Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2017
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-22.68n/an/an/a3.929/28/16--1.21
Ages 3-52.37n/an/an/a3.809/28/16--1.20
Ages 6-82.14n/an/an/a3.609/28/16--1.21
Ages 9-101.88n/an/an/a2.909/28/16--1.21
Ages 11-121.66n/an/an/a2.619/28/16--1.20
Ages 13-141.39n/an/an/a2.209/28/16--1.18
Ages 15-161.22n/an/an/a1.739/28/16--1.17
Ages 17-181.00n/an/an/a1.309/28/16--1.14
Ages 19+0.71n/an/an/a0.959/28/16--1.09
Age-Based Moderate
Ages 0-22.37n/an/an/a3.809/28/16--1.20
Ages 3-52.14n/an/an/a3.609/28/16--1.21
Ages 6-81.88n/an/an/a2.909/28/16--1.21
Ages 9-101.66n/an/an/a2.619/28/16--1.20
Ages 11-121.39n/an/an/a2.209/28/16--1.18
Ages 13-141.22n/an/an/a1.739/28/16--1.17
Ages 15-161.00n/an/an/a1.309/28/16--1.14
Ages 17-180.71n/an/an/a0.959/28/16--1.09
Ages 19+0.50n/an/an/a0.409/28/16--1.03
Age-Based Conservative
Ages 0-22.14n/an/an/a3.609/28/16--1.21
Ages 3-51.88n/an/an/a2.909/28/16--1.21
Ages 6-81.66n/an/an/a2.619/28/16--1.20
Ages 9-101.39n/an/an/a2.209/28/16--1.18
Ages 11-121.22n/an/an/a1.739/28/16--1.17
Ages 13-141.00n/an/an/a1.309/28/16--1.14
Ages 15-160.71n/an/an/a0.959/28/16--1.09
Ages 17-180.50n/an/an/a0.409/28/16--1.03
Ages 19+0.19n/an/an/a-0.199/28/16--0.93
Target Portfolios
As of January 31, 2017
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 1002.6818.145.469.469.508/2/10--1.21
Target Fund 802.1415.824.807.928.208/2/10--1.21
Target Fund 601.6612.553.926.306.808/2/10--1.20
Target Fund 401.229.713.304.805.458/2/10--1.17
Target Fund 200.716.192.313.033.758/2/10--1.09
Target Fixed Income Fund0.190.870.130.110.728/2/10--0.93
Individual Portfolios
As of January 31, 2017
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.02n/an/an/a0.057/27/16--0.44
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio0.192.510.931.030.928/2/10--1.14
Northern Funds Bond Index 529 Portfolio0.170.531.811.272.128/2/10--0.83
Fidelity Advisor Investment Grade Bond 529 Portfolio0.294.272.01n/a1.1410/10/12--1.17
MainStay Total Return Bond 529 Portfolio0.394.16n/an/a1.2612/17/14--1.27
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio0.712.880.00n/a-0.039/26/13--1.04
BlackRock Inflation Protected Bond 529 Portfolio0.893.370.53-0.351.958/2/10--1.12
Touchstone High Yield 529 Portfolio1.0514.772.38n/a3.4610/10/12--1.39
Templeton International Bond 529 Portfolio-0.107.31-0.47n/a-0.3710/10/12--1.43
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio2.1611.984.807.818.068/2/10--1.16
Real Estate 529 Portfolios
T. Rowe Price Real Estate 529 Portfolio-0.988.8910.749.3710.488/2/10--1.31
Voya Global Real Estate 529 Portfolio-0.174.163.73n/a4.3610/10/12--1.66
Domestic Equity 529 Portfolios
Cohen & Steers Dividend Value 529 Portfolio1.5122.559.20n/a12.896/20/12--1.32
Northern Funds Stock Index 529 Portfolio1.8419.1210.0013.2312.998/2/10--0.77
American Century Equity Growth 529 Portfolio2.3018.927.6511.9012.398/2/10--1.14
T. Rowe Price Large-Cap Growth 529 Portfolio5.3119.438.6714.7714.718/2/10--1.23
Northern Funds Mid Cap Index 529 Portfolio1.6529.169.5313.3113.538/2/10--0.82
William Blair Small Cap Value 529 Portfolio-0.6832.478.5112.3611.738/2/10--1.91
Northern Funds Small Cap Index 529 Portfolio0.3332.517.0712.1812.488/2/10--0.82
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio2.91n/an/an/a6.209/28/16--1.33
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio3.3710.160.135.224.008/2/10--0.92
Neuberger Berman International Select 529 Portfolio3.208.410.894.813.988/2/10--1.57
DFA International Small Company 529 Portfolio4.1017.092.93n/a8.9310/10/12--1.21
Lazard Emerging Markets Equity 529 Portfolio4.8829.201.030.350.808/2/10--1.77
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 0.3513.92-11.38n/a-11.8410/10/12--1.47