Fee Structure: A B C F
Age-Based Portfolios
As of July 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-4.323.685.29n/a8.029/28/16--0.87
Ages 3-5-2.984.375.48n/a7.859/28/16--0.86
Ages 6-8-1.954.655.37n/a7.509/28/16--0.87
Ages 9-10-1.234.725.02n/a6.779/28/16--0.89
Ages 11-12-0.105.225.08n/a6.559/28/16--0.87
Ages 13-141.286.015.31n/a6.449/28/16--0.88
Ages 15-161.755.764.92n/a5.699/28/16--0.86
Ages 17-182.465.694.52n/a5.029/28/16--0.87
Ages 19+2.655.154.06n/a4.279/28/16--0.80
Age-Based Moderate
Ages 0-2-2.984.375.48n/a7.859/28/16--0.86
Ages 3-5-1.954.655.37n/a7.509/28/16--0.87
Ages 6-8-1.234.725.02n/a6.779/28/16--0.89
Ages 9-10-0.105.225.08n/a6.559/28/16--0.87
Ages 11-121.286.015.31n/a6.449/28/16--0.88
Ages 13-141.755.764.92n/a5.699/28/16--0.86
Ages 15-162.465.694.52n/a5.029/28/16--0.87
Ages 17-182.655.154.06n/a4.279/28/16--0.80
Ages 19+2.814.603.45n/a3.389/28/16--0.77
Age-Based Conservative
Ages 0-2-1.954.655.37n/a7.509/28/16--0.87
Ages 3-5-1.234.725.02n/a6.779/28/16--0.89
Ages 6-8-0.105.225.08n/a6.559/28/16--0.87
Ages 9-101.286.015.31n/a6.449/28/16--0.88
Ages 11-121.755.764.92n/a5.699/28/16--0.86
Ages 13-142.465.694.52n/a5.029/28/16--0.87
Ages 15-162.655.154.06n/a4.279/28/16--0.80
Ages 17-182.814.603.45n/a3.389/28/16--0.77
Ages 19+1.972.892.13n/a1.749/28/16--0.66
Target Portfolios
As of July 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-4.323.685.296.309.018/2/10--0.87
Target Fund 80-1.954.655.376.028.008/2/10--0.87
Target Fund 60-0.105.225.085.386.838/2/10--0.87
Target Fund 401.755.764.924.885.728/2/10--0.86
Target Fund 202.655.154.063.784.218/2/10--0.80
Target Fixed Income Fund1.972.892.131.541.328/2/10--0.66
Individual Portfolios
As of July 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolion/an/an/an/a0.027/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.290.931.26n/a1.017/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.762.212.011.861.458/2/10--0.90
Northern Funds Bond Index 529 Portfolio7.299.355.053.863.188/2/10--0.55
Fidelity Advisor Investment Grade Bond 529 Portfolio9.0111.255.944.623.3710/10/12--0.90
PGIM Total Return Bond 529 Portfolion/an/an/an/a6.404/28/20--0.89
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio2.954.142.491.921.169/26/13--0.77
Touchstone High Yield 529 Portfolio-1.690.983.093.783.8110/10/12--1.12
Templeton International Bond 529 Portfolio-5.78-8.30-0.990.68-0.0810/10/12--1.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio2.358.747.116.988.518/2/10--0.86
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-10.17-5.22n/an/a-1.454/9/19--0.58
Principal Global Real Estate Securities 529 Portfolio-13.63-7.95n/an/a-4.7611/25/14--1.28
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-18.00-10.96n/an/a-4.072/6/18--0.66
Northern Funds Stock Index 529 Portfolio2.1011.4011.4410.9013.028/2/10--0.50
T. Rowe Price Large-Cap Growth 529 Portfolio18.4126.4720.1216.8217.668/2/10--0.96
Northern Funds Mid Cap Index 529 Portfolio-9.00-4.043.065.5410.278/2/10--0.55
William Blair Small Cap Value 529 Portfolio-24.87-22.94-6.69-0.375.518/2/10--1.65
Northern Funds Small Cap Index 529 Portfolio-10.85-5.212.094.549.338/2/10--0.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-0.585.3410.04n/a11.869/28/16--1.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-9.21-1.120.131.714.128/2/10--0.65
Neuberger Berman International Select 529 Portfolio-1.049.634.194.715.498/2/10--1.19
DFA International Small Company 529 Portfolio-13.08-2.37-2.332.795.9410/10/12--0.92
Vanguard Emerging Markets Select Stock 529 Portfolio-5.832.71n/an/a-1.074/9/19--0.92
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -13.15-10.58-5.27-4.57-8.9210/10/12--1.18