Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2-2.276.105.01n/a8.019/28/16--1.12
Ages 3-5-1.026.705.22n/a7.839/28/16--1.11
Ages 6-8-0.336.615.05n/a7.409/28/16--1.12
Ages 9-100.166.154.71n/a6.649/28/16--1.14
Ages 11-121.116.394.75n/a6.369/28/16--1.12
Ages 13-142.096.634.89n/a6.179/28/16--1.13
Ages 15-162.516.194.53n/a5.429/28/16--1.11
Ages 17-182.995.894.17n/a4.749/28/16--1.12
Ages 19+3.015.003.72n/a3.989/28/16--1.05
Age-Based Moderate
Ages 0-2-1.026.705.22n/a7.839/28/16--1.11
Ages 3-5-0.336.615.05n/a7.409/28/16--1.12
Ages 6-80.166.154.71n/a6.649/28/16--1.14
Ages 9-101.116.394.75n/a6.369/28/16--1.12
Ages 11-122.096.634.89n/a6.179/28/16--1.13
Ages 13-142.516.194.53n/a5.429/28/16--1.11
Ages 15-162.995.894.17n/a4.749/28/16--1.12
Ages 17-183.015.003.72n/a3.989/28/16--1.05
Ages 19+2.924.163.10n/a3.059/28/16--1.02
Age-Based Conservative
Ages 0-2-0.336.615.05n/a7.409/28/16--1.12
Ages 3-50.166.154.71n/a6.649/28/16--1.14
Ages 6-81.116.394.75n/a6.369/28/16--1.12
Ages 9-102.096.634.89n/a6.179/28/16--1.13
Ages 11-122.516.194.53n/a5.429/28/16--1.11
Ages 13-142.995.894.17n/a4.749/28/16--1.12
Ages 15-163.015.003.72n/a3.989/28/16--1.05
Ages 17-182.924.163.10n/a3.059/28/16--1.02
Ages 19+1.832.201.86n/a1.499/28/16--0.91
Target Portfolios
As of September 30, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100-2.276.105.018.678.838/2/10--1.12
Target Fund 80-0.336.615.057.927.798/2/10--1.12
Target Fund 601.116.394.756.756.598/2/10--1.12
Target Fund 402.516.194.535.725.458/2/10--1.11
Target Fund 203.015.003.724.153.878/2/10--1.05
Target Fixed Income Fund1.832.201.861.401.078/2/10--0.91
Individual Portfolios
As of September 30, 2020
YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolion/an/an/an/a0.077/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*0.290.631.22n/a0.977/27/16--0.42
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolio1.892.171.741.851.228/2/10--1.15
Northern Funds Bond Index 529 Portfolio6.126.124.423.332.898/2/10--0.80
Fidelity Advisor Investment Grade Bond 529 Portfolio7.998.275.244.392.9110/10/12--1.15
PGIM Total Return Bond 529 Portfolion/an/an/an/a5.504/28/20--1.14
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolio3.484.492.451.960.989/26/13--1.02
Touchstone High Yield 529 Portfolio-2.39-0.462.374.473.4110/10/12--1.37
Templeton International Bond 529 Portfolio-6.37-5.45-1.791.39-0.3710/10/12--1.48
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolio3.939.456.908.608.288/2/10--1.11
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolio-12.66-12.90n/an/a-3.274/9/19--0.83
Principal Global Real Estate Securities 529 Portfolio-14.11-11.92n/an/a-4.7211/25/14--1.53
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolio-16.55-9.15n/an/a-3.382/6/18--0.91
Northern Funds Stock Index 529 Portfolio5.0114.2911.4213.2812.848/2/10--0.75
T. Rowe Price Large-Cap Growth 529 Portfolio22.8434.9320.2619.8117.508/2/10--1.21
Northern Funds Mid Cap Index 529 Portfolio-9.07-2.882.087.249.848/2/10--0.80
William Blair Small Cap Value 529 Portfolio-26.39-23.10-9.160.254.958/2/10--1.90
Northern Funds Small Cap Index 529 Portfolio-9.27-0.490.917.149.118/2/10--0.80
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolio0.729.279.20n/a11.469/28/16--1.31
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolio-7.44-0.33-0.114.434.028/2/10--0.90
Neuberger Berman International Select 529 Portfolio1.9011.573.787.145.458/2/10--1.44
DFA International Small Company 529 Portfolio-8.172.91-1.795.326.3110/10/12--1.17
Vanguard Emerging Markets Select Stock 529 Portfolio-6.604.50n/an/a-1.634/9/19--1.17
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio -10.07-6.12-4.34-3.21-8.5310/10/12--1.43