Fee Structure: A B C F
Age-Based Portfolios
As of March 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-26.80-18.28-1.75n/a0.579/28/163.50%1.12
Ages 3-5-24.61-16.41-1.27n/a0.869/28/163.50%1.11
Ages 6-8-22.69-14.99-1.08n/a0.929/28/163.50%1.12
Ages 9-10-20.38-13.26-0.87n/a0.819/28/163.50%1.14
Ages 11-12-18.33-11.61-0.53n/a0.969/28/163.50%1.12
Ages 13-14-15.98-9.510.03n/a1.299/28/163.50%1.13
Ages 15-16-13.59-7.870.18n/a1.179/28/163.50%1.11
Ages 17-18-11.34-6.290.24n/a1.039/28/163.50%1.12
Ages 19+-9.04-4.840.39n/a0.929/28/163.50%1.05
Age-Based Moderate
Ages 0-2-24.61-16.41-1.27n/a0.869/28/163.50%1.11
Ages 3-5-22.69-14.99-1.08n/a0.929/28/163.50%1.12
Ages 6-8-20.38-13.26-0.87n/a0.819/28/163.50%1.14
Ages 9-10-18.33-11.61-0.53n/a0.969/28/163.50%1.12
Ages 11-12-15.98-9.510.03n/a1.299/28/163.50%1.13
Ages 13-14-13.59-7.870.18n/a1.179/28/163.50%1.11
Ages 15-16-11.34-6.290.24n/a1.039/28/163.50%1.12
Ages 17-18-9.04-4.840.39n/a0.929/28/163.50%1.05
Ages 19+-6.58-3.230.42n/a0.689/28/163.50%1.02
Age-Based Conservative
Ages 0-2-22.69-14.99-1.08n/a0.929/28/163.50%1.12
Ages 3-5-20.38-13.26-0.87n/a0.819/28/163.50%1.14
Ages 6-8-18.33-11.61-0.53n/a0.969/28/163.50%1.12
Ages 9-10-15.98-9.510.03n/a1.299/28/163.50%1.13
Ages 11-12-13.59-7.870.18n/a1.179/28/163.50%1.11
Ages 13-14-11.34-6.290.24n/a1.039/28/163.50%1.12
Ages 15-16-9.04-4.840.39n/a0.929/28/163.50%1.05
Ages 17-18-6.58-3.230.42n/a0.689/28/163.50%1.02
Ages 19+-3.94-2.060.06n/a0.029/28/163.50%0.91
Target Portfolios
As of March 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-26.80-18.28-1.750.676.098/2/103.50%1.12
Target Fund 80-22.69-14.99-1.080.955.418/2/103.50%1.12
Target Fund 60-18.33-11.61-0.531.004.618/2/103.50%1.12
Target Fund 40-13.59-7.870.181.213.898/2/103.50%1.11
Target Fund 20-9.04-4.840.391.052.748/2/103.50%1.05
Target Fixed Income Fund-3.94-2.060.060.130.528/2/103.50%0.91
Individual Portfolios
As of March 31, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.281.611.32n/a1.107/27/163.50%0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio-2.34-1.190.620.890.848/2/103.50%1.15
Northern Funds Bond Index 529 Portfolio-0.514.562.861.852.368/2/103.50%0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio-1.933.222.631.901.7910/10/123.50%1.15
PGIM Total Return Bond 529 Portfolion/an/an/an/an/a4/28/203.50%1.14
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio-5.27-2.93-0.660.01-0.309/26/133.50%1.02
Touchstone High Yield 529 Portfolio-16.98-12.19-1.66-0.101.4310/10/123.50%1.37
Templeton International Bond 529 Portfolio-7.60-7.77-2.38-0.41-0.5710/10/123.50%1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio-17.61-9.581.472.406.158/2/103.50%1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-25.81n/an/an/a-19.134/9/193.50%0.83
Principal Global Real Estate Securities 529 Portfolio-28.60n/an/an/a-22.6111/25/143.50%1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-34.02-25.66n/an/a-14.082/6/183.50%0.91
Northern Funds Stock Index 529 Portfolio-22.58-10.913.075.1610.038/2/103.50%0.75
T. Rowe Price Large-Cap Growth 529 Portfolio-17.06-7.5210.779.7713.778/2/103.50%1.21
Northern Funds Mid Cap Index 529 Portfolio-32.29-25.82-6.00-0.977.068/2/103.50%0.80
William Blair Small Cap Value 529 Portfolio-37.30-33.60-12.45-4.863.488/2/103.50%1.90
Northern Funds Small Cap Index 529 Portfolio-33.25-27.39-6.55-1.766.188/2/103.50%0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio-26.65-17.270.76n/a3.429/28/163.50%1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-25.52-17.94-3.67-1.971.928/2/103.50%0.90
Neuberger Berman International Select 529 Portfolio-25.16-15.59-2.10-1.282.428/2/103.50%1.44
DFA International Small Company 529 Portfolio-32.87-24.49-7.46-1.772.3610/10/123.50%1.17
Vanguard Emerging Markets Select Stock 529 Portfolio-31.30n/an/an/a-28.204/9/193.50%1.17
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -25.06-24.93-10.35-8.86-11.2710/10/123.50%1.43