Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-219.7219.7219.3413.3212.899/28/16--0.98
Ages 3-518.2118.2118.1712.5412.199/28/16--0.97
Ages 6-816.0416.0416.7011.5411.259/28/16--0.97
Ages 9-1014.0714.0714.8910.269.949/28/16--0.98
Ages 11-1211.8511.8513.479.349.069/28/16--0.97
Ages 13-149.999.9912.208.548.279/28/16--0.95
Ages 15-168.408.4010.467.337.069/28/16--0.95
Ages 17-186.306.308.676.105.869/28/16--0.95
Ages 19+4.534.536.704.804.609/28/16--0.91
Age-Based Moderate
Ages 0-218.2118.2118.1712.5412.199/28/16--0.97
Ages 3-516.0416.0416.7011.5411.259/28/16--0.97
Ages 6-814.0714.0714.8910.269.949/28/16--0.98
Ages 9-1011.8511.8513.479.349.069/28/16--0.97
Ages 11-129.999.9912.208.548.279/28/16--0.95
Ages 13-148.408.4010.467.337.069/28/16--0.95
Ages 15-166.306.308.676.105.869/28/16--0.95
Ages 17-184.534.536.704.804.609/28/16--0.91
Ages 19+2.342.344.673.393.209/28/16--0.86
Age-Based Conservative
Ages 0-216.0416.0416.7011.5411.259/28/16--0.97
Ages 3-514.0714.0714.8910.269.949/28/16--0.98
Ages 6-811.8511.8513.479.349.069/28/16--0.97
Ages 9-109.999.9912.208.548.279/28/16--0.95
Ages 11-128.408.4010.467.337.069/28/16--0.95
Ages 13-146.306.308.676.105.869/28/16--0.95
Ages 15-164.534.536.704.804.609/28/16--0.91
Ages 17-182.342.344.673.393.209/28/16--0.86
Ages 19+0.180.181.851.391.259/28/16--0.79
Target Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10019.7219.7219.3413.3210.988/2/10--0.98
Target Fund 8016.0416.0416.7011.549.518/2/10--0.97
Target Fund 6011.8511.8513.479.347.808/2/10--0.97
Target Fund 408.408.4010.467.336.208/2/10--0.95
Target Fund 204.534.536.704.804.178/2/10--0.91
Target Fixed Income Fund0.180.181.851.391.018/2/10--0.79
Individual Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio0.280.28n/an/a0.297/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.000.000.710.810.757/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio-0.53-0.531.211.251.058/2/10--1.08
Northern Funds Bond Index 529 Portfolio-2.23-2.234.032.792.418/2/10--0.68
Fidelity Advisor Investment Grade Bond 529 Portfolio-1.34-1.345.463.672.4810/10/12--0.89
PGIM Total Return Bond 529 Portfolio-1.67-1.67n/an/a3.544/28/20--0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio5.895.895.053.001.719/26/13--0.90
BlackRock High Yield Bond 529 Portfolion/an/an/an/a3.504/15/21--1.15
AB Global Bond Fund 529 Portfolion/an/an/an/a0.804/15/21--1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio12.9512.9515.6611.429.388/2/10--0.99
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio41.1341.13n/an/a14.724/9/19--0.71
Principal Global Real Estate Securities 529 Portfolio22.8222.82n/an/a9.1511/25/14--1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio27.4827.4816.20n/a8.572/6/18--0.75
Northern Funds Stock Index 529 Portfolio27.9527.9525.2017.6314.928/2/10--0.63
T. Rowe Price Large-Cap Growth 529 Portfolio22.5722.5729.4425.2118.778/2/10--1.09
Northern Funds Mid Cap Index 529 Portfolio24.0424.0420.5412.2412.908/2/10--0.68
T. Rowe Price Small-Cap Value 529 Portfolion/an/an/an/a4.518/11/21--1.23
Northern Funds Small Cap Index 529 Portfolio14.1014.1019.0811.1611.968/2/10--0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio10.8510.8521.7215.2015.109/28/16--1.18
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio10.4610.4612.838.895.838/2/10--0.77
Neuberger Berman International Select 529 Portfolio13.6213.6217.8811.927.128/2/10--1.34
DFA International Small Company 529 Portfolio13.6513.6514.919.448.8210/10/12--0.97
Vanguard Emerging Markets Select Stock 529 Portfolio-1.66-1.66n/an/a6.354/9/19--1.38
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 27.4327.4310.003.36-4.0510/10/12--1.33