Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a3.6017.346.369.529.639/28/16--0.97
Ages 3-5n/a3.3516.005.948.999.099/28/16--0.96
Ages 6-8n/a3.0314.865.518.308.419/28/16--0.95
Ages 9-10n/a2.7013.394.947.397.479/28/16--0.95
Ages 11-12n/a2.4612.164.446.606.799/28/16--0.96
Ages 13-14n/a2.1210.873.795.726.099/28/16--0.96
Ages 15-16n/a1.869.673.525.065.329/28/16--0.95
Ages 17-18n/a1.488.393.124.284.499/28/16--0.95
Ages 19+n/a1.257.162.863.503.699/28/16--0.92
Age-Based Moderate
Ages 0-2n/a3.3516.005.948.999.099/28/16--0.96
Ages 3-5n/a3.0314.865.518.308.419/28/16--0.95
Ages 6-8n/a2.7013.394.947.397.479/28/16--0.95
Ages 9-10n/a2.4612.164.446.606.799/28/16--0.96
Ages 11-12n/a2.1210.873.795.726.099/28/16--0.96
Ages 13-14n/a1.869.673.525.065.329/28/16--0.95
Ages 15-16n/a1.488.393.124.284.499/28/16--0.95
Ages 17-18n/a1.257.162.863.503.699/28/16--0.92
Ages 19+n/a0.895.732.462.572.729/28/16--0.88
Age-Based Conservative
Ages 0-2n/a3.0314.865.518.308.419/28/16--0.95
Ages 3-5n/a2.7013.394.947.397.479/28/16--0.95
Ages 6-8n/a2.4612.164.446.606.799/28/16--0.96
Ages 9-10n/a2.1210.873.795.726.099/28/16--0.96
Ages 11-12n/a1.869.673.525.065.329/28/16--0.95
Ages 13-14n/a1.488.393.124.284.499/28/16--0.95
Ages 15-16n/a1.257.162.863.503.699/28/16--0.92
Ages 17-18n/a0.895.732.462.572.729/28/16--0.88
Ages 19+n/a0.504.502.561.841.659/28/16--0.80
Target Portfolios
As of January 31, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a3.6017.346.369.529.528/2/10--0.97
Target Fund 80n/a3.0314.865.518.308.268/2/10--0.95
Target Fund 60n/a2.4612.164.446.606.778/2/10--0.96
Target Fund 40n/a1.869.673.525.065.388/2/10--0.95
Target Fund 20n/a1.257.162.863.503.738/2/10--0.92
Target Fixed Income Fundn/a0.504.502.561.841.298/2/10--0.80
Individual Portfolios
As of January 31, 2025
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.53n/a4.743.75n/a2.537/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/an/a4.443.562.161.687/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.485.613.732.391.598/2/10--1.00
Northern Funds Bond Index 529 Portfolion/a0.501.51-2.07-1.231.308/2/10--0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a0.521.91-1.68-0.311.2810/10/12--0.89
PGIM Total Return Bond 529 Portfolion/a0.612.79-1.40n/a-0.194/28/20--0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a1.014.441.552.851.599/26/13--0.90
BlackRock High Yield Bond 529 Portfolion/a1.339.164.21n/a3.544/15/21--1.11
AB Global Bond Fund 529 Portfolion/a0.522.76-0.85n/a-0.944/15/21--1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a2.6613.894.927.358.078/2/10--0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a0.7110.98-1.722.824.194/9/19--0.71
Principal Global Real Estate Securities 529 Portfolion/a1.376.56-4.61-1.170.6311/25/14--1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a4.5416.547.459.877.712/6/18--0.75
Northern Funds Stock Index 529 Portfolion/a2.7425.5611.2314.4513.638/2/10--0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a2.6628.7611.9515.8316.318/2/10--1.08
Northern Funds Mid Cap Index 529 Portfolion/a3.8019.568.1811.0311.258/2/10--0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a2.4017.163.61n/a2.038/11/21--1.21
Northern Funds Small Cap Index 529 Portfolion/a2.6218.335.007.989.648/2/10--0.68
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a4.0518.887.268.5010.419/28/16--1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a5.118.774.215.775.178/2/10--0.77
Neuberger Berman International Select 529 Portfolion/a5.459.891.275.355.348/2/10--1.34
DFA International Small Company 529 Portfolion/a2.558.041.574.966.5010/10/12--0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a2.6912.98-1.493.162.374/9/19--1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-5.46-5.1014.616.07-2.6410/10/12--1.33