Fee Structure: A B C F
Age-Based Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a6.209.9913.9511.739.479/28/163.50%0.97
Ages 3-5n/a5.669.3312.8710.808.929/28/163.50%0.96
Ages 6-8n/a4.868.6011.849.798.229/28/163.50%0.95
Ages 9-10n/a4.217.8710.588.617.299/28/163.50%0.95
Ages 11-12n/a3.657.099.677.506.609/28/163.50%0.96
Ages 13-14n/a2.946.358.626.275.899/28/163.50%0.96
Ages 15-16n/a2.345.577.535.405.129/28/163.50%0.95
Ages 17-18n/a1.324.456.314.304.269/28/163.50%0.95
Ages 19+n/a0.753.635.263.343.459/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a5.669.3312.8710.808.929/28/163.50%0.96
Ages 3-5n/a4.868.6011.849.798.229/28/163.50%0.95
Ages 6-8n/a4.217.8710.588.617.299/28/163.50%0.95
Ages 9-10n/a3.657.099.677.506.609/28/163.50%0.96
Ages 11-12n/a2.946.358.626.275.899/28/163.50%0.96
Ages 13-14n/a2.345.577.535.405.129/28/163.50%0.95
Ages 15-16n/a1.324.456.314.304.269/28/163.50%0.95
Ages 17-18n/a0.753.635.263.343.459/28/163.50%0.92
Ages 19+n/a-0.082.564.012.212.489/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a4.868.6011.849.798.229/28/163.50%0.95
Ages 3-5n/a4.217.8710.588.617.299/28/163.50%0.95
Ages 6-8n/a3.657.099.677.506.609/28/163.50%0.96
Ages 9-10n/a2.946.358.626.275.899/28/163.50%0.96
Ages 11-12n/a2.345.577.535.405.129/28/163.50%0.95
Ages 13-14n/a1.324.456.314.304.269/28/163.50%0.95
Ages 15-16n/a0.753.635.263.343.459/28/163.50%0.92
Ages 17-18n/a-0.082.564.012.212.489/28/163.50%0.88
Ages 19+n/a-1.081.192.731.331.399/28/163.50%0.80
Target Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a6.209.9913.9511.739.438/2/103.50%0.97
Target Fund 80n/a4.868.6011.849.798.158/2/103.50%0.95
Target Fund 60n/a3.657.099.677.506.668/2/103.50%0.96
Target Fund 40n/a2.345.577.535.405.268/2/103.50%0.95
Target Fund 20n/a0.753.635.263.343.598/2/103.50%0.92
Target Fixed Income Fundn/a-1.081.192.731.331.148/2/103.50%0.80
Individual Portfolios
As of June 30, 2025
APY (%)YTD Returns
w/ Sales Charge (%)1
Average Annual Total Returns w/ Sales Charge (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.532.134.644.35n/a2.707/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a2.014.364.142.491.807/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a2.004.744.852.551.658/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a0.121.720.77-2.011.248/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a0.322.061.46-1.311.2210/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a0.222.292.26-1.00-0.254/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a0.412.391.862.511.489/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a0.795.548.39n/a3.054/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-0.481.741.90n/a-1.084/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a3.867.2410.868.047.928/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-2.124.751.745.463.444/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a2.255.741.823.240.7311/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a0.644.9310.3613.226.712/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a2.2010.4417.6015.1213.198/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a3.4411.2123.7414.2515.898/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a-3.613.0610.8011.9110.378/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-5.723.925.63n/a-0.338/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a-5.483.238.048.598.768/2/103.50%0.68
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a-3.281.2311.448.038.999/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a16.1113.6214.1910.005.738/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a15.2612.7712.448.085.828/2/103.50%1.34
DFA International Small Company 529 Portfolion/a18.4718.7513.5211.027.4910/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a11.6310.788.546.603.594/9/193.50%1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-9.14-7.3813.354.71-3.0110/10/123.50%1.33