Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-215.5315.5317.9312.5212.139/28/163.50%0.98
Ages 3-514.0714.0716.7811.7411.439/28/163.50%0.97
Ages 6-811.9811.9815.3210.7510.509/28/163.50%0.97
Ages 9-1010.0810.0813.539.479.209/28/163.50%0.98
Ages 11-127.947.9412.138.578.329/28/163.50%0.97
Ages 13-146.146.1410.887.777.549/28/163.50%0.95
Ages 15-164.614.619.156.576.349/28/163.50%0.95
Ages 17-182.582.587.395.355.149/28/163.50%0.95
Ages 19+0.870.875.444.053.909/28/163.50%0.91
Age-Based Moderate
Ages 0-214.0714.0716.7811.7411.439/28/163.50%0.97
Ages 3-511.9811.9815.3210.7510.509/28/163.50%0.97
Ages 6-810.0810.0813.539.479.209/28/163.50%0.98
Ages 9-107.947.9412.138.578.329/28/163.50%0.97
Ages 11-126.146.1410.887.777.549/28/163.50%0.95
Ages 13-144.614.619.156.576.349/28/163.50%0.95
Ages 15-162.582.587.395.355.149/28/163.50%0.95
Ages 17-180.870.875.444.053.909/28/163.50%0.91
Ages 19+-1.24-1.243.432.652.509/28/163.50%0.86
Age-Based Conservative
Ages 0-211.9811.9815.3210.7510.509/28/163.50%0.97
Ages 3-510.0810.0813.539.479.209/28/163.50%0.98
Ages 6-87.947.9412.138.578.329/28/163.50%0.97
Ages 9-106.146.1410.887.777.549/28/163.50%0.95
Ages 11-124.614.619.156.576.349/28/163.50%0.95
Ages 13-142.582.587.395.355.149/28/163.50%0.95
Ages 15-160.870.875.444.053.909/28/163.50%0.91
Ages 17-18-1.24-1.243.432.652.509/28/163.50%0.86
Ages 19+-3.33-3.330.650.670.579/28/163.50%0.79
Target Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 10015.5315.5317.9312.5210.638/2/103.50%0.98
Target Fund 8011.9811.9815.3210.759.178/2/103.50%0.97
Target Fund 607.947.9412.138.577.478/2/103.50%0.97
Target Fund 404.614.619.156.575.878/2/103.50%0.95
Target Fund 200.870.875.444.053.848/2/103.50%0.91
Target Fixed Income Fund-3.33-3.330.650.670.698/2/103.50%0.79
Individual Portfolios
As of December 31, 2021
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio0.280.28n/an/a0.297/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.000.000.710.810.757/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio-0.53-0.531.211.251.058/2/103.50%1.08
Northern Funds Bond Index 529 Portfolio-5.66-5.662.812.062.098/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolio-4.79-4.794.222.942.0910/10/123.50%0.89
PGIM Total Return Bond 529 Portfolio-5.11-5.11n/an/a1.364/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio2.192.193.812.271.279/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/an/an/an/a-0.124/15/213.50%1.15
AB Global Bond Fund 529 Portfolion/an/an/an/a-2.734/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio8.998.9914.3010.639.038/2/103.50%0.99
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio36.1936.19n/an/a13.234/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolio18.5318.53n/an/a7.7311/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio23.0123.0114.83n/a7.582/6/183.50%0.75
Northern Funds Stock Index 529 Portfolio23.4723.4723.7316.8014.568/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolio18.2818.2827.9124.3318.408/2/103.50%1.09
Northern Funds Mid Cap Index 529 Portfolio19.7019.7019.1211.4512.558/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/an/an/an/a0.868/11/213.50%1.23
Northern Funds Small Cap Index 529 Portfolio10.1010.1017.6810.3711.618/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio6.976.9720.2914.3914.329/28/163.50%1.18
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio6.606.6011.508.125.508/2/103.50%0.77
Neuberger Berman International Select 529 Portfolio9.649.6416.4811.136.798/2/103.50%1.34
DFA International Small Company 529 Portfolio9.689.6813.558.668.4010/10/123.50%0.97
Vanguard Emerging Markets Select Stock 529 Portfolio-5.10-5.10n/an/a4.974/9/193.50%1.38
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio 22.9722.978.702.62-4.4210/10/123.50%1.33