Fee Structure: A B C F
Age-Based Portfolios
As of August 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-21.51-20.295.735.266.909/28/163.50%0.97
Ages 3-5n/a-20.26-19.025.445.136.609/28/163.50%0.96
Ages 6-8n/a-19.30-18.264.784.656.029/28/163.50%0.95
Ages 9-10n/a-18.04-17.133.944.005.189/28/163.50%0.95
Ages 11-12n/a-17.16-16.423.193.544.629/28/163.50%0.96
Ages 13-14n/a-16.52-15.862.423.134.099/28/163.50%0.96
Ages 15-16n/a-14.72-14.161.842.653.439/28/163.50%0.95
Ages 17-18n/a-13.09-12.701.212.092.729/28/163.50%0.95
Ages 19+n/a-11.13-10.850.491.562.029/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a-20.26-19.025.445.136.609/28/163.50%0.96
Ages 3-5n/a-19.30-18.264.784.656.029/28/163.50%0.95
Ages 6-8n/a-18.04-17.133.944.005.189/28/163.50%0.95
Ages 9-10n/a-17.16-16.423.193.544.629/28/163.50%0.96
Ages 11-12n/a-16.52-15.862.423.134.099/28/163.50%0.96
Ages 13-14n/a-14.72-14.161.842.653.439/28/163.50%0.95
Ages 15-16n/a-13.09-12.701.212.092.729/28/163.50%0.95
Ages 17-18n/a-11.13-10.850.491.562.029/28/163.50%0.92
Ages 19+n/a-9.31-9.23-0.370.851.159/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a-19.30-18.264.784.656.029/28/163.50%0.95
Ages 3-5n/a-18.04-17.133.944.005.189/28/163.50%0.95
Ages 6-8n/a-17.16-16.423.193.544.629/28/163.50%0.96
Ages 9-10n/a-16.52-15.862.423.134.099/28/163.50%0.96
Ages 11-12n/a-14.72-14.161.842.653.439/28/163.50%0.95
Ages 13-14n/a-13.09-12.701.212.092.729/28/163.50%0.95
Ages 15-16n/a-11.13-10.850.491.562.029/28/163.50%0.92
Ages 17-18n/a-9.31-9.23-0.370.851.159/28/163.50%0.88
Ages 19+n/a-5.65-5.82-1.030.070.129/28/163.50%0.80
Target Portfolios
As of August 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-21.51-20.295.735.268.158/2/103.50%0.97
Target Fund 80n/a-19.30-18.264.784.657.058/2/103.50%0.95
Target Fund 60n/a-17.16-16.423.193.545.708/2/103.50%0.96
Target Fund 40n/a-14.72-14.161.842.654.468/2/103.50%0.95
Target Fund 20n/a-11.13-10.850.491.562.928/2/103.50%0.92
Target Fixed Income Fundn/a-5.65-5.82-1.030.070.478/2/103.50%0.80
Individual Portfolios
As of August 31, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio2.530.480.58n/an/a0.427/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.400.400.400.820.737/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-1.42-1.770.210.750.888/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-14.23-15.14-3.85-0.930.998/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-14.20-15.08-2.69-0.110.7410/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a-15.88-16.75n/an/a-4.784/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-5.26-4.181.921.770.969/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a-13.85-13.26n/an/a-8.004/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-13.18-14.12n/an/a-9.244/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-19.28-18.493.404.306.938/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-20.61-13.482.39n/a4.344/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a-24.17-22.21-2.53n/a-1.1011/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-13.02-9.617.40n/a4.052/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a-19.43-14.8910.3210.2512.028/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a-31.38-30.958.3310.7814.048/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a-17.04-14.148.527.1510.438/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-17.67-14.72n/an/a-13.318/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a-20.36-21.276.545.419.198/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-24.41-23.763.556.728.079/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-22.89-23.290.450.103.268/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a-28.66-29.621.431.003.788/2/103.50%1.34
DFA International Small Company 529 Portfolion/a-24.12-25.792.38-0.235.2210/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-21.45-26.310.48n/a-2.144/9/193.50%1.37
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a18.4022.5315.987.51-2.1210/10/123.50%1.33