.688/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-4.191.368.45n/a10.549/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-12.59-4.87-1.310.743.498/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio-4.655.502.733.714.858/2/103.50%1.44
DFA International Small Company 529 Portfolio-16.17-5.94-3.711.835.2110/10/123.50%1.17
Vanguard Emerging Markets Select Stock 529 Portfolio-9.23-1.09n/an/a-3.944/9/193.50%1.17
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -16.23-13.86-6.57-5.43-9.5310/10/123.50%1.43