Fee Structure: A B C F
Age-Based Portfolios
As of October 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-4.091.443.64n/a7.349/28/16--1.12
Ages 3-5-2.712.393.95n/a7.229/28/16--1.11
Ages 6-8-1.673.023.98n/a6.899/28/16--1.12
Ages 9-10-1.082.903.79n/a6.189/28/16--1.14
Ages 11-120.003.563.91n/a5.949/28/16--1.12
Ages 13-141.134.224.19n/a5.799/28/16--1.13
Ages 15-161.614.103.91n/a5.089/28/16--1.11
Ages 17-182.314.273.68n/a4.479/28/16--1.12
Ages 19+2.453.833.36n/a3.769/28/16--1.05
Age-Based Moderate
Ages 0-2-2.712.393.95n/a7.229/28/16--1.11
Ages 3-5-1.673.023.98n/a6.899/28/16--1.12
Ages 6-8-1.082.903.79n/a6.189/28/16--1.14
Ages 9-100.003.563.91n/a5.949/28/16--1.12
Ages 11-121.134.224.19n/a5.799/28/16--1.13
Ages 13-141.614.103.91n/a5.089/28/16--1.11
Ages 15-162.314.273.68n/a4.479/28/16--1.12
Ages 17-182.453.833.36n/a3.769/28/16--1.05
Ages 19+2.563.402.89n/a2.909/28/16--1.02
Age-Based Conservative
Ages 0-2-1.673.023.98n/a6.899/28/16--1.12
Ages 3-5-1.082.903.79n/a6.189/28/16--1.14
Ages 6-80.003.563.91n/a5.949/28/16--1.12
Ages 9-101.134.224.19n/a5.799/28/16--1.13
Ages 11-121.614.103.91n/a5.089/28/16--1.11
Ages 13-142.314.273.68n/a4.479/28/16--1.12
Ages 15-162.453.833.36n/a3.769/28/16--1.05
Ages 17-182.563.402.89n/a2.909/28/16--1.02
Ages 19+1.742.021.80n/a1.439/28/16--0.91
Target Portfolios
As of October 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-4.091.443.646.878.558/2/10--1.12
Target Fund 80-1.673.023.986.467.588/2/10--1.12
Target Fund 600.003.563.915.636.428/2/10--1.12
Target Fund 401.614.103.914.925.318/2/10--1.11
Target Fund 202.453.833.363.663.788/2/10--1.05
Target Fixed Income Fund1.742.021.801.351.058/2/10--0.91
Individual Portfolios
As of October 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolion/an/an/an/a0.107/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.290.501.21n/a0.957/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio2.072.351.701.771.238/2/10--1.15
Northern Funds Bond Index 529 Portfolio5.565.314.253.222.818/2/10--0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio7.397.115.054.152.8110/10/12--1.15
PGIM Total Return Bond 529 Portfolion/an/an/an/a4.704/28/20--1.14
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio3.093.902.251.880.929/26/13--1.02
Touchstone High Yield 529 Portfolio-2.17-0.382.403.933.4110/10/12--1.37
Templeton International Bond 529 Portfolio-6.08-5.25-1.400.84-0.3310/10/12--1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio2.456.445.827.208.068/2/10--1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-15.69-16.68n/an/a-5.264/9/19--0.83
Principal Global Real Estate Securities 529 Portfolio-16.97-17.66n/an/a-6.5111/25/14--1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-17.64-12.18n/an/a-3.742/6/18--0.91
Northern Funds Stock Index 529 Portfolio2.188.959.6010.8612.438/2/10--0.75
T. Rowe Price Large-Cap Growth 529 Portfolio20.6329.4217.6817.4217.148/2/10--1.21
Northern Funds Mid Cap Index 529 Portfolio-7.14-1.812.076.539.988/2/10--0.80
William Blair Small Cap Value 529 Portfolio-23.41-20.55-8.07-0.045.328/2/10--1.90
Northern Funds Small Cap Index 529 Portfolio-7.36-1.041.376.439.268/2/10--0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio2.419.559.02n/a11.679/28/16--1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-11.04-7.18-1.942.293.598/2/10--0.90
Neuberger Berman International Select 529 Portfolio-3.092.131.694.764.898/2/10--1.44
DFA International Small Company 529 Portfolio-11.27-4.61-3.213.595.7910/10/12--1.17
Vanguard Emerging Markets Select Stock 529 Portfolio-4.502.89n/an/a-0.134/9/19--1.17
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -9.52-7.32-4.77-3.02-8.3810/10/12--1.43