Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-1.9413.409.82n/a10.089/28/16--0.87
Ages 3-5-1.6012.819.28n/a9.549/28/16--0.86
Ages 6-8-1.4111.738.57n/a8.859/28/16--0.88
Ages 9-10-1.0810.947.74n/a7.879/28/16--0.89
Ages 11-12-0.8310.337.22n/a7.339/28/16--0.89
Ages 13-14-0.4010.136.91n/a6.909/28/16--0.88
Ages 15-16-0.189.126.04n/a5.969/28/16--0.89
Ages 17-180.178.065.18n/a5.089/28/16--0.87
Ages 19+0.416.954.37n/a4.239/28/16--0.83
Age-Based Moderate
Ages 0-2-1.6012.819.28n/a9.549/28/16--0.86
Ages 3-5-1.4111.738.57n/a8.859/28/16--0.88
Ages 6-8-1.0810.947.74n/a7.879/28/16--0.89
Ages 9-10-0.8310.337.22n/a7.339/28/16--0.89
Ages 11-12-0.4010.136.91n/a6.909/28/16--0.88
Ages 13-14-0.189.126.04n/a5.969/28/16--0.89
Ages 15-160.178.065.18n/a5.089/28/16--0.87
Ages 17-180.416.954.37n/a4.239/28/16--0.83
Ages 19+0.545.613.43n/a3.209/28/16--0.77
Age-Based Conservative
Ages 0-2-1.4111.738.57n/a8.859/28/16--0.88
Ages 3-5-1.0810.947.74n/a7.879/28/16--0.89
Ages 6-8-0.8310.337.22n/a7.339/28/16--0.89
Ages 9-10-0.4010.136.91n/a6.909/28/16--0.88
Ages 11-12-0.189.126.04n/a5.969/28/16--0.89
Ages 13-140.178.065.18n/a5.089/28/16--0.87
Ages 15-160.416.954.37n/a4.239/28/16--0.83
Ages 17-180.545.613.43n/a3.209/28/16--0.77
Ages 19+0.543.401.88n/a1.579/28/16--0.68
Target Portfolios
As of January 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-1.9413.409.827.879.798/2/10--0.87
Target Fund 80-1.4111.738.576.918.508/2/10--0.88
Target Fund 60-0.8310.337.225.787.128/2/10--0.89
Target Fund 40-0.189.126.044.775.818/2/10--0.89
Target Fund 200.416.954.373.494.198/2/10--0.83
Target Fixed Income Fund0.543.401.881.271.248/2/10--0.68
Individual Portfolios
As of January 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.111.761.28n/a1.117/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio0.712.511.971.891.428/2/10--0.93
Northern Funds Bond Index 529 Portfolio1.969.244.052.452.808/2/10--0.55
Fidelity Advisor Investment Grade Bond 529 Portfolio1.949.594.442.872.6510/10/12--0.90
MainStay MacKay Total Return Bond 529 Portfolio1.919.644.302.863.1512/17/14--1.00
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio0.484.141.601.320.869/26/13--0.77
BlackRock Inflation Protected Bond 529 Portfolio1.788.082.951.582.448/2/10--0.79
Touchstone High Yield 529 Portfolio-0.298.735.094.304.2710/10/12--1.12
Templeton International Bond 529 Portfolio-0.66-0.951.751.170.6410/10/12--1.23
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio0.0913.779.597.358.728/2/10--0.86
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio1.37n/an/an/a10.704/9/19--0.58
Principal Global Real Estate Securities 529 Portfolio1.47n/an/an/a10.2011/25/14--1.28
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-4.1810.25n/an/a2.692/6/18--0.67
Northern Funds Stock Index 529 Portfolio-0.0921.0613.9511.7913.498/2/10--0.50
American Century Equity Growth 529 Portfolio-0.5218.0312.319.4912.558/2/10--0.87
T. Rowe Price Large-Cap Growth 529 Portfolio2.2318.3521.0116.0616.858/2/10--0.96
Northern Funds Mid Cap Index 529 Portfolio-2.6410.707.088.0711.638/2/10--0.56
William Blair Small Cap Value 529 Portfolio-4.443.131.345.068.528/2/10--1.65
Northern Funds Small Cap Index 529 Portfolio-3.258.536.687.6410.798/2/10--0.55
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-0.9718.7612.99n/a13.619/28/16--1.06
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-2.6111.067.054.565.128/2/10--0.65
Neuberger Berman International Select 529 Portfolio-2.6715.878.605.365.608/2/10--1.20
DFA International Small Company 529 Portfolio-3.9310.245.906.747.8210/10/12--0.93
Vanguard Emerging Markets Select Stock 529 Portfolio-6.11n/an/an/a-1.704/9/19--1.34
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -7.21-6.19-4.21-5.24-8.6810/10/12--1.18