Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-3.507.053.917.958.099/28/163.50%0.97
Ages 3-5n/a-3.456.553.587.557.669/28/163.50%0.96
Ages 6-8n/a-3.406.143.016.907.049/28/163.50%0.95
Ages 9-10n/a-3.385.412.526.116.179/28/163.50%0.95
Ages 11-12n/a-3.374.821.845.455.569/28/163.50%0.96
Ages 13-14n/a-3.374.191.154.794.949/28/163.50%0.96
Ages 15-16n/a-3.253.680.954.164.239/28/163.50%0.95
Ages 17-18n/a-3.143.170.463.413.479/28/163.50%0.95
Ages 19+n/a-3.132.430.212.662.729/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a-3.456.553.587.557.669/28/163.50%0.96
Ages 3-5n/a-3.406.143.016.907.049/28/163.50%0.95
Ages 6-8n/a-3.385.412.526.116.179/28/163.50%0.95
Ages 9-10n/a-3.374.821.845.455.569/28/163.50%0.96
Ages 11-12n/a-3.374.191.154.794.949/28/163.50%0.96
Ages 13-14n/a-3.253.680.954.164.239/28/163.50%0.95
Ages 15-16n/a-3.143.170.463.413.479/28/163.50%0.95
Ages 17-18n/a-3.132.430.212.662.729/28/163.50%0.92
Ages 19+n/a-3.091.66-0.271.761.829/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a-3.406.143.016.907.049/28/163.50%0.95
Ages 3-5n/a-3.385.412.526.116.179/28/163.50%0.95
Ages 6-8n/a-3.374.821.845.455.569/28/163.50%0.96
Ages 9-10n/a-3.374.191.154.794.949/28/163.50%0.96
Ages 11-12n/a-3.253.680.954.164.239/28/163.50%0.95
Ages 13-14n/a-3.143.170.463.413.479/28/163.50%0.95
Ages 15-16n/a-3.132.430.212.662.729/28/163.50%0.92
Ages 17-18n/a-3.091.66-0.271.761.829/28/163.50%0.88
Ages 19+n/a-3.080.70-0.220.840.789/28/163.50%0.80
Target Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-3.507.053.917.958.678/2/103.50%0.97
Target Fund 80n/a-3.406.143.016.907.508/2/103.50%0.95
Target Fund 60n/a-3.374.821.845.456.108/2/103.50%0.96
Target Fund 40n/a-3.253.680.954.164.798/2/103.50%0.95
Target Fund 20n/a-3.132.430.212.663.218/2/103.50%0.92
Target Fixed Income Fundn/a-3.080.70-0.220.840.798/2/103.50%0.80
Individual Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.530.535.132.35n/a2.017/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.534.922.171.661.377/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.685.781.591.731.308/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-3.90-2.10-4.87-0.541.028/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-3.67-1.17-4.270.400.9010/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a-3.20-0.08-4.49n/a-1.904/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-3.16-0.550.331.990.979/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a-3.225.04n/an/a0.304/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-3.50-0.09n/an/a-3.474/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-3.117.682.186.507.378/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-8.08-7.542.30n/a2.084/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a-8.04-7.22-2.69n/a-1.3011/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-2.891.508.647.855.662/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a-1.9215.949.0012.7512.498/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a0.2134.764.5113.0315.138/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a-5.190.504.978.5010.368/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-6.87-4.96n/an/a-4.928/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a-7.31-1.72-2.525.318.738/2/103.50%0.68
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a-5.085.20-0.457.658.779/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-3.804.192.585.394.648/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a-3.851.37-0.475.674.738/2/103.50%1.34
DFA International Small Company 529 Portfolion/a-5.43-0.580.554.576.0310/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-7.69-7.51-7.55n/a-0.454/9/193.50%1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-8.77-8.4213.265.32-2.9510/10/123.50%1.33