Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-221.5311.8110.87n/a9.999/28/16--1.12
Ages 3-519.9311.2010.16n/a9.419/28/16--1.11
Ages 6-818.2510.479.36n/a8.709/28/16--1.13
Ages 9-1016.419.928.31n/a7.649/28/16--1.14
Ages 11-1214.999.437.69n/a7.069/28/16--1.14
Ages 13-1413.869.297.18n/a6.589/28/16--1.13
Ages 15-1611.948.416.16n/a5.609/28/16--1.14
Ages 17-189.997.445.16n/a4.689/28/16--1.12
Ages 19+7.936.234.22n/a3.809/28/16--1.08
Age-Based Moderate
Ages 0-219.9311.2010.16n/a9.419/28/16--1.11
Ages 3-518.2510.479.36n/a8.709/28/16--1.13
Ages 6-816.419.928.31n/a7.649/28/16--1.14
Ages 9-1014.999.437.69n/a7.069/28/16--1.14
Ages 11-1213.869.297.18n/a6.589/28/16--1.13
Ages 13-1411.948.416.16n/a5.609/28/16--1.14
Ages 15-169.997.445.16n/a4.689/28/16--1.12
Ages 17-187.936.234.22n/a3.809/28/16--1.08
Ages 19+5.935.213.12n/a2.759/28/16--1.02
Age-Based Conservative
Ages 0-218.2510.479.36n/a8.709/28/16--1.13
Ages 3-516.419.928.31n/a7.649/28/16--1.14
Ages 6-814.999.437.69n/a7.069/28/16--1.14
Ages 9-1013.869.297.18n/a6.589/28/16--1.13
Ages 11-1211.948.416.16n/a5.609/28/16--1.14
Ages 13-149.997.445.16n/a4.689/28/16--1.12
Ages 15-167.936.234.22n/a3.809/28/16--1.08
Ages 17-185.935.213.12n/a2.759/28/16--1.02
Ages 19+2.923.121.48n/a1.249/28/16--0.93
Target Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10021.5311.8110.876.839.588/2/10--1.12
Target Fund 8018.2510.479.366.008.278/2/10--1.13
Target Fund 6014.999.437.694.996.858/2/10--1.14
Target Fund 4011.948.416.164.125.518/2/10--1.14
Target Fund 207.936.234.222.943.808/2/10--1.08
Target Fixed Income Fund2.923.121.480.900.958/2/10--0.93
Individual Portfolios
As of November 30, 2019
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*1.741.881.22n/a1.107/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio2.021.461.611.371.128/2/10--1.18
Northern Funds Bond Index 529 Portfolio8.1510.043.332.272.528/2/10--0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio9.0710.633.792.612.1710/10/12--1.15
MainStay MacKay Total Return Bond 529 Portfolio8.7110.183.69n/a2.6112/17/14--1.25
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio3.433.321.230.720.429/26/13--1.02
BlackRock Inflation Protected Bond 529 Portfolio6.957.432.081.161.978/2/10--1.04
Touchstone High Yield 529 Portfolio11.749.325.223.543.9010/10/12--1.37
Templeton International Bond 529 Portfolio0.20-0.202.220.120.2810/10/12--1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio17.8512.539.796.388.388/2/10--1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/an/an/an/a8.504/9/19--0.83
Principal Global Real Estate Securities 529 Portfolion/an/an/an/a8.5011/25/14--1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio21.307.90n/an/a3.532/6/18--0.92
Northern Funds Stock Index 529 Portfolio26.7715.2114.0010.1213.118/2/10--0.75
American Century Equity Growth 529 Portfolio25.0014.4512.838.0512.318/2/10--1.12
T. Rowe Price Large-Cap Growth 529 Portfolio24.9714.9721.1614.3916.358/2/10--1.21
Northern Funds Mid Cap Index 529 Portfolio21.878.008.147.7111.588/2/10--0.81
William Blair Small Cap Value 529 Portfolio17.192.982.804.838.688/2/10--1.90
Northern Funds Small Cap Index 529 Portfolio21.116.597.717.3810.808/2/10--0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio29.7214.7013.54n/a13.789/28/16--1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio17.6711.478.723.564.928/2/10--0.90
Neuberger Berman International Select 529 Portfolio21.6614.8010.004.535.378/2/10--1.45
DFA International Small Company 529 Portfolio17.689.597.615.847.6310/10/12--1.18
Vanguard Emerging Markets Select Stock 529 Portfolion/an/an/an/a-2.304/9/19--1.59
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 1.37-5.11-2.90-7.06-8.7510/10/12--1.43