Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-14.85-11.156.175.838.279/28/16--0.72
Ages 3-5n/a-13.96-10.595.965.697.869/28/16--0.71
Ages 6-8n/a-13.49-10.445.345.207.209/28/16--0.70
Ages 9-10n/a-12.71-9.964.574.596.279/28/16--0.70
Ages 11-12n/a-12.23-9.893.874.125.659/28/16--0.71
Ages 13-14n/a-12.02-10.033.143.705.039/28/16--0.71
Ages 15-16n/a-10.56-8.962.693.284.309/28/16--0.70
Ages 17-18n/a-9.37-8.162.042.733.529/28/16--0.70
Ages 19+n/a-7.75-6.851.442.232.789/28/16--0.67
Age-Based Moderate
Ages 0-2n/a-13.96-10.595.965.697.869/28/16--0.71
Ages 3-5n/a-13.49-10.445.345.207.209/28/16--0.70
Ages 6-8n/a-12.71-9.964.574.596.279/28/16--0.70
Ages 9-10n/a-12.23-9.893.874.125.659/28/16--0.71
Ages 11-12n/a-12.02-10.033.143.705.039/28/16--0.71
Ages 13-14n/a-10.56-8.962.693.284.309/28/16--0.70
Ages 15-16n/a-9.37-8.162.042.733.529/28/16--0.70
Ages 17-18n/a-7.75-6.851.442.232.789/28/16--0.67
Ages 19+n/a-6.19-5.710.691.591.889/28/16--0.63
Age-Based Conservative
Ages 0-2n/a-13.49-10.445.345.207.209/28/16--0.70
Ages 3-5n/a-12.71-9.964.574.596.279/28/16--0.70
Ages 6-8n/a-12.23-9.893.874.125.659/28/16--0.71
Ages 9-10n/a-12.02-10.033.143.705.039/28/16--0.71
Ages 11-12n/a-10.56-8.962.693.284.309/28/16--0.70
Ages 13-14n/a-9.37-8.162.042.733.529/28/16--0.70
Ages 15-16n/a-7.75-6.851.442.232.789/28/16--0.67
Ages 17-18n/a-6.19-5.710.691.591.889/28/16--0.63
Ages 19+n/a-2.43-2.430.240.930.859/28/16--0.55
Target Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-14.85-11.156.175.838.958/2/10--0.72
Target Fund 80n/a-13.49-10.445.345.207.768/2/10--0.70
Target Fund 60n/a-12.23-9.893.874.126.338/2/10--0.71
Target Fund 40n/a-10.56-8.962.693.285.028/2/10--0.70
Target Fund 20n/a-7.75-6.851.442.233.478/2/10--0.67
Target Fixed Income Fundn/a-2.43-2.430.240.930.958/2/10--0.55
Individual Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.030.720.72n/an/a0.677/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.690.690.230.140.817/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-1.12-1.120.350.841.118/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a-12.87-13.13-3.01-0.271.258/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-12.99-13.26-2.000.471.1110/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a-14.76-14.76n/an/a-3.704/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-3.65-3.402.892.501.399/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a-10.13-8.27n/an/a-4.244/15/21--0.86
AB Global Bond Fund 529 Portfolion/a-11.60-11.68n/an/a-6.744/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-14.60-12.374.074.897.528/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-21.24-13.761.98n/a3.984/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a-24.32-19.74-3.76n/a-0.8911/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-1.514.508.57n/a6.762/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a-13.44-9.5810.4410.4812.688/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a-29.87-29.076.969.7414.218/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a-8.37-3.769.807.4511.358/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a-12.56-9.88n/an/a-6.628/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a-15.15-13.345.964.949.808/2/10--0.43
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-18.14-14.934.616.699.369/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-12.77-8.632.321.904.478/2/10--0.52
Neuberger Berman International Select 529 Portfolion/a-20.36-16.252.532.364.888/2/10--1.09
DFA International Small Company 529 Portfolion/a-16.86-13.042.530.936.2710/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a-16.79-15.300.44n/a-0.254/9/19--1.12
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a18.2022.4015.947.41-1.8810/10/12--1.08