Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-217.287.909.56n/a8.769/28/163.50%1.12
Ages 3-515.737.318.86n/a8.189/28/163.50%1.11
Ages 6-814.126.618.07n/a7.489/28/163.50%1.13
Ages 9-1012.336.077.03n/a6.449/28/163.50%1.14
Ages 11-1210.975.606.42n/a5.869/28/163.50%1.14
Ages 13-149.885.465.92n/a5.399/28/163.50%1.13
Ages 15-168.024.624.91n/a4.429/28/163.50%1.14
Ages 17-186.143.683.92n/a3.519/28/163.50%1.12
Ages 19+4.152.512.99n/a2.649/28/163.50%1.08
Age-Based Moderate
Ages 0-215.737.318.86n/a8.189/28/163.50%1.11
Ages 3-514.126.618.07n/a7.489/28/163.50%1.13
Ages 6-812.336.077.03n/a6.449/28/163.50%1.14
Ages 9-1010.975.606.42n/a5.869/28/163.50%1.14
Ages 11-129.885.465.92n/a5.399/28/163.50%1.13
Ages 13-148.024.624.91n/a4.429/28/163.50%1.14
Ages 15-166.143.683.92n/a3.519/28/163.50%1.12
Ages 17-184.152.512.99n/a2.649/28/163.50%1.08
Ages 19+2.221.531.90n/a1.619/28/163.50%1.02
Age-Based Conservative
Ages 0-214.126.618.07n/a7.489/28/163.50%1.13
Ages 3-512.336.077.03n/a6.449/28/163.50%1.14
Ages 6-810.975.606.42n/a5.869/28/163.50%1.14
Ages 9-109.885.465.92n/a5.399/28/163.50%1.13
Ages 11-128.024.624.91n/a4.429/28/163.50%1.14
Ages 13-146.143.683.92n/a3.519/28/163.50%1.12
Ages 15-164.152.512.99n/a2.649/28/163.50%1.08
Ages 17-182.221.531.90n/a1.619/28/163.50%1.02
Ages 19+-0.68-0.490.28n/a0.119/28/163.50%0.93
Target Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10017.287.909.566.079.168/2/103.50%1.12
Target Fund 8014.126.618.075.257.868/2/103.50%1.13
Target Fund 6010.975.606.424.246.448/2/103.50%1.14
Target Fund 408.024.624.913.395.118/2/103.50%1.14
Target Fund 204.152.512.992.213.408/2/103.50%1.08
Target Fixed Income Fund-0.68-0.490.280.190.568/2/103.50%0.93
Individual Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.741.881.22n/a1.107/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio2.021.461.611.371.128/2/103.50%1.18
Northern Funds Bond Index 529 Portfolio4.366.182.111.552.138/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio5.266.752.561.881.6710/10/123.50%1.15
MainStay MacKay Total Return Bond 529 Portfolio4.906.332.47n/a1.8712/17/143.50%1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-0.19-0.290.040.00-0.169/26/133.50%1.02
BlackRock Inflation Protected Bond 529 Portfolio3.213.670.880.441.588/2/103.50%1.04
Touchstone High Yield 529 Portfolio7.825.493.982.813.3810/10/123.50%1.37
Templeton International Bond 529 Portfolio-3.31-3.691.01-0.59-0.2210/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio13.738.608.505.637.978/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a4.704/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a4.7011/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio17.054.13n/an/a1.522/6/183.50%0.92
Northern Funds Stock Index 529 Portfolio22.3311.1812.669.3412.688/2/103.50%0.75
American Century Equity Growth 529 Portfolio20.6310.4411.507.2811.888/2/103.50%1.12
T. Rowe Price Large-Cap Growth 529 Portfolio20.6010.9519.7313.5815.908/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio17.604.226.876.9511.168/2/103.50%0.81
William Blair Small Cap Value 529 Portfolio13.09-0.621.594.088.278/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio16.872.866.436.6210.388/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio25.1810.6912.20n/a12.519/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio13.557.577.432.824.528/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio17.4010.788.703.794.978/2/103.50%1.45
DFA International Small Company 529 Portfolio13.565.766.345.097.1010/10/123.50%1.18
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-5.724/9/193.50%1.59
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -2.18-8.43-4.05-7.72-9.2010/10/123.50%1.43