Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-220.8320.839.93n/a9.529/28/163.50%1.12
Ages 3-518.9518.959.17n/a8.889/28/163.50%1.11
Ages 6-817.0017.008.32n/a8.119/28/163.50%1.13
Ages 9-1014.9114.917.27n/a7.019/28/163.50%1.14
Ages 11-1213.1813.186.58n/a6.359/28/163.50%1.14
Ages 13-1411.7611.766.03n/a5.809/28/163.50%1.13
Ages 15-169.539.534.99n/a4.759/28/163.50%1.14
Ages 17-187.337.334.00n/a3.779/28/163.50%1.12
Ages 19+5.035.033.00n/a2.849/28/163.50%1.08
Age-Based Moderate
Ages 0-218.9518.959.17n/a8.889/28/163.50%1.11
Ages 3-517.0017.008.32n/a8.119/28/163.50%1.13
Ages 6-814.9114.917.27n/a7.019/28/163.50%1.14
Ages 9-1013.1813.186.58n/a6.359/28/163.50%1.14
Ages 11-1211.7611.766.03n/a5.809/28/163.50%1.13
Ages 13-149.539.534.99n/a4.759/28/163.50%1.14
Ages 15-167.337.334.00n/a3.779/28/163.50%1.12
Ages 17-185.035.033.00n/a2.849/28/163.50%1.08
Ages 19+2.782.781.92n/a1.749/28/163.50%1.02
Age-Based Conservative
Ages 0-217.0017.008.32n/a8.119/28/163.50%1.13
Ages 3-514.9114.917.27n/a7.019/28/163.50%1.14
Ages 6-813.1813.186.58n/a6.359/28/163.50%1.14
Ages 9-1011.7611.766.03n/a5.809/28/163.50%1.13
Ages 11-129.539.534.99n/a4.759/28/163.50%1.14
Ages 13-147.337.334.00n/a3.779/28/163.50%1.12
Ages 15-165.035.033.00n/a2.849/28/163.50%1.08
Ages 17-182.782.781.92n/a1.749/28/163.50%1.02
Ages 19+-0.50-0.500.31n/a0.179/28/163.50%0.93
Target Portfolios
As of December 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10020.8320.839.937.019.428/2/103.50%1.12
Target Fund 8017.0017.008.326.058.078/2/103.50%1.13
Target Fund 6013.1813.186.584.876.618/2/103.50%1.14
Target Fund 409.539.534.993.815.228/2/103.50%1.14
Target Fund 205.035.033.002.473.468/2/103.50%1.08
Target Fixed Income Fund-0.50-0.500.310.280.588/2/103.50%0.93
Individual Portfolios
As of December 31, 2019
YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.841.841.25n/a1.107/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio2.122.121.581.471.118/2/103.50%1.18
Northern Funds Bond Index 529 Portfolio4.204.202.031.512.098/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio5.085.082.371.851.6210/10/123.50%1.15
MainStay MacKay Total Return Bond 529 Portfolio4.904.902.331.771.8412/17/143.50%1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio0.680.680.230.48-0.029/26/133.50%1.02
BlackRock Inflation Protected Bond 529 Portfolio3.813.811.190.821.638/2/103.50%1.04
Touchstone High Yield 529 Portfolio9.889.884.083.523.6110/10/123.50%1.37
Templeton International Bond 529 Portfolio-1.70-1.700.530.260.0110/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio15.9815.988.786.288.128/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a5.194/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a4.6111/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio20.2420.24n/an/a2.902/6/183.50%0.92
Northern Funds Stock Index 529 Portfolio25.9725.9713.0610.0512.918/2/103.50%0.75
American Century Equity Growth 529 Portfolio23.2823.2811.747.7712.038/2/103.50%1.12
T. Rowe Price Large-Cap Growth 529 Portfolio23.2123.2120.4714.3316.018/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio20.7720.777.097.3511.368/2/103.50%0.81
William Blair Small Cap Value 529 Portfolio15.4815.481.174.098.438/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio20.0520.056.456.6210.608/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio27.5027.5012.78n/a12.809/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio17.0317.037.644.304.818/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio21.3621.369.174.975.298/2/103.50%1.45
DFA International Small Company 529 Portfolio19.1319.137.226.397.7210/10/123.50%1.18
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a0.844/9/193.50%1.59
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 2.712.71-3.10-5.39-8.4810/10/123.50%1.43