Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-29.0926.6310.1511.5811.499/28/163.50%0.98
Ages 3-58.1523.829.7910.9310.859/28/163.50%0.97
Ages 6-86.8621.159.1310.1010.029/28/163.50%0.97
Ages 9-105.6617.838.298.848.799/28/163.50%0.98
Ages 11-124.1414.757.648.047.989/28/163.50%0.97
Ages 13-142.7911.697.077.287.259/28/163.50%0.95
Ages 15-161.988.996.206.156.129/28/163.50%0.95
Ages 17-180.616.045.145.035.009/28/163.50%0.95
Ages 19+-0.593.063.963.803.809/28/163.50%0.91
Age-Based Moderate
Ages 0-28.1523.829.7910.9310.859/28/163.50%0.97
Ages 3-56.8621.159.1310.1010.029/28/163.50%0.97
Ages 6-85.6617.838.298.848.799/28/163.50%0.98
Ages 9-104.1414.757.648.047.989/28/163.50%0.97
Ages 11-122.7911.697.077.287.259/28/163.50%0.95
Ages 13-141.988.996.206.156.129/28/163.50%0.95
Ages 15-160.616.045.145.035.009/28/163.50%0.95
Ages 17-18-0.593.063.963.803.809/28/163.50%0.91
Ages 19+-1.990.182.672.472.479/28/163.50%0.86
Age-Based Conservative
Ages 0-26.8621.159.1310.1010.029/28/163.50%0.97
Ages 3-55.6617.838.298.848.799/28/163.50%0.98
Ages 6-84.1414.757.648.047.989/28/163.50%0.97
Ages 9-102.7911.697.077.287.259/28/163.50%0.95
Ages 11-121.988.996.206.156.129/28/163.50%0.95
Ages 13-140.616.045.145.035.009/28/163.50%0.95
Ages 15-16-0.593.063.963.803.809/28/163.50%0.91
Ages 17-18-1.990.182.672.472.479/28/163.50%0.86
Ages 19+-3.33-2.890.710.600.609/28/163.50%0.79
Target Portfolios
As of September 30, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 1009.0926.6310.1511.5810.318/2/103.50%0.98
Target Fund 806.8621.159.1310.108.938/2/103.50%0.97
Target Fund 604.1414.757.648.047.308/2/103.50%0.97
Target Fund 401.988.996.206.155.768/2/103.50%0.95
Target Fund 20-0.593.063.963.803.808/2/103.50%0.91
Target Fixed Income Fund-3.33-2.890.710.600.718/2/103.50%0.79
Individual Portfolios
As of September 30, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio0.220.29n/an/a0.297/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.000.010.850.810.787/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio0.000.181.201.491.128/2/103.50%1.08
Northern Funds Bond Index 529 Portfolio-5.51-5.023.361.412.168/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolio-4.79-3.734.572.402.1510/10/123.50%0.89
PGIM Total Return Bond 529 Portfolio-5.29-3.23n/an/a1.474/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio1.032.453.171.951.169/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/an/an/an/a-0.894/15/213.50%1.15
AB Global Bond Fund 529 Portfolion/an/an/an/a-2.634/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio4.6514.809.569.708.858/2/103.50%0.99
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio17.4727.21n/an/a8.034/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolio8.2620.24n/an/a4.6511/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio14.3535.406.18n/a5.982/6/183.50%0.75
Northern Funds Stock Index 529 Portfolio11.3924.7213.8015.2313.868/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolio11.5825.9719.7223.2718.248/2/103.50%1.09
Northern Funds Mid Cap Index 529 Portfolio10.9937.788.9611.3112.098/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/an/an/an/a-3.408/11/213.50%1.23
Northern Funds Small Cap Index 529 Portfolio7.9841.658.3611.7711.698/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio3.0926.1110.5214.3514.259/28/163.50%1.18
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio3.6420.095.537.175.378/2/103.50%0.77
Neuberger Berman International Select 529 Portfolio5.4018.609.369.346.578/2/103.50%1.34
DFA International Small Company 529 Portfolio8.0727.306.317.868.4610/10/123.50%0.97
Vanguard Emerging Markets Select Stock 529 Portfolio-3.1819.34n/an/a6.344/9/193.50%1.38
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 23.6935.025.273.25-4.4810/10/123.50%1.33