Fee Structure: A B C F
Age-Based Portfolios
As of June 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-23.92-20.283.825.146.549/28/163.50%0.97
Ages 3-5n/a-22.53-18.943.775.016.269/28/163.50%0.96
Ages 6-8n/a-21.35-18.193.304.555.739/28/163.50%0.95
Ages 9-10n/a-19.74-16.812.773.984.969/28/163.50%0.95
Ages 11-12n/a-18.88-16.332.173.484.389/28/163.50%0.96
Ages 13-14n/a-18.18-15.851.573.043.859/28/163.50%0.96
Ages 15-16n/a-16.08-13.961.262.613.249/28/163.50%0.95
Ages 17-18n/a-14.23-12.480.792.062.579/28/163.50%0.95
Ages 19+n/a-12.10-10.700.241.511.899/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a-22.53-18.943.775.016.269/28/163.50%0.96
Ages 3-5n/a-21.35-18.193.304.555.739/28/163.50%0.95
Ages 6-8n/a-19.74-16.812.773.984.969/28/163.50%0.95
Ages 9-10n/a-18.88-16.332.173.484.389/28/163.50%0.96
Ages 11-12n/a-18.18-15.851.573.043.859/28/163.50%0.96
Ages 13-14n/a-16.08-13.961.262.613.249/28/163.50%0.95
Ages 15-16n/a-14.23-12.480.792.062.579/28/163.50%0.95
Ages 17-18n/a-12.10-10.700.241.511.899/28/163.50%0.92
Ages 19+n/a-9.96-9.11-0.390.841.069/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a-21.35-18.193.304.555.739/28/163.50%0.95
Ages 3-5n/a-19.74-16.812.773.984.969/28/163.50%0.95
Ages 6-8n/a-18.88-16.332.173.484.389/28/163.50%0.96
Ages 9-10n/a-18.18-15.851.573.043.859/28/163.50%0.96
Ages 11-12n/a-16.08-13.961.262.613.249/28/163.50%0.95
Ages 13-14n/a-14.23-12.480.792.062.579/28/163.50%0.95
Ages 15-16n/a-12.10-10.700.241.511.899/28/163.50%0.92
Ages 17-18n/a-9.96-9.11-0.390.841.069/28/163.50%0.88
Ages 19+n/a-5.91-5.74-0.910.070.089/28/163.50%0.80
Target Portfolios
As of June 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-23.92-20.283.825.147.998/2/103.50%0.97
Target Fund 80n/a-21.35-18.193.304.556.928/2/103.50%0.95
Target Fund 60n/a-18.88-16.332.173.485.608/2/103.50%0.96
Target Fund 40n/a-16.08-13.961.262.614.388/2/103.50%0.95
Target Fund 20n/a-12.10-10.700.241.512.878/2/103.50%0.92
Target Fixed Income Fundn/a-5.91-5.74-0.910.070.458/2/103.50%0.80
Individual Portfolios
As of June 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio2.530.190.33n/an/a0.317/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.120.120.410.790.717/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-1.78-2.300.180.680.868/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-13.72-13.98-2.80-0.561.058/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-14.04-14.04-1.850.170.7710/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a-15.97-15.97n/an/a-5.194/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-5.60-2.981.901.800.949/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a-16.93-15.79n/an/a-11.784/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-13.56-13.48n/an/a-10.804/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-20.63-17.362.834.496.888/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-22.27-9.673.59n/a3.894/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a-24.70-18.68-2.06n/a-1.3811/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-15.76-10.845.09n/a3.452/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a-23.02-14.308.539.7411.778/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a-35.64-32.225.8410.6913.658/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a-22.68-18.234.855.489.938/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-22.67n/an/an/a-19.188/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a-26.31-28.272.233.638.628/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-29.30-26.491.155.377.069/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-22.13-20.72-0.600.833.398/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a-28.09-25.790.741.913.908/2/103.50%1.34
DFA International Small Company 529 Portfolion/a-24.16-22.890.920.545.3110/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-20.55-28.85-1.25n/a-1.904/9/193.50%1.37
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a13.6019.5513.087.16-2.5810/10/123.50%1.33