Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a19.2819.285.1110.528.739/28/16--0.97
Ages 3-5n/a18.0318.034.779.948.289/28/16--0.96
Ages 6-8n/a17.1317.134.179.147.649/28/16--0.95
Ages 9-10n/a15.8615.863.668.176.769/28/16--0.95
Ages 11-12n/a14.6414.642.977.366.139/28/16--0.96
Ages 13-14n/a13.2913.292.226.535.509/28/16--0.96
Ages 15-16n/a11.9111.912.005.704.769/28/16--0.95
Ages 17-18n/a10.4110.411.484.763.979/28/16--0.95
Ages 19+n/a8.808.801.233.813.219/28/16--0.92
Age-Based Moderate
Ages 0-2n/a18.0318.034.779.948.289/28/16--0.96
Ages 3-5n/a17.1317.134.179.147.649/28/16--0.95
Ages 6-8n/a15.8615.863.668.176.769/28/16--0.95
Ages 9-10n/a14.6414.642.977.366.139/28/16--0.96
Ages 11-12n/a13.2913.292.226.535.509/28/16--0.96
Ages 13-14n/a11.9111.912.005.704.769/28/16--0.95
Ages 15-16n/a10.4110.411.484.763.979/28/16--0.95
Ages 17-18n/a8.808.801.233.813.219/28/16--0.92
Ages 19+n/a7.197.190.722.742.289/28/16--0.88
Age-Based Conservative
Ages 0-2n/a17.1317.134.179.147.649/28/16--0.95
Ages 3-5n/a15.8615.863.668.176.769/28/16--0.95
Ages 6-8n/a14.6414.642.977.366.139/28/16--0.96
Ages 9-10n/a13.2913.292.226.535.509/28/16--0.96
Ages 11-12n/a11.9111.912.005.704.769/28/16--0.95
Ages 13-14n/a10.4110.411.484.763.979/28/16--0.95
Ages 15-16n/a8.808.801.233.813.219/28/16--0.92
Ages 17-18n/a7.197.190.722.742.289/28/16--0.88
Ages 19+n/a4.944.940.831.571.239/28/16--0.80
Target Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a19.2819.285.1110.529.028/2/10--0.97
Target Fund 80n/a17.1317.134.179.147.838/2/10--0.95
Target Fund 60n/a14.6414.642.977.366.418/2/10--0.96
Target Fund 40n/a11.9111.912.005.705.088/2/10--0.95
Target Fund 20n/a8.808.801.233.813.488/2/10--0.92
Target Fixed Income Fundn/a4.944.940.831.571.038/2/10--0.80
Individual Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.534.974.972.20n/a1.927/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a4.744.742.001.601.327/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a5.545.541.421.691.258/2/10--1.00
Northern Funds Bond Index 529 Portfolion/a4.934.93-3.870.461.328/2/10--0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a6.296.29-3.311.451.2510/10/12--0.89
PGIM Total Return Bond 529 Portfolion/a7.027.02-3.76n/a-1.084/28/20--0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a3.543.541.662.841.299/26/13--0.90
BlackRock High Yield Bond 529 Portfolion/a13.0213.02n/an/a1.534/15/21--1.11
AB Global Bond Fund 529 Portfolion/a6.356.35n/an/a-2.304/15/21--1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a17.5217.523.058.447.678/2/10--0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a10.5910.595.22n/a3.954/9/19--0.71
Principal Global Real Estate Securities 529 Portfolion/a10.3810.38-0.42n/a0.4411/25/14--1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a10.9210.929.8410.286.282/6/18--0.75
Northern Funds Stock Index 529 Portfolion/a25.5725.579.3514.9412.748/2/10--0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a45.5145.514.7615.2715.228/2/10--1.08
Northern Funds Mid Cap Index 529 Portfolion/a15.7415.747.4111.8510.878/2/10--0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a11.7011.70n/an/a-2.228/11/21--1.21
Northern Funds Small Cap Index 529 Portfolion/a16.2416.241.629.219.418/2/10--0.68
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a20.6920.691.1210.979.679/28/16--1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a17.3917.393.487.594.978/2/10--0.77
Neuberger Berman International Select 529 Portfolion/a14.1014.100.197.725.078/2/10--1.34
DFA International Small Company 529 Portfolion/a13.7613.762.237.366.6010/10/12--0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a10.0710.07-4.13n/a1.244/9/19--1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-5.85-4.0214.705.45-2.6910/10/12--1.33